RBL Personal Loan

RBL Bank Personal Loan is offered @ 18% p.a. for loan amounts of up to Rs 5 lakh and for...

RBL Bank Personal Loan is offered @ 18% p.a. for loan amounts of up to Rs 5 lakh and for tenures of up to 3 years. It offers pre-approved personal loans to select RBL customers and instant personal loan approval to other applicants meeting the eligibility criteria of the bank. Read on to know more about RBL Bank Personal Loan.

Easy Online Application

Simple and Quick Documentation

End-to-End Expert Assistance

Hassle-free Approval and Disbursal

Google Play Store

4.5_/5

15.5L Reviews

5.7cr+Satisfied Customers

65+Lending Partners

₹65k Cr+Loans Disbursed

Get Cashback of ₹ 1,000^* on Loan Disbursal

Valid till 31^st March '26 *T&C Apply

Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

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Google Play Store

4.5_/5

15.5L Reviews

5.7cr+Satisfied Customers

65+Lending Partners

₹65k Cr+Loans Disbursed

Easy Online Application

Simple and Quick Documentation

End-to-End Expert Assistance

Hassle-free Approval and Disbursal

Calculate Your Personal Loan EMI

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Enter Loan Amount

₹

50K50L

Rate of Interest (Yearly %)

8%30%

Loan Tenure

1Y 10Y

Your Monthly EMI Payment

₹0

Principal Amount₹0

Interest Amount₹0

Total Amount₹0

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HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

ICICI Bank

100% Digital Process*Quick Disbursal

Max Loan Amt.Upto ₹25L

Rate of Interest11% - 13%

Tenure upto1-5 Years

Processing FeeUpto 2%

Axis Bank

Low Processing fee

Max Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

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RBL Bank Personal Loan Highlights

RBL Bank Personal Loan Interest Rate

RBL Bank Personal Loan Processing Fees and Charges

Eligibility Criteria for RBL Bank Personal Loan

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About RBL Bank Personal Loan

With RBL Bank consumers can avail personal loans at attractive interest rates to meet different financial needs.
Consumers who apply via Paisabazaar can experience an easy online loan process and end-to-end expert assistance.
RBL Bank personal loans have a simple and easy documentation process and require no security or collateral.
These personal loans can be repaid over a flexible tenure with affordable EMI options.
RBL Bank personal loans come with zero hidden charges and have a hassle-free loan sanction and disbursal process.

RBL Bank Personal Loan Highlights

Interest rate	18% p.a.
Loan Amount	Rs 30,000-Rs 5 lakh
Tenure	1-3 years
Processing Fees	Up to 2% of the loan amount
Minimum Monthly Salary	Rs 40,000

RBL Bank Personal Loan Interest Rate

RBL Bank offers personal loan at an interest rate of 18% p.a. The lender has not mentioned its differential interest rates. However, the lender may consider factors such as credit score, employer’s profile, repayment capacity, job profile and minimum monthly income of its applicants while setting its personal loan interest rates.

RBL Bank Personal Loan Processing Fees and Charges

Processing Fee	Up to 2% of loan amount
Prepayment/Foreclosure Charges	Between 13 to 18 months: 5% of outstanding principalAfter 18 months: 3% of outstanding principal After 12 regular EMIs: NIL
Overdue Interest	2% per month of overdue amount
Issue of Duplicate Interest and Principal Certificate	Rs 250
Cheque Bounce Charges	Rs 250
Cheque swap charges	Rs 250
CIBIL Charges	Rs 50
Convenience Charges	Rs 999

Know more about personal loan processing fees charged by other lenders

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Eligibility Criteria for RBL Bank Personal Loan

Age: 25-60 years or retirement age
Minimum Net Monthly Income: Rs 40,000
Work Experience: Total 3 years of experience, 1 year in current employment

RBL Bank may also check credit score, job profile and employer’s profile of its applicants, just like other lenders do while evaluating their personal loan eligibility.

Documents Required for RBL Bank Personal Loan

Duly filled application form with a coloured photograph
KYC Documents: PAN Card/Age Proof/ID Proof (Aadhar card, passport, driving license, voter ID)
Address Proof: Aadhaar card, voter ID, driving license, passport, utility bill (electricity bill, telephone/mobile bill- not more than 2 months old)
Bank statement with salary credited for last 3 months
Salary slips: 1 recent salary slip for loan amount less than Rs 7.5 lakh and 2 recent salary slips for loan amount more than Rs 7.5 lakh

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

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FAQs

RBL Bank claims to approve the personal loan in a single day from the date of receipt provided the applicant submits the complete application form along with the required documents.

Your family member (spouse and children) can be your co-applicant to personal loans.

The applicants can repay their personal loans through NACH facility, standing instruction to debit from your RBL Bank account or through post-dated cheques with your EMI account.

RBL Bank has stated poor credit score and unstable income as the most common reasons for personal loan rejection. The applicants having minimum monthly income of Rs 40,000 are eligible for personal loans. Also, if the applicant works in a company that has been delisted by the bank, the loan application will be rejected by RBL Bank.

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What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

Abhishek ThakuraJan 14, 2026

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Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

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