| Foreclosure Charges | - 13-24 months –4% of principle outstanding - 25-36 months – 3% of principle outstanding - 37-48 months – 2% of principle outstanding - >48 months nil |
|---|---|
| Part Pre-payment Charges (allowed after 12 EMI payouts) | Nil |
| Loan Processing Charges | Up to 2.50% of the loan amount |
| Duplicate No Due Certificate/No Objection Certificate (NOC) | Rs. 250 per event |
| Late Payment Charges | 24% per annum on amount outstanding from date of Default |
Yes Bank Personal Loan Preclosure Charges
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Step 4: Select the loan purpose and loan amount
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Yes Bank Personal Loan Preclosure Charges and Other Fees
How to Preclose Yes Bank Personal Loan?
If you are planning to preclose your Yes Bank Personal Loan, you can do it after paying the 12th EMI along with the applicable charges (refer to above table). You can also make a part pre-payment on your loan after paying the 12th EMIs.
Customer Care
| Toll Free Number | 1800 2000 |
| Other Contact Number | +91 22 6121 9000 |
| yestouch@yesbank.in | |
| SMS | SMS ‘HELP’ space |
| Missed Call | +91 92233 90909 |
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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