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YES BANK 5 Lakh Personal Loan

YES BANK offers Rs. 5 lakh personal loan with interest rate beginning from 10.85% p.a. Get instant access to YES BANK Rs. 5 lakh personal loan with no collateral requirement and easy repayment option. Visit Paisabazaar and apply for a personal loan to get the best loan terms and benefits.
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Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

YES BANK Rs. 5 Lakh Personal Loan Interest Rate

The present interest rate levied by YES BANK on personal loans begins at 10.85% p.a. To get the best interest rate on your personal loan, maintain a healthy credit score and history, keep your debt-to-income ratio low and show a stable income.

Fees and Charges of Yes Bank Rs. 5 Lakh Personal Loan

Apart from the interest rate, personal loans also come with various fees and charges. Listed below are a few pertinent fees and charges.

  • Processing fee: Up to 2.50% of the loan amount
  • Part Pre-payment Charges: Allowed only after 12 months of repayment.
    • 13-24 Months of EMI repayment – 20% of POS
    • 25-36 Months of EMI repayment – 20% of POS
    • 37-48 Months of EMI repayment – 25% of POS
    • >48 Months of EMI repayment – 25% of POS
  • Cheque Bounce/Return Charges: 750 per instance
  • Stamp Duty: As per actuals

YES BANK Rs. 5 Lakh Loan: Eligibility Criteria

Criteria Requirement
Employment Salaried employee in a private or public enterprise
Age Between 21 and 60 years
Income Min. Rs 25,000 stable monthly income
Credit Profile Excellent credit history and high credit score preferred

Check Personal Loan Eligibility Online on Paisabazaar.

YES BANK Rs. 5 Lakh Personal Loan: Documents Required

When applying for a YES BANK Rs. 5 lakh personal loan, the following documents will be needed:

Document Type Details Required
Proof of Identity Government-issued photo ID such as Aadhaar, passport, or driver’s license
Proof of Address Recent utility bills, rental agreement, etc.
Income Proof Last 3 months’ salary slips and bank statements showing financial stability
Photographs A few recent passport-sized photos

Also Read: Documents Needed for Personal Loan

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EMI Calculation of YES BANK Rs. 5 lakh Personal Loan

To give you a fair idea about the loan EMI payable on a YES BANK Rs. 5 lakh loan, we have provided a detailed table below:

Loan Amount Interest Rate Tenure EMI
Rs. 5,00,000 10.85% p.a. 1 year Rs. 44,156
Rs. 5,00,000 10.85% p.a. 2 years Rs. 23,269
Rs. 5,00,000 10.85% p.a. 3 years Rs. 16,334
Rs. 5,00,000 10.85% p.a. 4 years Rs. 12,886
Rs. 5,00,000 10.85% p.a. 5 years Rs.10,834

To calculate personal loan EMI for other loan amounts, you can visit Paisabazaar and try the free Personal Loan EMI Calculator online.

Benefits of Yes Bank Rs. 5 Lakh Personal Loan

  • 1 Minute Approval: Secure approval for your personal loan of Rs. 5 lakh within a minute.
  • No Security Required: Avail funds without having to provide collateral.l
  • Adaptable Repayment Terms: Benefit from repayment options that can extend up to 6 years.
  • User-Friendly Online Application: Take advantage of a fully digital application process that is simple and free of complications.

Also Read:  Factors To Consider While Selecting a Personal Loan Lender

Loan Dos and Don’ts

Dos:
  • Maintain a good credit score to get the best interest rate.
  • Repay EMIs on time to avoid penalties and protect your credit history.
  • Keep track of your loan tenure and consider part-prepayments to save interest.
Don’ts:
  • Don’t take a loan beyond your repayment capacity.
  • Don’t miss EMIs; it can attract late fees and affect your credit score.
  • Don’t ignore processing fees, prepayment charges, or other hidden costs.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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FAQs

The interest rate for YES BANK Rs. 5 Lakh personal loan starts from 10.85% p.a. Borrowers with excellent credit score and stable income may get the best rates.

Salaried individuals aged between 21-60 years with a minimum income of ₹25,000 and a good credit profile are eligible for a YES BANK Rs. 5 Lakh personal loan.

You need proof of identity, proof of address, income proof (last 3 months salary slips and bank statements), and passport-sized photographs for YES BANK Rs. 5 Lakh personal loan application.

Yes, YES BANK offers an unsecured Rs. 5 Lakh personal loan, which means no collateral is required.

You can apply online via YES BANK website or through Paisabazaar for fast processing of your Rs. 5 Lakh personal loan.

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What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

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20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

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Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

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Abhishek ThakuraJan 14, 2026
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