Paisabazaar Logo - Compare loans and credit cards

Shriram Finance Personal Loan

Are you planning to take a personal loan? What's the purpose — upcoming wedding, planning vacation, meeting medical expenses or for debt consolidation? If yes, then you can simply apply for a personal loan online from Shriram Finance at interest rates starting from 11% p.a. Moreover, if you are a pre-approved customer then you may get a personal loan instantly at preferential interest rates with no documentation check.

Amazon Pay
Get up to ₹1,000*Amazon PayVoucher on disbursal
Valid till 15th November '25
Valid till 15th November '25*T&C Apply

Check Personal Loan Offers Online

Customer Rating

4.2/5

2839 Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

Paisabazaar Exclusive Benefits

Icon image of Wide Choice

Wide Choice

Curated offers from 30+ lenders

Icon image of Quick Disbursal

Quick Disbursal

Money in your account instantly

Icon image of SmartMatch

SmartMatch

Offers ranked according to eligibility

Icon image of Digital Process

Digital Process

Hassle-free & paperless

Illustration

Find Best Personal Loan Offers

Sort by:

HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

Quick Links

Why Choose Paisabazaar?
image of Compare & Choose the <strong>Best Offer</strong>

Compare & Choose the Best Offer

image of Pre-approved Offers with <strong>Instant Disbursals</strong>

Pre-approved Offers with Instant Disbursals

image of Know Your <strong>Chances of Approval</strong>

Know Your Chances of Approval

image of End-to-End <strong>Digital Process</strong>

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Shriram Finance Personal Loan – Highlights

Interest Rate 11% p.a. onwards
Loan Amount Up to Rs. 10 lakh
Repayment Tenure Up to 5 years
Processing Fees Up to 5% of the sanctioned loan amount
Loan Process End-to-End Digital and Paperless

Shriram Finance Personal Loan Interest Rates in 2025

Shriram Finance Personal Loan interest rates start from 11% p.a. depending upon various factors, such as applicant’s credit score, income, age, location, employment stability, existing credit, employer’s profile, and loan amount and tenure. You can apply for Shriram Finance personal loans online on Paisabazaar and get instant approval with minimum documentation.

Types of Personal Loans offered by Shriram Finance

Shriram Finance offers a wide range of personal loan products to meet various urgent financial needs of its customers. Find below the loan types that are unsecured, requiring no collateral, and come with flexible repayment options:

  • Wedding Loan
  • Travel Loan
  • Home Renovation Loan
  • Personal Loan for Students
  • Medical Emergency Loan
  • Consumer Durable Loan
  • Personal Loan for Women
  • Festival loan
  • Personal loan for your child(s) future

Eligibility Criteria

The personal loan eligibility criteria set for applicants availing Shriram Finance Personal Loans are as follows:

  • Resident Indians are eligible
  • Age: 21 years (at the time of loan application) to 60 years (at the time of loan maturity)

Avail Personal Loan For
All Your Needs

Avail Personal Loan Banner

Documents Required for Shriram Finance Personal Loan

he personal loan documents required for Shriram Finance, based on your employment, profession or occupation are mentioned below:

Identity Proof: PAN card, Passport, Driving License, Voter ID (Any One)

Address Proof: Passport, Driving License, Gas bill with gas book (Any One)

Other Documents: (Any One)

  • Income Proof Documents of last 3 months
  • Last 6 months’ bank statement
  • One cancelled Cheque and ACH form for the Electronic Clearing Mandate (eNACH)

Fees & Charges for Shriram Finance Personal Loan

Shriram Finance imposes several fees and charges on its personal loans. Read on for the detailed breakdown:​

Particulars Charges
Processing Fees Up to 5% of the loan amount
Foreclosure Charges Up to 4% (lock in period of 12 months from the date of 1st EMI)
The NBFC also charges additional 2% of the loan is taken over by other financer
Documentation Charges Up to Rs 3,000
Penal Charges 36% p.a. on overdue unpaid on EMIs in arrears
Auction Charges At Actuals
Cancellation of Loan Charge Charges collected until cancellation will not be
refunded to the borrowers. Pro-rata interest will be charged up to cancellation
Cheque and NACH Swap Charges Up to Rs 500
Statement & Other Document retrieval Charges Up to Rs 500
Cheque Bounce Charges Rs. 1,000 per instance
Collection Charges Rs. 500

Note: Additional GST and other cess shall be charged as applicable on the above-mentioned fees and charges.

Who Should Apply for Shriram Finance Personal Loan?

If you are an Indian resident and aged between 21 years to 60 years, then you are eligible to apply for Shriram Finance Personal Loan. Salaried individuals and self-employed professionals and non-professionals are eligible to apply for personal loan.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Shriram Housing Finance Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
View All Partners

Avail Personal Loan For
All Your Needs

Avail Personal Loan Banner

FAQs

quotes icon

What our customers say

Highly recommended platform

I applied for a personal loan for medical emergency through Paisabazaar and got amazing service like nowhere else. The team was extremely cooperative and followed up with me until I had my loan amount in my account. My loan was disbursed within 24 hours. It is indeed an excellent platform for taking loans.

icon image of avatar
Sunil YadavOct 29, 2025

Instant loan disbursal

I applied for a personal loan through Paisabazaar and got my loan disbursed in no less than 24 hours. The team was extremely cooperative, guided me through the entire process and followed up with me until I had my loan amount in my account. I highly recommend this platform to everyone looking for an urgent loan.

icon image of avatar
Neha JainOct 29, 2025

Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

icon image of avatar
Manish KumarOct 23, 2025

Got personal loan instant

I was a medical emergency &amp; need funds instantly I applied for loan at Paisabazaar &amp; see I have a pre approved offers &amp; apply to it &amp; amount disbursed in 48 hours thanks to paisabazaar teams

icon image of avatar
Mansi SharmaOct 17, 2025

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn&#x27;t know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

icon image of avatar
Priyanka SharmaOct 15, 2025

Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

icon image of avatar
Preeti SinghSep 26, 2025

Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

icon image of avatar
Pawan SehrawatSep 25, 2025

Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

icon image of avatar
Vivaan ShahSep 24, 2025

Loan Approved in on day

I confused between HDFC & Axis personal loans, but Paisabazaar showed me all the offers side by side. I apply in 10 minutes and got approval the next day!

icon image of avatar
Rahul MehtaSep 23, 2025

Personal loan mila yahaan se

Mujhko personal loan mila yahaan se bina koi dikkat hue. Maine toh online apply kiya aur 3 lakh ka loan mila 2 saal ke liye.

icon image of avatar
Pankaj SinhaSep 22, 2025
View All Testimonials
Vandana Punj profile
Written ByLinkedIn icon
Vandana Punj
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers