The mechanism of Citibank Grievance Handling for personal loans as well as other products is divided into the following five levels:
Level 1: Regular Access Channels
You can register a complaint by calling the customer care number/using Citibank Live Chat/ through e-mail/ letter as mentioned in earlier sections
Level 2: Head Customer Care
If you are not satisfied with the level 1 response or have not received an appropriate response from Citi customer care within 2 working days, you can write to Head Customer Care. Contact details of Head Customer Care are mentioned in an earlier section.
Level 3: Citibank Grievance Redressal Officer (Principal Nodal Officer)
If you are not satisfied with the Level 2 response, you can contact the PNO (Principal Nodal Officer) via post by sending a letter to:
Citibank N.A., Mail Room,
ACROPOLIS, 9th Floor,
New Door No.148 (Old No.68),
Dr. Radhakrishnan Salai, Mylapore,
Chennai – 600004.
Alternatively, you can call 1800 266 2400 (All India Toll Free number) / 022-4955-2400 between 10:00 AM and 6:00 PM IST (Monday to Saturday) except on national holidays.
Level 4: Citibank Senior Management
If you continue to be dissatisfied with the resolutions provided by the previous levels, you can directly write to the Citibank Senior Management. Write to Citibank Head Personal Loans
Level 5: Reserve Bank of India – Banking Ombudsman Scheme
If you have not heard from Citibank for a month after your previous level complaint or are dissatisfied with the resolution provided via above levels, you can contact the Banking Ombudsman. The Banking Ombudsman is appointed by the RBI to ensure satisfactory settlement of complaints if the bank and the complainant are unable to come to an agreement.