SBI Xpress Power Personal Loan

SBI Xpress Power Personal Loan is offered to those salaried individuals who do not have a salary account with SBI...

SBI Xpress Power Personal Loan is offered to those salaried individuals who do not have a salary account with SBI but still wishes to avail a personal loan from the bank. Starting from Rs. 25,000, SBI Xpress Power Personal Loan goes upto Rs. 15 lakh and can be applied to avail funds for any financial emergency.

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Google Play Store

4.5_/5

15.5L Reviews

5.7cr+Satisfied Customers

65+Lending Partners

₹65k Cr+Loans Disbursed

Get Cashback of ₹ 1,000^* on Loan Disbursal

Valid till 31^st March '26 *T&C Apply

Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

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Google Play Store

4.5_/5

15.5L Reviews

5.7cr+Satisfied Customers

65+Lending Partners

₹65k Cr+Loans Disbursed

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Find Best Personal Loan Offers

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HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

ICICI Bank

100% Digital Process*Quick Disbursal

Max Loan Amt.Upto ₹25L

Rate of Interest11% - 13%

Tenure upto1-5 Years

Processing FeeUpto 2%

Axis Bank

Low Processing fee

Max Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

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SBI Xpress Power Personal Loan - Features and Benefits

SBI Xpress Power Personal Loan - Interest Rate and Other Fees and Charges

SBI Xpress Power Personal Loan - Eligibility Criteria

Documents Required

Why Choose Paisabazaar?

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Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

SBI Xpress Power Personal Loan - Features and Benefits

Loan amount: Offering a loan amount upto Rs. 25 lakh, SBI Xpress Power Personal Loan ensures that you have enough funds when you need to pay medical bills, go on a vacation, get married, renovate your home, etc.
Flexible tenure: You can repay the loan as per your convenience by deciding the repayment period as per your repayment ability
Minimum documentation: SBI asks only for a few necessary documents like salary proof, ID proof, etc., if you wish to apply for Personal Loan
No hidden charges: While sanctioning you the loan amount, the bank informs you about all the additional fees and charges that you will be paying and hence saves you from any shock in future

SBI Xpress Power Personal Loan - Interest Rate and Other Fees and Charges

Term Loan Facility

2 year MCLR	Spread over 2 year MCLR	Effective Interest Rate with No Reset
8.10%	3.50% – 5.15%	11.60% – 13.25%

Overdraft facility

2 year MCLR	Spread over 2 year MCLR	Effective Interest Rate with No Reset
8.10%	4.00% – 5.65%	12.10% – 13.75%

Processing Fee	1.50% of the Loan Amount (subject to minimum ₹1000/- & maximum ₹15000/-) plus applicable Tax
Prepayment charges	3% on prepaid amount
Penal Interest	2% p. m would be charged over and above the applicable interest rate on overdue amount for the period of default.

SBI Xpress Power Personal Loan - Eligibility Criteria

You should be a salaried individual with no salary account with SBI
You should be working with Central/State Governments/Defence Establishments, Quasi Government Bodies, PSUs, Educational Institutions of National Repute and Select Rated Corporates
Your minimum monthly income should be Rs. 50,000
Your EMI/NMI ration should be up to 50%

Documents Required

Identity proof: Voter ID, Passport, Pan Card, Driving License, Aadhaar Card
Address proof: Passport, Ration Card, Aadhaar Card, Bank Account Statement, Driving License, Electricity Bill, Telephone Bill, Sale Deed/Property purchase agreement(for owned properties)
Income proof: Bank Account Statement, Salary Slips

Avail Personal Loan for
All Your Needs

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

Avail Personal Loan for
All Your Needs

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What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

Abhishek ThakuraJan 14, 2026

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Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

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