Loan tenure
Availing personal loans for longer repayment tenures would result in lower EMIs and vice versa. But in this case, the total interest cost of your personal loan would also increase. Paisabazaar Personal Loan EMI Calculator would help you in finding the optimum tenure for your personal loan, based on your repayment capacity.
Rate of interest
Personal loans availed at lower interest rates would result in lower EMIs and interest cost and vice versa. Thus, ensure to compare the personal loan interest rates of top banks/NBFCs before applying for Bajaj Finserv Personal Loan.
Loan amount
The bigger the loan amount, the higher the EMIs and total interest cost. Note that your personal loan amount eligibility would primarily depend on your loan tenure and repayment capacity.











