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Capri Global Capital Limited (CGCL) offers gold loan against gold jewellery for up to 75% of the gold’s market value. These are affordable loans offered to individuals having no income proofs. Capri Gold Loan borrowers can make repayments by either paying interest at regular intervals, upfront interest payment or bullet repayment method.
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Capri Gold Loan Highlights |
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| Interest Rate | Depends on the applicant’s creditworthiness |
| LTV Ratio | Up to 75% of gold’s market value |
| Collateral | Gold jewellery |
| Processing Charges | As per the scheme |
Rates as of 27 Jan 2025
Capri Global Capital Limited has not disclosed the interest rates offered to its gold loan applicants. However, the lender sets its gold loan interest rates based on the creditworthiness of the applicant and market conditions.
| Particulars | Charges |
| Processing Fee | As per scheme |
| Pre-auction Charges | Rs 200 |
| MTM Charges | Rs 500 |
| Post-auction Charges | Rs 1,500 |
| Account statement | Nil |
| Cash handling charges | Rs. 10 or 0.25% of Cash Transaction (GST inclusive) whichever is higher |
| Foreclosure/Preclosure Charges | NIL |
| Penal Charges | 3% + GST per month on outstanding dues |
| Franking charges | As per the law of state |
Capri Global offers gold loan to applicants who are Indian residents and are 18 years of age at the time of loan application against gold jewellery owned by the applicant. The lender may also consider the job profile of its applicants and the weight and purity of the gold pledged as security.
Identity Proof:
Address Proof:
Note: Declaration and Proof of Agriculture or Allied activity to be submitted to avail Agriculture Gold Loans. Udyam Certificate is mandatory to avail Business Gold Loans. PAN Card mandatory for Loans more than Rs. 2 Lakh.
Gold Loan helpline number: +91 9179-121-021