Salaried individuals (including CAs, doctors, employees of selected public and private limited companies, government sector employees including public sector undertaking)
- The person must be 21-60 years old (65 for government employees)
- The applicant must have a monthly income of Rs. 20,000 and above for Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai and Pune. Besides, it is Rs. 15,000 everywhere else.
- He must have a total of 1 or more years of working experience.
Self-employed professionals (self-employed Chartered Accountants, Doctors, Architects and Company Secretaries)
- The person must be 22-65 years old
- He must have 3 years minimum experience in the business
- The applicant must have Rs. 1,00,000 as annual income in Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai and Pune. Apart from this, Rs. 75,000 at other places.
Self-employed individuals (Partners & Directors in the Business of Manufacturing, Sole proprietors, , Trading or Services)
- He should be 22-65 years old
- A minimum of 4 years in business with 2 years in the current business is required
- The person must have Rs. 1,00,000 as annual income in Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai and Pune, and 75,000 everywhere else
Self-employed in private companies and partnership firms (Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services)
- He should be 22-65 years old
- A minimum of 4 years in business with 2 years in the current business is required
- The person must have Rs. 1,00,000 as annual income in Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai and Pune, and 75,000 everywhere else
- He must have a business making a profit for the previous 2 years