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YES BANK 5 Lakh Personal Loan

YES BANK offers Rs. 5 lakh personal loan with interest rate beginning from 10.85% p.a. Get instant access to YES BANK Rs. 5 lakh personal loan with no collateral requirement and easy repayment option. Visit Paisabazaar and apply for a personal loan to get the best loan terms and benefits.

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

YES BANK Rs. 5 Lakh Personal Loan Interest Rate

The present interest rate levied by YES BANK on personal loans begins at 10.85% p.a. To get the best interest rate on your personal loan, maintain a healthy credit score and history, keep your debt-to-income ratio low and show a stable income.

Fees and Charges of Yes Bank Rs. 5 Lakh Personal Loan

Apart from the interest rate, personal loans also come with various fees and charges. Listed below are a few pertinent fees and charges.

  • Processing fee: Up to 2.50% of the loan amount
  • Part Pre-payment Charges: Allowed only after 12 months of repayment.
    • 13-24 Months of EMI repayment – 20% of POS
    • 25-36 Months of EMI repayment – 20% of POS
    • 37-48 Months of EMI repayment – 25% of POS
    • >48 Months of EMI repayment – 25% of POS
  • Cheque Bounce/Return Charges: 750 per instance
  • Stamp Duty: As per actuals

YES BANK Rs. 5 Lakh Loan: Eligibility Criteria

Criteria Requirement
Employment Salaried employee in a private or public enterprise
Age Between 21 and 60 years
Income Min. Rs 25,000 stable monthly income
Credit Profile Excellent credit history and high credit score preferred

Check Personal Loan Eligibility Online on Paisabazaar.

YES BANK Rs. 5 Lakh Personal Loan: Documents Required

When applying for a YES BANK Rs. 5 lakh personal loan, the following documents will be needed:

Document Type Details Required
Proof of Identity Government-issued photo ID such as Aadhaar, passport, or driver’s license
Proof of Address Recent utility bills, rental agreement, etc.
Income Proof Last 3 months’ salary slips and bank statements showing financial stability
Photographs A few recent passport-sized photos

Also Read: Documents Needed for Personal Loan

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EMI Calculation of YES BANK Rs. 5 lakh Personal Loan

To give you a fair idea about the loan EMI payable on a YES BANK Rs. 5 lakh loan, we have provided a detailed table below:

Loan Amount Interest Rate Tenure EMI
Rs. 5,00,000 10.85% p.a. 1 year Rs. 44,156
Rs. 5,00,000 10.85% p.a. 2 years Rs. 23,269
Rs. 5,00,000 10.85% p.a. 3 years Rs. 16,334
Rs. 5,00,000 10.85% p.a. 4 years Rs. 12,886
Rs. 5,00,000 10.85% p.a. 5 years Rs.10,834

To calculate personal loan EMI for other loan amounts, you can visit Paisabazaar and try the free Personal Loan EMI Calculator online.

Swipe to see more table data

Benefits of Yes Bank Rs. 5 Lakh Personal Loan

  • 1 Minute Approval: Secure approval for your personal loan of Rs. 5 lakh within a minute.
  • No Security Required: Avail funds without having to provide collateral.l
  • Adaptable Repayment Terms: Benefit from repayment options that can extend up to 6 years.
  • User-Friendly Online Application: Take advantage of a fully digital application process that is simple and free of complications.

Also Read:  Factors To Consider While Selecting a Personal Loan Lender

Loan Dos and Don’ts

Dos:
  • Maintain a good credit score to get the best interest rate.
  • Repay EMIs on time to avoid penalties and protect your credit history.
  • Keep track of your loan tenure and consider part-prepayments to save interest.
Don’ts:
  • Don’t take a loan beyond your repayment capacity.
  • Don’t miss EMIs; it can attract late fees and affect your credit score.
  • Don’t ignore processing fees, prepayment charges, or other hidden costs.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Yes Bank Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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What our customers say

Highly recommended platform

I applied for a personal loan for medical emergency through Paisabazaar and got amazing service like nowhere else. The team was extremely cooperative and followed up with me until I had my loan amount in my account. My loan was disbursed within 24 hours. It is indeed an excellent platform for taking loans.

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Sunil YadavOct 29, 2025

Instant loan disbursal

I applied for a personal loan through Paisabazaar and got my loan disbursed in no less than 24 hours. The team was extremely cooperative, guided me through the entire process and followed up with me until I had my loan amount in my account. I highly recommend this platform to everyone looking for an urgent loan.

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Neha JainOct 29, 2025

Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

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Manish KumarOct 23, 2025

Got personal loan instant

I was a medical emergency &amp; need funds instantly I applied for loan at Paisabazaar &amp; see I have a pre approved offers &amp; apply to it &amp; amount disbursed in 48 hours thanks to paisabazaar teams

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Mansi SharmaOct 17, 2025

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn&#x27;t know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

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Priyanka SharmaOct 15, 2025

Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

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Preeti SinghSep 26, 2025

Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

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Pawan SehrawatSep 25, 2025

Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

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Vivaan ShahSep 24, 2025

Loan Approved in on day

I confused between HDFC & Axis personal loans, but Paisabazaar showed me all the offers side by side. I apply in 10 minutes and got approval the next day!

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Rahul MehtaSep 23, 2025

Personal loan mila yahaan se

Mujhko personal loan mila yahaan se bina koi dikkat hue. Maine toh online apply kiya aur 3 lakh ka loan mila 2 saal ke liye.

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Pankaj SinhaSep 22, 2025
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