Saraswat Bank Personal Loan

Name: Saraswat Bank Personal Loan
Brand: Paisabazaar
Rating: 4.2 (2839 reviews)

Wide Choice

Quick Disbursal

SmartMatch

Digital Process

Wide Choice

Quick Disbursal

SmartMatch

Digital Process

Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Apply Personal Loan Online

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Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Find Best Personal Loan Offers

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HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest9.98% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Saraswat Bank Personal Loan Highlights

Interest rates	12% p.a. to 14% p.a.
Loan amount	Up to Rs 5 lakh
Repayment tenure	Up to 5 years
Processing fee	Minimum Rs 2,500, irrespective of the loan amount

Saraswat Bank Personal Loan Interest Rate

Loan Type	Interest Rate
Personal Loan	12% p.a. to 14% p.a.

Saraswat Bank Personal Loan Processing Fees and other Charges

Saraswat Bank charges a processing fee of Rs 2,500 irrespective of the loan amount plus applicable charges.

Personal Loan Security of Saraswat Bank

Compulsory ECS/S.I. from Salary account/Business A/c
Hypothecation of Household Articles, consumer durables/ articles purchased

Saraswat Bank Personal Loan Eligibility Criteria

Persoanal loan elgibility criteria for the Saraswat Bank

For salaried:

Minimum average monthly take home salary after deducting all EMIs should be:

Loan Amount	Metro/Urban Cities	Semi-Urban/Rural Cities
Up to Rs. 2 lakh	Rs 20,000 p.m.	Rs 15,000 p.m.
Up to Rs. 5 lakh	Rs 25,000 p.m.	Rs 20,000 p.m.

For self-employed:

Experience of at least 1 year of business and I.T Returns for last one year reflecting Gross cash accruals of Rs. 1.50 lakh p.a.

Swipe to see more table data

Avail Personal Loan For
All Your Needs

Personal Loan Documents Required of Saraswat Bank

Prescribed loan application form
Latest Photograph, Photo ID Proof and Residence Proof of the Applicant
Salary slips for last 3 months and Bank statement for last 3 months or Form No.16 of the Applicant of last one year
For Businessman ITR copies of last three years and 3 month Bank statement

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Saraswat Bank Lenders

Avail Personal Loan For
All Your Needs

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What our customers say

Itna Badhiya Rate and Service Hai!

Apke yaha itna acha interest rate mil gya market mei sabse kum and service toh aur bhi achi h. thank you.

Mohit SinghDec 2, 2025

Best Interest Rate Offer

Got the best interest rate on your website. Best assistance and seamless experience.

Aniket SinghDec 2, 2025

Best Marketplace to Shop for Loans

Your website is the best to apply for a personal loan. Got my loan disbursed within 3 days. So easy and hassle-free.

Nikita SharmaDec 2, 2025

Fast loan approval

I got my loan approved within 24 hours. The process was fast, transparent, and reliable, exactly what I was looking for.

Pragati ShuklaDec 2, 2025

Best place to compare loans

I was able to compare offers from multiple lenders on a single platform. This not only made my search easy but also saved a lot of time which was otherwise not possible if I checked with different lenders separately.

Ashok SinghDec 1, 2025

Quickest Disbursal and Best Offer

I have got a personal loan from other platforms in the past. But your website is the quickest and the easiest place to get a loan. Great work!

Sachin SharmaNov 25, 2025

Quick Loan disbursal

Mera loan amount bahut hi jaldi mere account me a gaya tha. Koi lengthy doucmentation process ni follow karna pada. Sab kuch asani se ho gaya.

Dinesh PantNov 16, 2025

Best marketplace to shop for loans

I highly recommend Paisabazaar app to everyone looking out for personal loans. The customer support is so supportive and follows up with you throughout the loan process.

Shweta SinghNov 13, 2025

Excellent features of Paisabazaar app

Good for tracking multiple loans and payments. I especially like auto-reminder feature to avoid missed EMIs.

Jyoti SinghNov 12, 2025

User friendly interface

The platform is very user-friendly. I used the EMI calculator provided on the Paisabazaar website and was able to plan my EMIs as per my financial situation.

Palash SinghNov 11, 2025

View All Testimonials

Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

Saraswat Bank Personal Loan

Find Best Personal Loan Offers

How Can I Apply for a Personal Loan Online?

Saraswat Bank Personal Loan Highlights

Saraswat Bank Personal Loan Interest Rate

Saraswat Bank Personal Loan Processing Fees and other Charges

Personal Loan Security of Saraswat Bank

Saraswat Bank Personal Loan Eligibility Criteria

For salaried:

For self-employed:

Personal Loan Documents Required of Saraswat Bank

How Can I Apply for a Personal Loan Online?

Personal Loan Articles

What our customers say

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