Citibank Personal Loan Status: Track Application & Check Active Loan Online

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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Max. Loan Amt.Upto 25L
Rate of Interest9.98% - 17.2%
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Processing Fee1.1% - 1.5%
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How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

How to Track Citibank Personal Loan Application Status Online?

Citibank does not offer a dedicated platform to check the status of your personal loan online. However, you can log into the Citibank Internet Banking to know the status of your personal loan application:

  • Go to the Citibank online banking page
  • Enter your User ID and password to log into your online account
  • Once logged in, you can easily check the current status of your Citibank Personal Loan application online.

How to Track Citibank Personal Loan Application Status Offline?

You can track the status of Citibank Personal Loan offline by connecting to the bank through the following ways:

  • You can call on the following numbers between 9 AM and 7 PM (Monday – Saturday) except on national holidays
Within India 1860 210 2484 (call charges apply)
From outside India +91 22 4955 2484
  • You can send an e-mail to customercare@citi.com with key details such as your application reference number, etc. to know your Citibank personal loan application
  • You can visit the nearest branch of the bank in-person to get updated status of your personal loan application

How to Register Online for Citibank Personal Loan Account?

If you are a new user, you will have to register on the online portal of Citibank to access your personal loan account. You can register by following the below mentioned steps:

  • Go to the Citibank Official website
  • Select ‘Personal Loan’ in ‘Product Information’ column
  • Enter your 16 digit customer/loan ID
  • Enter your EMI amount (in Rs.).
  • Enter your Date of Birth.
  • Enter your account from which loan repayment is being made.
  • Agree to the terms and conditions and click on ‘Proceed’.

How to check Citibank Personal Loan Status Online after Disbursal?

There is no dedicated platform offered by the bank to check the status of your personal loan application post disbursal. However, you can login to the internet banking to check the status.

  • Go to the Online Banking portal of Citibank India
  • Enter your user ID and password to Log into your online banking account
  • Once logged in, you can check the updated status of your disbursed Citibank personal loan including last EMI payment details, outstanding loan amount, due date of next EMI and much more.

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How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan For
All Your Needs

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FAQs

The interest rate of Citibank personal loan varies as per the nature of employment of an individual.

The processing fee of Citibank personal loan is up to 3% of the loan amount. It gets deducted from the loan sanctioned at the time of disbursal.

Yes, Citibank offers the facility of prepaying your personal loan along with prepayment/foreclosure charge of up to 4% on total principal outstanding at the time of full and final settlement of account. Interest for the on-going month and applicable taxes are additional.

If you already have a personal loan with the bank, you can apply for more funds through a top-up personal loan after completing the timely payment of12 EMIs. However, the bank decides your eligibility for a top-up loan.

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What our customers say

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

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Mohit YadavDec 3, 2025

Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

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Gautam BakshiDec 3, 2025

Lower Rate than My Own Bank

Got a lower interest rate than my bank was offering.Smooth digital verification and quick disbursal.

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Shivani SuryaDec 3, 2025

Pre-approved offers with quick approval

I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

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Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

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Multiple offers in Minutes

Paisabazaar helped me compare multiple loan offers in minutes, and I got the best rate without any paperwork.

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Ankita BajajDec 3, 2025

Itna Badhiya Rate and Service Hai!

Apke yaha itna acha interest rate mil gya market mei sabse kum and service toh aur bhi achi h. thank you.

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Mohit SinghDec 2, 2025

Best Interest Rate Offer

Got the best interest rate on your website. Best assistance and seamless experience.

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Aniket SinghDec 2, 2025

Best Marketplace to Shop for Loans

Your website is the best to apply for a personal loan. Got my loan disbursed within 3 days. So easy and hassle-free.

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Fast loan approval

I got my loan approved within 24 hours. The process was fast, transparent, and reliable, exactly what I was looking for.

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Pragati ShuklaDec 2, 2025
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