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Citibank Personal Loan Status: Track Application & Check Active Loan Online

If you need quick access to funds for personal expenses, Citibank Personal Loan is an ideal option for you. Both salaried and self-employed applicants who meet the applicable eligibility criteria can avail a Citibank personal loan up to Rs. 30 lakh. Also, with flexible tenure and easy repayment options, you can conveniently repay your Citibank Personal Loan through affordable EMIs.
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Get up to ₹50 Lakhs starting at 9.98%

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

How to Track Citibank Personal Loan Application Status Online?

Citibank does not offer a dedicated platform to check the status of your personal loan online. However, you can log into the Citibank Internet Banking to know the status of your personal loan application:

  • Go to the Citibank online banking page
  • Enter your User ID and password to log into your online account
  • Once logged in, you can easily check the current status of your Citibank Personal Loan application online.

How to Track Citibank Personal Loan Application Status Offline?

You can track the status of Citibank Personal Loan offline by connecting to the bank through the following ways:

  • You can call on the following numbers between 9 AM and 7 PM (Monday – Saturday) except on national holidays
Within India 1860 210 2484 (call charges apply)
From outside India +91 22 4955 2484
  • You can send an e-mail to customercare@citi.com with key details such as your application reference number, etc. to know your Citibank personal loan application
  • You can visit the nearest branch of the bank in-person to get updated status of your personal loan application

How to Register Online for Citibank Personal Loan Account?

If you are a new user, you will have to register on the online portal of Citibank to access your personal loan account. You can register by following the below mentioned steps:

  • Go to the Citibank Official website
  • Select ‘Personal Loan’ in ‘Product Information’ column
  • Enter your 16 digit customer/loan ID
  • Enter your EMI amount (in Rs.).
  • Enter your Date of Birth.
  • Enter your account from which loan repayment is being made.
  • Agree to the terms and conditions and click on ‘Proceed’.

How to check Citibank Personal Loan Status Online after Disbursal?

There is no dedicated platform offered by the bank to check the status of your personal loan application post disbursal. However, you can login to the internet banking to check the status.

  • Go to the Online Banking portal of Citibank India
  • Enter your user ID and password to Log into your online banking account
  • Once logged in, you can check the updated status of your disbursed Citibank personal loan including last EMI payment details, outstanding loan amount, due date of next EMI and much more.

Avail Personal Loan for
All Your Needs

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan for
All Your Needs

FAQs

The interest rate of Citibank personal loan varies as per the nature of employment of an individual.

The processing fee of Citibank personal loan is up to 3% of the loan amount. It gets deducted from the loan sanctioned at the time of disbursal.

Yes, Citibank offers the facility of prepaying your personal loan along with prepayment/foreclosure charge of up to 4% on total principal outstanding at the time of full and final settlement of account. Interest for the on-going month and applicable taxes are additional.

If you already have a personal loan with the bank, you can apply for more funds through a top-up personal loan after completing the timely payment of12 EMIs. However, the bank decides your eligibility for a top-up loan.

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What our customers say

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Easy personal loan available

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Medical Emergency thi, loan jaldi mil gya

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Compare karke sahi rate mila

Loan offers jab comapre kiya toh pata chala konse loan lene se muhje sahi mai faida hoga. Isiliye Paisabazaar muhje best laga.

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Akrity PandeyJan 5, 2026

Personal loan fatfat mai mil gaya

Muhje paiso ki urgent need thi. Paisabazaar se loan jaldi or sahi rate pe mil gaya.

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Riya MehraJan 5, 2026

Loan from Paisabazaar was actually paperless

I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

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Tanmay BorkatakiDec 12, 2025

Best place for a small loan

I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

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Aridaman Singh ParhichaDec 11, 2025
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