Ujjivan Small Finance Bank Personal Loan

Name: Ujjivan Small Finance Bank Personal Loan
Brand: Paisabazaar
Rating: 4.2 (2839 reviews)

Ujjivan Small Finance Bank offers personal loans (branded as Individual Loans) starting from 23.00% p.a. onwards for loan amount of up to Rs 3 lakh and for tenure of up to 3 years. The lender also offers top-up loans of up to Rs 1 lakh to Ujjivan Individual Loan borrowers over and above their existing personal loans.

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Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Get up to ₹1,000*

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Valid till 30^th September '25

Valid till 30^th September '25*T&C Apply

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Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Paisabazaar Exclusive Benefits

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Personal Loan EMI Calculator

Amount

₹

₹1 L

₹5 L

₹10 L

₹15 L

₹20 L

Amount

₹1 L

₹5 L

₹10 L

₹15 L

₹20 L

₹

50K50L

Rate of Interest(Per Annum)

8%30%

Tenure

1Y 10Y

Your Monthly EMI Payment

₹0

Principal Amount₹0

Interest Amount₹0

Total Amount₹0

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HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹40L

Rate of Interest9.99% - 17.15%

Tenure upto1-5 Years

Processing Fee1% - 1.5%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest9.98% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

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About Ujjivan Personal Loan

Ujjivan Personal Loan Interest Rates

Ujjivan Small Finance Bank Personal Loan Fees and Charges

Types of Ujjivan Small Finance Bank Personal Loan

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About Ujjivan Personal Loan

Interest Rate: 23.00%-24.50% p.a.
Loan Amount: Rs 50,000 to Rs 3 lakh ,Rs 51,000 to Rs 1 lakh (for Individual Agriculture Loans)
Tenure Up: to 3 years
Processing Fees: 2% of the loan amount

Rates as of 2 April 2025

Disclaimer: Ujjivan Small Finance Bank is not a Paisabazaar partner and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to Ujjivan Small Finance Bank for personal loans. No offers/services from Ujjivan Small Finance Bank are being provided by Paisabazaar for personal loans. For further information about Ujjivan Small Finance Bank for personal loans, users are required to reach out directly to Ujjivan Small Finance Bank.

Ujjivan Personal Loan Interest Rates

Ujjivan Small Finance Bank offers personal loan interest rates ranging from 24.25% p.a. to 25.50% p.a.

Minimum Interest Rate	23.00% p.a.
Maximum Interest Rate	24.50% p.a.

Ujjivan Small Finance Bank Personal Loan Fees and Charges

Particulars	Charges
Processing Fee	2% of loan amount
Late Payment Fee	Rs 100 per late EMI
Pre-closure Charges	2% of outstanding principalIf the customer pre-closes the loan after paying 75% the loan amount, no pre-closure fees is charged Not applicable for Home Improvement Loan (HIL)
Franking charge/Stamp duty	As per state laws

Types of Ujjivan Small Finance Bank Personal Loan

Individual Business Loan (IBL)

Ujjivan Small Finance Bank offers Individuals Business Loans to its applicants for meeting their financial requirements for business related activities.

Individual Livestock Loan (ILL)

Consumers can avail Individual Livestock Loan to meet their financial requirements related to animal husbandry activities.

Home Improvement Loan (HIL)

Ujjivan Small Finance Bank offers Home Improvement Loans to individuals planning to get a home makeover.

Individual Agriculture Loan (IAL)

Ujjivan Bank offers Individual Agriculture Loans to its applicants to fulfil their financial requirements related to agriculture activities.

Individual Loan Top-up

Ujjivan Bank offers top-up loans of up to Rs 1 lakh to its applicants over and above the existing personal loans.

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All Your Needs

Eligibility Criteria for availing Ujjivan Personal Loan

Ujjivan Small Finance Bank offers Individual Loans to both salaried and self-employed individuals. However, the lender has not disclosed its eligibility criteria for their personal loan applicants in terms of their age, monthly income, credit score, etc.