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Upmove Capital Personal Loan

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100% Digital Borrowing Process

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Highest Approval Chances

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End-to-End Expert Assistance

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Minimal Documentation Required

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4.2/5

2839 Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About Upmove Capital Personal Loan

  • Upmove Capital offers hassle-free and quick personal loans at competitive interest rates that are based on the borrower’s creditworthiness.
  • Applicants can experience a fully digital and paperless, end-to-end personal loan journey on the Paisabazaar platform.
  • These personal loans require zero collateral or security, minimal documentation and involve no hidden charges.
  • Applicant’s loan approval depends on his/her repayment capacity and creditworthiness.
  • Upmove Capital personal loans can be availed to meet any personal financial need including but not limited to wedding expenses, travel, medical emergencies, etc.

Upmove Capital Personal Loan Highlights

Interest Rate 18%-30% p.a. on reducing balance
Loan Tenure 2-12 months
Loan Amount Rs. 1,000 – Rs. 1 lakh
Loan Processing Fees Up to Rs. 50,000 – Up to Rs. 5,000 + tax

Above Rs. 50,000 – Up to 10% + tax

Upmove Capital Personal Loan Interest Rate

Minimum Interest Rate 18% p.a.
Maximum Interest Rate 30% p.a.

Upmove Capital Personal Loan Eligibility

Upmove Capital has not mentioned the eligibility criteria for its personal loan applicants. However, the lender may consider the credit score, age, job profile, minimum monthly income, etc. while setting its personal loan eligibility criteria, just like many lenders do.

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Upmove Capital Personal Loan Fees & Charges

Processing Fee Up to Rs 50,000 – Maximum PF of Rs 5,000 + Tax
Above Rs 50,000 – Maximum PF of 10% + Tax
Bounce Rate As levied by the bank

Penal Charges 

Minimum Principle Overdue Maximum Principle Overdue Penal Charges
Up to Rs 2,000 Rs 200
Rs 2001 Rs 5000 Rs 250
Rs 5001 Rs 7500 Rs 300
Rs 7501 Rs 10,000 Rs 350
Rs 10,001 Rs 19,999 Rs 400
Rs 20,000 and greater Rs 450

Note – The above charges are only levied once the EMI is overdue for more than 4 days

Upmove Capital Personal Loan Documents Required

Upmove Capital has not mentioned the documents required for availing personal loan. However, lenders usually require the following documents for processing personal loan applications:

  • For ID proof- Aadhar card, passport, driving license, PAN Card
  • For address proof- Aadhar card, passport, driving license, PAN Card, utility bills
  • Salary slips for last 6 months
  • Bank statement for past 6 months

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Upmove Capital Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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Personal Loan Articles

Importance of No Dues Certificate in Personal Loan Closure - Article image

Importance of No Dues Certificate in Personal Loan Closure

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Paisabazaar02 Sept 2025
Loan rejected despite high income? Here’s what you need to know - Article image

Loan rejected despite high income? Here’s what you need to know

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Personal Loan for First Time Borrowers: What Customers Must Know - Article image

Personal Loan for First Time Borrowers: What Customers Must Know

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Paisabazaar04 Aug 2025
How I Saved Rs 22,000 on My Personal Loan through Prepayment - Article image

How I Saved Rs 22,000 on My Personal Loan through Prepayment

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How Have Personal Loans Advanced Over the Past few Years

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Factors To Consider While Selecting a Personal Loan Lender - Article image

Factors To Consider While Selecting a Personal Loan Lender

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Paisabazaar16 Jul 2025
Instant Personal Loan Apps: Avoid These 5 Pitfalls - Article image

Instant Personal Loan Apps: Avoid These 5 Pitfalls

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Bhumika Khandelwal16 Jul 2025
Reasons for Delay in Personal Loan Processing - Article image

Reasons for Delay in Personal Loan Processing

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Paisabazaar09 Jul 2025
APR vs Interest Rate in Personal Loans: What’s the Difference? - Article image

APR vs Interest Rate in Personal Loans: What’s the Difference?

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Bhumika Khandelwal07 Jul 2025
Tips to Choose an Ideal Personal Loan Tenure - Article image

Tips to Choose an Ideal Personal Loan Tenure

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Paisabazaar07 Jul 2025
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What our customers say

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

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Mohit YadavDec 3, 2025

Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

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Gautam BakshiDec 3, 2025

Lower Rate than My Own Bank

Got a lower interest rate than my bank was offering.Smooth digital verification and quick disbursal.

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Shivani SuryaDec 3, 2025

Pre-approved offers with quick approval

I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

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Suraj VermaDec 3, 2025

Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

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Shiv KumarDec 3, 2025

Multiple offers in Minutes

Paisabazaar helped me compare multiple loan offers in minutes, and I got the best rate without any paperwork.

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Ankita BajajDec 3, 2025

Itna Badhiya Rate and Service Hai!

Apke yaha itna acha interest rate mil gya market mei sabse kum and service toh aur bhi achi h. thank you.

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Mohit SinghDec 2, 2025

Best Interest Rate Offer

Got the best interest rate on your website. Best assistance and seamless experience.

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Aniket SinghDec 2, 2025

Best Marketplace to Shop for Loans

Your website is the best to apply for a personal loan. Got my loan disbursed within 3 days. So easy and hassle-free.

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Nikita SharmaDec 2, 2025

Fast loan approval

I got my loan approved within 24 hours. The process was fast, transparent, and reliable, exactly what I was looking for.

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Pragati ShuklaDec 2, 2025
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Vandana Punj
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Shamik Ghosh

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