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Union Bank of India Personal Loan Status: Track Application

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How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

How to Track Union Bank of India Personal Loan Application Status

The following are the key ways you can track the status of your Union Bank of India personal loan online:

  • Track personal loan application status online:

You can track the status of your Union Bank of India personal loan application by following the steps given below:

1. Visit the official website of Union Bank of India.

2. On the right hand side of the homepage, click on ‘Apply Online’ and select ‘Many More’ to view the list of additional services offered by the bank.

3. Next, click on ‘Loan Application Status’.

4. Enter the Acknowledgement Number and click on ‘Search’ to view the status of your personal loan application.

  • Using Netbanking or U-Mobile App:

In case you are an existing customer of the bank, you can also check the status of your personal loan application by logging into the bank’s netbanking portal or the U-Mobile application using your login credentials. After logging in, go to the ‘Loans’ section and click on the available application listed to know the status of your Union Bank of India personal loan application.

How to Register Online for Union Bank of India Personal Loan Account

Follow the steps given below to register online for your Union Bank of India personal loan account:

1. Visit the official website of Union Bank of India and click on ‘Union Bank Net Banking’ listed under ‘Online Banking’, then click on ‘Click here for Union Bank of India’.

2. After this click on ‘Self User Creation’ and select the suitable registration mode.

Register Using Union Bank of India Debit Card

In case you have a debit card from Union Bank of India, you can create your internet banking User ID online and avail various Login and Transaction facilities.

Step 1: Click on ‘Online Self User Creation - Retail users having Debit Card’ and click on ‘Continue’.

Step 2: Enter the Account Number (linked to the ATM Card), PAN Number, Date of Birth and the Verification Code and click on ‘Continue’.

Step 3: Next, enter your Debit Card Number, the Debit Card PIN, any one of the last 5 transaction amounts, the transaction type and choose the facility type- ‘View & Transaction’. Agree to the terms of use and click on ‘Submit’.

Step 4: Enter the OTP that you receive on your registered mobile number to authenticate the request.

Step 5: Next, you will receive the User ID and Name (as per records). Click on ‘Continue’.

Step 6: Set the Login Password and Transaction Password. You must enter each password twice and create them as per the instructions. Click on ‘Submit’.

Register Without a Debit Card

You can register for internet banking even if you don’t have a Union Bank of India debit card to view your personal loan account information online.

Step 1: Click on ‘Online Self User Creation (View Facility Only) - Retail users without Debit Card’ and click on ‘Continue’.

Step 2: Enter your Account Number, DOB or PAN Number, Transaction Amount and Type and the Verification Code. Agree to the terms of use and click on ‘Continue’.

Step 3: Enter the OTP that you receive on your registered mobile number and click on ‘Submit’.

Step 4: Next, the User ID and Name (as per records) will be displayed on the screen. Click on ‘Continue’.

Step 5: Create the Login Password as per the instructions and enter it twice. Click on ‘Submit’.

Union Bank will validate your request and get your account registered for internet banking within 24 hours.

Upon activation, you will receive a confirmation message on your registered mobile number. You can login after 48 hours using your User ID and Password. Once registration is complete, you can log into the Union Bank of India online banking platform to access various online banking options.

Note: To register online, your date of birth, PAN, mobile number and email id should be linked to your account.

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Details Required to Check Personal Loan Status

The following details are required to check the status of your Union Bank personal loan:

  • Acknowledgement Number (Application Reference Number)
  • User ID/password for online banking

How to Check UBI Personal Loan Status Online after Disbursal

You can check the status of your Union Bank of India active personal loan online via any of the following means given below:

  • Via Net Banking: Once you have successfully registered yourself for net banking, you can know the status of your active personal loan by following the steps given below:
  1. Visit the official website of Union Bank of India.
  2. Next, click on ‘Retail User Login’ and click on ‘Continue to Login’.
  3. Enter your User ID and the verification code and click on ‘Login’ to track the status of your active personal loan.
  • Via Mobile Application: You can also track your active personal loan using Union Bank of India’s mobile application- U-Mobile app. It is available for both Android and iOS users. Once you have registered yourself for m-banking, you can simply download the app and login to your account to view the status of your active personal loan.

Key status details of your Union Bank of India loan that you can check online include current outstanding loan principal, next EMI payment details, last EMI payment details, etc.

How to check Union Bank of India Personal Loan Offline after Disbursal

Customers can also track their UBI active personal loan offline by visiting the nearest bank branch or by calling up the bank’s customer care.

  • Branch Visit: You can visit the nearest Union Bank branch to know the status of your active personal loan. You can locate the nearest Union Bank branch by using the branch locator on the official website.
  • By Phone: You can also know the status of your active personal loan by calling up the bank’s 24x7 customer care number 1800-222-244 / 1800-208-2244 (toll-free) or 080-618-17-110 (chargeable).

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan for
All Your Needs

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All Your Needs

FAQs

What is the best way to track the status of my Union Bank personal loan?

Net banking or the U-Mobile app are the most convenient means to track the status of your Union Bank personal loan. They give you access to your account anytime and anywhere. However, you can also track the status of your personal loan offline by visiting the nearest Union Bank branch or calling up the bank’s customer care.

What is the maximum amount that I can borrow on a personal loan from Union Bank?

Union Bank offers personal loans upto Rs. 10 lakh to meet various financial exigencies. However, those availing a Union Bank personal loan for the first time can avail a loan amount upto Rs. 5 lakh. Whereas, existing Union Bank personal loan account holders with a good track record can avail personal loans upto Rs. 10 lakh.

What is Union Bank personal loan interest rate per annum?

Union Bank personal loan interest rate starts at 8.90% p.a. However, specific interest rate applicable to an applicant depends upon the person’s individual applicant profile, the applicant category that the person belongs to, the personal loan variant opted for, etc.

What is the tenure option available on Union Bank personal loans?

Union Bank personal loans come with a repayment tenure ranging between 12 to 60 months.

Is it possible to pay my personal loan EMIs via internet banking?

Yes, you can pay your personal loan EMIs through internet banking. Alternately you can also use post-dated cheques or ECS (Electronic Clearing System)/NACH (National Automated Clearing House) mandate to make your EMI payments.

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What our customers say

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026
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Anubhuti Agrawal profile
Written ByLinkedIn icon
Anubhuti Agrawal
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Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.

The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.

The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.

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