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TVS Credit Personal Loan

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Wide Choice

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Quick Disbursal

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SmartMatch

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Digital Process

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2839 Reviews

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

TVS Credit Personal Loan Highlights

Interest Rate 11.99%-29.99% p.a. (annualized)
Loan Amount Rs 30,000-Rs 2 lakh
Tenure 6 months-3 years
Processing Fees Flat 2.8%

TVS Credit Personal Loan Interest Rates

Minimum Interest Rate 11.99% p.a. (annualized)
Maximum Interest Rate 29.99% p.a. (annualized)

TVS Credit has not specified interest rate differentiation based on credit score, monthly income, job profile, employer’s profile, work experience, etc. However, most lenders consider these parameters while setting their personal loan interest rates. Therefore, individuals applying for personal loan should compare personal loan interest rates offered by as many lenders as possible before making the final application.

Fees & Charges of TVS Credit Personal Loan

Particulars Charges (inclusive of GST)
Processing Fees Flat 2.8%
Penal Charges Up to 36% p.a. on unpaid instalment
Foreclosure Charges Cooling Period of 15 days from the Loan Agreement date.16 days to 12 months: 7.08% on principal outstanding
13-24 months: 4.72% on principal outstanding
Above 24 months: 3.54 on principal outstanding
Bounce Charges Up to Rs 750
Duplicate NDC/NOC Charges Up to Rs 500

Eligibility Criteria for TVS Credit Personal Loan

  • Salaried individuals with an income of more than Rs 25,000 are eligible for TVS Credit Personal Loan.
  • Individuals having a CIBIL score of more than 700 have higher chances of availing TVS Credit Personal Loan.

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Documents Required for TVS credit Personal Loan

  • PAN Card
  • Aadhar Number
  • Address Proof

How to Apply for TVS Credit Personal Loan

  • Download TVS Credit Saathi App on your mobile phones
  • Updated your KYC details for verification and check your personal loan eligibility
  • Choose loan amount and tenure and complete the video KYC process
  • Confirm your bank details and complete the e-mandate process for loan disbursal

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Tvs Credit Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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FAQs

TVS Credit has not specified whether it offers pre-approved personal loan scheme.

TVS Credit claims to take around 24 hours to disburse personal loans after the completion of the digital journey.

You can apply for TVS Credit Personal Loan by downloading TVS Credit Saathi App and signing up using your mobile phone.

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APR vs Interest Rate in Personal Loans: What’s the Difference?

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What our customers say

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

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Mohit YadavDec 3, 2025

Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

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Gautam BakshiDec 3, 2025

Lower Rate than My Own Bank

Got a lower interest rate than my bank was offering.Smooth digital verification and quick disbursal.

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Pre-approved offers with quick approval

I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

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Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

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Paisabazaar helped me compare multiple loan offers in minutes, and I got the best rate without any paperwork.

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Itna Badhiya Rate and Service Hai!

Apke yaha itna acha interest rate mil gya market mei sabse kum and service toh aur bhi achi h. thank you.

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Mohit SinghDec 2, 2025

Best Interest Rate Offer

Got the best interest rate on your website. Best assistance and seamless experience.

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Best Marketplace to Shop for Loans

Your website is the best to apply for a personal loan. Got my loan disbursed within 3 days. So easy and hassle-free.

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Nikita SharmaDec 2, 2025

Fast loan approval

I got my loan approved within 24 hours. The process was fast, transparent, and reliable, exactly what I was looking for.

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