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TVS Credit Personal Loan

TVS Credit offers online personal loans at interest rates starting from 11.99% p.a. for loan amount of up to Rs 2 lakh and for tenures of up to 3 years. Applicants need to download TVS Credit Saathi App to apply for TVS Credit Personal Loan. The entire process, right from loan application, verification to loan disbursal is app based. The loan proceeds can be used for home renovation, wedding, engagement, vacation, paying medical expenses, education, paying credit card bills, etc.
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Get Cashback of 1,000* on Loan Disbursal
Valid till 30th April '26 *T&C Apply
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

4.5/5

15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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100% Paperless Process

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Flexible Repayment Options

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Minimum Documentation Needed

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Instant Approval and Quick Disbursal

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

About TVS Credit Personal Loan

  • With TVS Credit you can avail a personal loan at affordable interest rates to meet planned and unplanned financial needs.
  • These loans can be availed through a completely digital and paperless process which makes the entire process time saving and hassle-free.
  • These loans are easier to obtain since they do not require any collateral or security.
  • TVS Credit personal loans come with flexible repayment terms and can be repaid with easy EMI options.
  • These loans have no hidden charges and are disbursed almost instantly on approval.

TVS Credit Personal Loan Highlights

Interest Rate 11.99%-29.99% p.a. (annualized)
Loan Amount Rs 30,000-Rs 2 lakh
Tenure 6 months-3 years
Processing Fees Flat 2.8%

TVS Credit Personal Loan Interest Rates

Minimum Interest Rate 11.99% p.a. (annualized)
Maximum Interest Rate 29.99% p.a. (annualized)

TVS Credit has not specified interest rate differentiation based on credit score, monthly income, job profile, employer’s profile, work experience, etc. However, most lenders consider these parameters while setting their personal loan interest rates. Therefore, individuals applying for personal loan should compare personal loan interest rates offered by as many lenders as possible before making the final application.

Fees & Charges of TVS Credit Personal Loan

Particulars Charges (inclusive of GST)
Processing Fees Flat 2.8%
Penal Charges Up to 36% p.a. on unpaid instalment
Foreclosure Charges Cooling Period of 15 days from the Loan Agreement date.16 days to 12 months: 7.08% on principal outstanding
13-24 months: 4.72% on principal outstanding
Above 24 months: 3.54 on principal outstanding
Bounce Charges Up to Rs 750
Duplicate NDC/NOC Charges Up to Rs 500

Avail Personal Loan for
All Your Needs

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Avail Personal Loan for
All Your Needs

Eligibility Criteria for TVS Credit Personal Loan

  • Salaried individuals with an income of more than Rs 25,000 are eligible for TVS Credit Personal Loan.
  • Individuals having a CIBIL score of more than 700 have higher chances of availing TVS Credit Personal Loan.

Documents Required for TVS credit Personal Loan

  • PAN Card
  • Aadhar Number
  • Address Proof

How to Apply for TVS Credit Personal Loan

  • Download TVS Credit Saathi App on your mobile phones
  • Updated your KYC details for verification and check your personal loan eligibility
  • Choose loan amount and tenure and complete the video KYC process
  • Confirm your bank details and complete the e-mandate process for loan disbursal

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

Avail Personal Loan for
All Your Needs

Avail Personal Loan Banner

Avail Personal Loan for
All Your Needs

FAQs

TVS Credit has not specified whether it offers pre-approved personal loan scheme.

TVS Credit claims to take around 24 hours to disburse personal loans after the completion of the digital journey.

You can apply for TVS Credit Personal Loan by downloading TVS Credit Saathi App and signing up using your mobile phone.

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What our customers say

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026
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Vandana Punj
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Shamik Ghosh

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