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Wide Choice
Quick Disbursal
SmartMatch
Digital Process
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Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
HDFC Bank offers personal loan interest rates starting from 9.99% p.a. onwards depending on the credit profile of the applicant. Below-mentioned are the interest rates offered to HDFC Bank personal loan applicants availing personal loan of Rs 1 lakh.
| Minimum Interest Rate | 9.99% p.a. |
| Maximum Interest Rate | 12.50% p.a. |
| Particulars | Charges |
|---|---|
| Processing Fee | Up to Rs 6,500 |
| Foreclosure Charges |
|
| Part-prepayment | Allowed after 1st EMI, up to 25% of the outstanding principal |
| Amortization Schedule Charges | Rs 50 per schedule |
| Repayment mode charges | Rs 500 |
| Payment Return Charges | Rs 450 |
Individuals planning to avail personal loan of Rs 1 lakh should meet the below-mentioned personal loan eligibility criteria:
For pre-approved customers of HDFC Bank, no documentation is required since the lender already has their KYC details.
Below-mentioned is the EMI calculation for personal loan of Rs 1 lakh offered @ 9.99% p.a. For different tenures. Applicants planning to avail a personal loan can use the personal loan EMI calculator available online to calculate the EMI and interest cost and plan their budget accordingly.
| Loan Amount (Rs) | Interest Rate (p.a.) | Tenure | EMI(Rs) |
|---|---|---|---|
| 1,00,000 | 9.99% | 1 year | 8,791 |
| 1,00,000 | 9.99% | 2 years | 4,614 |
| 1,00,000 | 9.99% | 3 years | 3,226 |
| 1,00,000 | 9.99% | 4 years | 2,536 |
| 1,00,000 | 9.99% | 5 years | 2,124 |
Swipe to see more table data
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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