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KreditBee Business Loan

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Valid till 30th April '26 *T&C Apply
Get Business Loan

Avail up to ₹1 Cr starting at 13%

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15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

About KreditBee Business Loan

KreditBee is an instant lending platform that offers unsecured business loans digitally to Small and Medium Enterprises (SMEs) to cater to their various business needs, including inventory purchase, working capital requirements, marketing and advertising, purchasing assets, setting up a new business, expansion of existing business, managing day-to-day business expenses, etc. The process involves easy application, minimal documentation and quick loan disbursal.

Individuals can apply for KreditBee Business Loans either directly through KreditBee or through online financial marketplaces like Paisabazaar. Download the Paisabazaar mobile app or visit Paisabazaar’s official website to check your business loan eligibility and apply for KreditBee Business Loans with ease.

KreditBee Business Loan Highlights
Interest Rates 12%-28.5% p.a.
Loan Amount Rs 6,000- Rs 5 lakh
Tenure 6 months- 4 years
Processing Fee Up to 5.1%
Collateral No collateral required

KreditBee Business Loan Interest Rates

KreditBee has set its business loan interest rates depending on the credit profile and loan amount offered to the applicants. Below mentioned are the interest rates offered to the KreditBee Business Loan applicants.

Minimum Interest Rate 12% p.a.
Maximum Interest Rate 28.5% p.a.

Fees and Charges

KreditBee levies the following charges on its business loan applicants.:

Particulars Charges
Processing Fee Up to 5.1%
Part-prepayment Charges Up to 4% of the principal prepaid
Foreclosure Charges Up to 4% of the outstanding principal
Penal Interest 36% p.a. on principal overdue for 2-180 days
Credit Information Report Fees Rs 50 if the customer wants to receive their Credit Information Report
EMI Bounce Charges 4% of principal overdue or Rs 500, whichever is lower

Eligibility Criteria of Applicants Availing KreditBee Business Loan

Individuals applying for business loans should meet the below-mentioned eligibility criteria:

Eligibility Criteria Details
Nationality Indian
Age 21 years and above
Business Operations Atleast 1 year
Minimum Personal Income Rs 10,000
Minimum Household Income Rs 25,000

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All Your Needs

Documents Required

KreditBee usually asks for the below-mentioned business loan documents during loan application.

Particulars Documents Required
ID Proof PAN Card
Address Proof Current and Permanent Address
Income Proof Bank statement and GST details
Business Ownership Proof Udyam Registration Proof/FSSAI License/Shop and Establishment Certificate/ GST details

How to Apply for KreditBee Business Loan through Paisabazaar

Individuals can apply for KreditBee business loans either through the official website of Paisabazaar or through its mobile application.

Through Paisabazaar App

  • Download the Paisabazaar app and sign in to your Paisabazaar account
  • Click on Business Loans
  • Fill in the required details
  • You will see curated offers from our partner lenders
  • Check for KreditBee and click on “Apply Now”

Through its Official Website

  • Visit the official website of Paisabazaar
  • Click on Business Loans
  • Enter your mobile number and fill in the OTP
  • Fill in the required details
  • View curated offers from our partner lenders and check for KreditBee
  • Check the given details and click on “Apply Now”

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Explore Our Business Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankICICI BankICICI BankIDFC First BankIDFC First BankKotak bankKotak bankTata CapitalTata Capital
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All Your Needs

FAQs

KreditBee offers business loans at interest rates ranging from 12% to 28.5% p.a. depending on the credit profile and loan amount offered to the applicants.

Applicants can avail a loan amount of Up of up to Rs 5 lakh from KreditBee to meet their business requirements.

The major documents required during KreditBee business loan application include ID Proof, address proof, income proof, Udyam Registration Certificate, etc.

KreditBee Business Loans are offered to SMEs to cater to their business related financial requirements such as business expansion, starting a new business venture, managing everyday business expenses, etc.

KreditBee sets its business loan eligibility criteria depending on the age, business vintage, minimum personal and household income, etc. of the applicants.

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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Ishita SinghDec 28, 2025
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