| AU Small Finance Bank Business Loan – 2026 | |
|---|---|
| Interest Rate | Up to 22% |
| Processing Fee | Up to 2% of the loan amount + GST |
| Loan Amount | From Rs. 2 lakh, Max. as per bank’s guidelines |
| Repayment Tenure | 5 years – 12 years |
| Prepayment Charges | 5% of outstanding loan, if paid before 12 months 3% of outstanding loan, if paid after 12 months |
Note: The mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges.
Comparison of Interest Rates on Business Loan Offered by Top Banks
| Lenders | Interest Rate (% p.a.) |
|---|---|
| Axis Bank | 10.99% onwards |
| Bajaj Finserv | 14.00% - 23.00% |
| Flexiloans | 12.00% onwards |
| HDFC Bank | 10.75% - 22.50% |
| IDFC FIRST Bank | 12.99% onwards |
| Indifi Capital | 18.00% onwards |
| Kotak Mahindra Bank | 9.50% - 30.50% |
| LendingKart | 17.25% onwards |
| Muthoot Fincorp | 15.00% - 36.00% |
| Shriram Finance | 10.00% onwards |
| Tata Capital | 12.00% onwards |
| YES Bank | 17.25% onwards |
Rates as on 15th April 2026
Also Check - Interest Rates on Business Loan offered by other leading Banks and NBFCs
Headquartered in Jaipur, AU Small Finance Bank operates via its wide network of branches located in 10 states, such as Delhi , Haryana, Punjab, Rajasthan, Himachal Pradesh, Maharashtra, Gujarat, Madhya Pradesh, Goa and Chhattisgarh.
