- Loan amount: Offering a loan amount upto Rs. 25 lakh, SBI Xpress Power Personal Loan ensures that you have enough funds when you need to pay medical bills, go on a vacation, get married, renovate your home, etc.
- Flexible tenure: You can repay the loan as per your convenience by deciding the repayment period as per your repayment ability
- Minimum documentation: SBI asks only for a few necessary documents like salary proof, ID proof, etc., if you wish to apply for Personal Loan
- No hidden charges: While sanctioning you the loan amount, the bank informs you about all the additional fees and charges that you will be paying and hence saves you from any shock in future
SBI Xpress Power Personal Loan
SBI Xpress Power Personal Loan is offered to those salaried individuals who do not have a salary account with SBIbut still wishes to avail a personal loan from the bank. Starting from Rs. 25,000, SBI Xpress Power Personal Loan goes upto Rs. 15 lakh and can be applied to avail funds for any financial emergency....
SBI Xpress Power Personal Loan is offered to those salaried individuals who do not have a salary account with SBI but still wishes to avail a personal loan from the bank. Starting from Rs. 25,000, SBI Xpress Power Personal Loan goes upto Rs. 15 lakh and can be applied to avail funds for any financial emergency.
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Valid till 31st March '26*T&C Apply
Instant Personal Loan
Get up to ₹50 Lakhs starting at 9.98%
4.5/5
15.5L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Wide Choice
Curated offers from 30+ lenders
Quick Disbursal
Money in your account instantly
SmartMatch
Offers ranked according to eligibility
Digital Process
Hassle-free & paperless
Find Best Personal Loan Offers
HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
SBI Xpress Power Personal Loan - Features and Benefits
SBI Xpress Power Personal Loan - Interest Rate and Other Fees and Charges
Term Loan Facility
| 2 year MCLR | Spread over 2 year MCLR | Effective Interest Rate with No Reset |
|---|---|---|
| 8.10% | 3.50% – 5.15% | 11.60% – 13.25% |
Overdraft facility
| 2 year MCLR | Spread over 2 year MCLR | Effective Interest Rate with No Reset |
|---|---|---|
| 8.10% | 4.00% – 5.65% | 12.10% – 13.75% |
| Processing Fee | 1.50% of the Loan Amount (subject to minimum ₹1000/- & maximum ₹15000/-) plus applicable Tax |
| Prepayment charges | 3% on prepaid amount |
| Penal Interest | 2% p. m would be charged over and above the applicable interest rate on overdue amount for the period of default. |
SBI Xpress Power Personal Loan - Eligibility Criteria
Documents Required
Avail Personal Loan for
All Your Needs
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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Personal Loan Articles
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