- With TVS Credit you can avail a personal loan at affordable interest rates to meet planned and unplanned financial needs.
- These loans can be availed through a completely digital and paperless process which makes the entire process time saving and hassle-free.
- These loans are easier to obtain since they do not require any collateral or security.
- TVS Credit personal loans come with flexible repayment terms and can be repaid with easy EMI options.
- These loans have no hidden charges and are disbursed almost instantly on approval.
TVS Credit Personal Loan

Get Cashback of
₹
500*
on Loan Disbursal
Valid till 30th September '26
*T&C Apply
Instant Personal Loan
Get up to ₹50 Lakhs starting at 9.99%
Interest Rate
11.99% Onwards
Processing Time
1 - 2 Days
Processing Fee
2.8%
Max Loan Amount
Up to 2 Lakh
4.5/5
15.7L Reviews
6cr+Satisfied Customers
30+Lending Partners
₹65k Cr+Loans Disbursed
About TVS Credit Personal Loan
TVS Credit Personal Loan Highlights
| Interest Rate | 11.99%-29.99% p.a. (annualized) |
| Loan Amount | Rs 30,000-Rs 2 lakh |
| Tenure | 6 months-3 years |
| Processing Fees | Flat 2.8% |
TVS Credit Personal Loan Interest Rates
| Minimum Interest Rate | 11.99% p.a. (annualized) |
| Maximum Interest Rate | 29.99% p.a. (annualized) |
TVS Credit has not specified interest rate differentiation based on credit score, monthly income, job profile, employer’s profile, work experience, etc. However, most lenders consider these parameters while setting their personal loan interest rates. Therefore, individuals applying for personal loan should compare personal loan interest rates offered by as many lenders as possible before making the final application.
Fees & Charges of TVS Credit Personal Loan
| Particulars | Charges (inclusive of GST) |
|---|---|
| Processing Fees | Flat 2.8% |
| Penal Charges | Up to 36% p.a. on unpaid instalment |
| Foreclosure Charges | Cooling Period of 15 days from the Loan Agreement date.16 days to 12 months: 7.08% on principal outstanding 13-24 months: 4.72% on principal outstanding Above 24 months: 3.54 on principal outstanding |
| Bounce Charges | Up to Rs 750 |
| Duplicate NDC/NOC Charges | Up to Rs 500 |
Eligibility Criteria for TVS Credit Personal Loan
Documents Required for TVS credit Personal Loan
How to Apply for TVS Credit Personal Loan
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FAQs
Does TVS Credit provide pre-approved personal loan?
TVS Credit has not specified whether it offers pre-approved personal loan scheme.
How quickly can I get online personal loan at TVS Credit?
TVS Credit claims to take around 24 hours to disburse personal loans after the completion of the digital journey.
How can I apply for TVS Credit personal loan?
You can apply for TVS Credit Personal Loan by downloading TVS Credit Saathi App and signing up using your mobile phone.
Personal Loan Articles
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Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
Address: Paisabazaar Marketing & Consulting Pvt. Ltd. 135 P, Sector 44, Gurugram (HR) 122001
Get up to ₹50 Lakhs starting at 9.99%*
Get up to ₹50 Lakhs starting at 9.99%*







