Ujjivan Small Finance Bank Personal Loan

Name: Ujjivan Small Finance Bank Personal Loan
Brand: Paisabazaar
Rating: 4.2 (2839 reviews)

Ujjivan Small Finance Bank offers personal loans (branded as Individual Loans) starting from 23.00% p.a. onwards for loan amount of up to Rs 3 lakh and for tenure of up to 3 years. The lender also offers top-up loans of up to Rs 1 lakh to Ujjivan Individual Loan borrowers over and above their existing personal loans.

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Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Get up to ₹1,000*

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Valid till 15^th November '25

Valid till 15^th November '25*T&C Apply

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Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Paisabazaar Exclusive Benefits

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Find Best Personal Loan Offers

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HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹40L

Rate of Interest9.99% - 17.15%

Tenure upto1-5 Years

Processing Fee1% - 1.5%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest9.98% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

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About Ujjivan Personal Loan

Ujjivan Personal Loan Interest Rates

Ujjivan Small Finance Bank Personal Loan Fees and Charges

Types of Ujjivan Small Finance Bank Personal Loan

Why Choose Paisabazaar?

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About Ujjivan Personal Loan

Interest Rate: 23.00%-24.50% p.a.
Loan Amount: Rs 50,000 to Rs 3 lakh ,Rs 51,000 to Rs 1 lakh (for Individual Agriculture Loans)
Tenure Up: to 3 years
Processing Fees: 2% of the loan amount

Rates as of 2 April 2025

Disclaimer: Ujjivan Small Finance Bank is not a Paisabazaar partner and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to Ujjivan Small Finance Bank for personal loans. No offers/services from Ujjivan Small Finance Bank are being provided by Paisabazaar for personal loans. For further information about Ujjivan Small Finance Bank for personal loans, users are required to reach out directly to Ujjivan Small Finance Bank.

Ujjivan Personal Loan Interest Rates

Ujjivan Small Finance Bank offers personal loan interest rates ranging from 24.25% p.a. to 25.50% p.a.

Minimum Interest Rate	23.00% p.a.
Maximum Interest Rate	24.50% p.a.

Ujjivan Small Finance Bank Personal Loan Fees and Charges

Particulars	Charges
Processing Fee	2% of loan amount
Late Payment Fee	Rs 100 per late EMI
Pre-closure Charges	2% of outstanding principalIf the customer pre-closes the loan after paying 75% the loan amount, no pre-closure fees is charged Not applicable for Home Improvement Loan (HIL)
Franking charge/Stamp duty	As per state laws

Types of Ujjivan Small Finance Bank Personal Loan

Individual Business Loan (IBL)

Ujjivan Small Finance Bank offers Individuals Business Loans to its applicants for meeting their financial requirements for business related activities.

Individual Livestock Loan (ILL)

Consumers can avail Individual Livestock Loan to meet their financial requirements related to animal husbandry activities.

Home Improvement Loan (HIL)

Ujjivan Small Finance Bank offers Home Improvement Loans to individuals planning to get a home makeover.

Individual Agriculture Loan (IAL)

Ujjivan Bank offers Individual Agriculture Loans to its applicants to fulfil their financial requirements related to agriculture activities.

Individual Loan Top-up

Ujjivan Bank offers top-up loans of up to Rs 1 lakh to its applicants over and above the existing personal loans.

Avail Personal Loan For
All Your Needs

Eligibility Criteria for availing Ujjivan Personal Loan

Ujjivan Small Finance Bank offers Individual Loans to both salaried and self-employed individuals. However, the lender has not disclosed its eligibility criteria for their personal loan applicants in terms of their age, monthly income, credit score, etc.

Documents Required for availing Ujjivan Personal Loan

The applicants of Ujjivan Small Finance Bank Individual Loans are required to submit the following documents:

PAN card or Form 60
1 photograph of the applicant and co-applicant
Aadhar card/driving license/voter ID/Passport
Bank statement for last 6 months (shouldn’t be older than 45 days)

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Ujjivan Lenders

Avail Personal Loan For
All Your Needs

What our customers say

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn't know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

Priyanka SharmaOct 15, 2025

Great Customer support and response

Quick and efficient support team of Paisabazaar. Proper knowledge of product and good customer relationship by Abhishek Singh.

ABhisekh BordoloiSep 21, 2025

Got personal loan from Paisabazaar

I applied for personal loan from paisabazaar and it was disbursed in 2 days. My immediate requirement was fulfilled just in time. Thanks guys for the prompt response and quick approval.

Pranoy SenSep 19, 2025

Got personal loan from Paisabazaar

I applied for personal loan from paisabazaar and it was disbursed in 2 days. My immediate requirement was fulfilled just in time. Thanks guys for the prompt response and quick approval.

Pranoy SenSep 19, 2025

Feedback - Customer support

I recently received a quick loan through PaisaBazaar, and I want to sincerely appreciate the excellent customer support I received from Ms. Abhinaya ( Customer EW33882) During a critical financial situation, her guidance and support were truly exceptional. She was patient, professional, and empathetic throughout the process, making sure I understood everything clearly and felt confident in my decisions. Thank you, Ms. Abhinaya, and PaisaBazaar, for being there when I needed it most.

EZAKIEL BSep 18, 2025

Exceptional Support During Loan Process

I’m writing to express my sincere appreciation for Mohammad Shazeb (Employee Code: EW33348) for the excellent support he provided during my recent loan process. There was a complication with the KYC verification, and Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly.

Abhishek ThakurSep 1, 2025

Outstanding Assistance from Ms. Seema Kumari

I would like to express my sincere appreciation for Ms. Seema Kumari (Employee ID: EW32347) for her exceptional support in helping me secure a personal loan.

Abdul ShaikhAug 23, 2025

Excellent Support and Guidance from Ms. Yashi Saxena

I had the opportunity to interact with Ms. Yashi Saxena (Employee Code: AW22197) while applying for a loan from Poonawalla Fincorp. I am extremely satisfied with her guidance, support, and professionalism throughout the process. She explained each step very clearly, helped me understand the details, and ensured that the process went smoothly. Her assistance made my loan journey hassle-free.

Jitendra WaskelAug 14, 2025

Loan from paisabaAar

Get a personal loan from paisabaaz customer support is very supportive loan disburse in 2 days thanks team

DeeptiAug 2, 2025

Compare and Applied

Hi, I can easily choose the right loan offers for me with the help of Paisabazaar. Previously, I tried fincover for the same, but I can decide while checking with you. Thank you

ajayJul 24, 2025

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Reviewed By

Vandana Punj

Written By

Shamik Ghosh

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