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Upmove Capital Personal Loan

Upmove Capital Pvt Ltd offers short term personal loans through its lending service provider, Smartcoin Finance Pvt Ltd, to meet the short term financial requirements of its loan applicants. The Upmove Capital short term personal loans interest rates ranging from 18% p.a. to 30% p.a. and the loan amount can go of up to Rs 1 lakh for loan tenure of up to 1 year.

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Personal Loan EMI Calculator

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹40L
Rate of Interest9.99% - 17.15%
Tenure upto1-5 Years
Processing Fee1% - 1.5%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest10.5% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About Upmove Capital Personal Loan

  • Interest Rate: 18%-30% p.a. on reducing balance
  • Loan Tenure: 2-12 months
  • Loan Amount: Rs 1,000 – Rs 1 lakh
  • Processing Fee: Up to Rs 50,000: – Up to Rs 5,000 + tax, Above Rs 50,000 – Up to 10% + tax

Upmove Capital Personal Loan Interest Rate

Minimum Interest Rate 18% p.a.
Maximum Interest Rate 30% p.a.

Upmove Capital Personal Loan Eligibility

Upmove Capital has not mentioned the eligibility criteria for its personal loan applicants. However, the lender may consider the credit score, age, job profile, minimum monthly income, etc. while setting its personal loan eligibility criteria, just like many lenders do.

Upmove Capital Personal Loan Fees & Charges

Processing Fee Up to Rs 50,000 – Maximum PF of Rs 5,000 + Tax
Above Rs 50,000 – Maximum PF of 10% + Tax
Bounce Rate As levied by the bank

Penal Charges 

Minimum Principle Overdue Maximum Principle Overdue Penal Charges
Up to Rs 2,000 Rs 200
Rs 2001 Rs 5000 Rs 250
Rs 5001 Rs 7500 Rs 300
Rs 7501 Rs 10,000 Rs 350
Rs 10,001 Rs 19,999 Rs 400
Rs 20,000 and greater Rs 450

Note – The above charges are only levied once the EMI is overdue for more than 4 days

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Upmove Capital Personal Loan Documents Required

Upmove Capital has not mentioned the documents required for availing personal loan. However, lenders usually require the following documents for processing personal loan applications:

  • For ID proof- Aadhar card, passport, driving license, PAN Card
  • For address proof- Aadhar card, passport, driving license, PAN Card, utility bills
  • Salary slips for last 6 months
  • Bank statement for past 6 months

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Upmove Capital Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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Last updated: 30 August, 2025

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Shamik Ghosh

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