Paisabazaar Logo - Compare loans and credit cards

Tata Capital Consumer Loan

Icon image of Wide Choice

Wide Choice

Icon image of Quick Disbursal

Quick Disbursal

Icon image of SmartMatch

SmartMatch

Icon image of Digital Process

Digital Process

Illustration

Apply Personal Loan Online

google-play-icon

Google Play Store

4.5/5

15.5L Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

Find Best Personal Loan Offers

Sort by:

HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
Why Choose Paisabazaar?
image of Compare & Choose the <strong>Best Offer</strong>

Compare & Choose the Best Offer

image of Pre-approved Offers with <strong>Instant Disbursals</strong>

Pre-approved Offers with Instant Disbursals

image of Know Your <strong>Chances of Approval</strong>

Know Your Chances of Approval

image of End-to-End <strong>Digital Process</strong>

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Features of Tata Capital Consumer Loan

  • Loan amount: Starting from Rs. 10,000, the amount offered by Tata Capital Consumer Loan goes up to Rs. 5 lakh and thus individuals are able to buy a wide range of products as per their choice
  • 0% interest: Tata Capital offers consumer durable loans at 0% interest (conditions applicable) along with the benefit of minimal down payment to avail the loan
  • Minimum documentation: Tata Capital asks for only basic KYC documents to sanction your loan application
  • Flexible tenure: You can buy your favourite product instantly with Tata Capital Consumer Loan and can repay the loan within a flexible tenure ranging from 6 to 24 months
  • No foreclosure charges: If you wish to prepay your consumer durable loan before the tenure ends, you can foreclose it without any additional charges
  • Pre-approved EMI Card: If you are an existing customer of Tata Capital, you get a pre- approved EMI card. You can just walk in to any of the partner stores with the card and buy your desired product with the benefit of 0% EMI (subject to applicable terms and conditions)

    Tata Capital Consumer Loan Interest Rate

    Tata Capital Consumer Loans are offered at interest rates as low as zero EMI, however, actual rate might at times be higher depending on key factors such as applicant’s profile.

Eligibility Criteria

For Salaried Individuals

  • You should be at least 21 years old
  • Your maximum age should be 60 years
  • You should have a minimum total working experience of at least 2 years

Also Know: Features and Benefits of Personal Loans for Salaried Employee

For Self- Employed Individuals

  • You should be at least 21 years old
  • Your maximum age should be 65 years

Documents Required for Tata Capital Consumer Loan

For Salaried Individuals:

  • Photo Identity Proof: A copy of Passport/ Voter ID Card/ Aadhaar Card/ Driving License/ PAN Card
  • Address Proof: A copy of your Electricity Bill/ Ration Card/ Passport
  • Income Proof: A copy of your salary account bank statements of last six months showing your salary
  • Salary slips: A copy of your salary slips for the last 3 months

For Self- Employed Individuals:

  • Photo Identity Proof: A copy of Passport/ Voter ID Card/ Aadhaar Card/ Driving License/ PAN Card
  • Address Proof: A copy of your Electricity Bill/ Ration Card/ Passport
  • Income Proof: Latest bank statements and ITR of last 2 years

Fees and Other Charges

The following are some of the key fees and charges other than interest rate that are related to Tata Capital Consumer loan:

Processing Fees Rs. 89 to Rs. 10,030
Bounce Charges Rs. 450 plus GST
Mandate Rejection Service Charge Rs. 450 plus GST
Penal interest/Additional Interest 3% of the amount overdue per month

Avail Personal Loan For
All Your Needs

Avail Personal Loan Banner

Comparison of Tata Capital Consumer Loan vs. Other Lenders

The following table compares the consumer loan of Tata Capital to consumer loans offered by other leading lenders:

Particulars Tata Capital IDFC First Bank
Interest Rate 0% 0%
Tenure 6 to 24 months Up to 36 months
Loan amount Up to Rs. 5 lakh Up to Rs. 5 lakh
Processing Fee Rs. 89 to Rs. 10,030 Up to 2.50% of the loan amount

Tata Capital Customer Care

The following are the best ways to reach a customer service representative of Tata Capital:

  • You can call on 1860-267-6060 (Between 9 AM to 8 PM Monday to Saturday. Closed on Sundays and Public Holidays)
  • Visit the nearest branch of Tata Capital

Swipe to see more table data

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
View All Partners

Avail Personal Loan For
All Your Needs

Avail Personal Loan Banner

Personal Loan Articles

Importance of No Dues Certificate in Personal Loan Closure - Article image

Importance of No Dues Certificate in Personal Loan Closure

icon image of Paisabazaar
Paisabazaar02 Sept 2025
Loan rejected despite high income? Here’s what you need to know - Article image

Loan rejected despite high income? Here’s what you need to know

icon image of Paisabazaar
Paisabazaar19 Aug 2025
Personal Loan for First Time Borrowers: What Customers Must Know - Article image

Personal Loan for First Time Borrowers: What Customers Must Know

icon image of Paisabazaar
Paisabazaar04 Aug 2025
How I Saved Rs 22,000 on My Personal Loan through Prepayment - Article image

How I Saved Rs 22,000 on My Personal Loan through Prepayment

icon image of Bhumika Khandelwal
Bhumika Khandelwal31 Jul 2025
How Have Personal Loans Advanced Over the Past few Years - Article image

How Have Personal Loans Advanced Over the Past few Years

icon image of Paisabazaar
Paisabazaar17 Jul 2025
Factors To Consider While Selecting a Personal Loan Lender - Article image

Factors To Consider While Selecting a Personal Loan Lender

icon image of Paisabazaar
Paisabazaar16 Jul 2025
Instant Personal Loan Apps: Avoid These 5 Pitfalls - Article image

Instant Personal Loan Apps: Avoid These 5 Pitfalls

icon image of Bhumika Khandelwal
Bhumika Khandelwal16 Jul 2025
Reasons for Delay in Personal Loan Processing - Article image

Reasons for Delay in Personal Loan Processing

icon image of Paisabazaar
Paisabazaar09 Jul 2025
APR vs Interest Rate in Personal Loans: What’s the Difference? - Article image

APR vs Interest Rate in Personal Loans: What’s the Difference?

icon image of Bhumika Khandelwal
Bhumika Khandelwal07 Jul 2025
Tips to Choose an Ideal Personal Loan Tenure - Article image

Tips to Choose an Ideal Personal Loan Tenure

icon image of Paisabazaar
Paisabazaar07 Jul 2025
View All Articles
quotes icon

What our customers say

Easy personal loan available

Took personal loan. Good experience.

icon image of avatar
Ruchika TiwariJan 14, 2026

Medical Emergency thi, loan jaldi mil gya

Muhje ek medical emergency ke liye personal loan lena padha. Paisabazaar pe bht jaldi or smooth process tha. time pe kaam agaya.

icon image of avatar
Raj SinghJan 13, 2026

Compare karke sahi rate mila

Loan offers jab comapre kiya toh pata chala konse loan lene se muhje sahi mai faida hoga. Isiliye Paisabazaar muhje best laga.

icon image of avatar
Akrity PandeyJan 5, 2026

Personal loan fatfat mai mil gaya

Muhje paiso ki urgent need thi. Paisabazaar se loan jaldi or sahi rate pe mil gaya.

icon image of avatar
Riya MehraJan 5, 2026

Loan from Paisabazaar was actually paperless

I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

icon image of avatar
Tanmay BorkatakiDec 12, 2025

Best place for a small loan

I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

icon image of avatar
Aridaman Singh ParhichaDec 11, 2025

My loan got approved immediately

I wanted a loan and I was able to get it approved through Paisabazaar. It was instantaneous and I got the amount in my account in 2 days only.

icon image of avatar
Priyam Sarkar MajumdarDec 10, 2025

I get loan from here

I get loan from Paisabazaar here and it is very quickly given to me.

icon image of avatar
Bilal ZaidiDec 9, 2025

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

icon image of avatar
Mohit YadavDec 3, 2025

Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

icon image of avatar
Gautam BakshiDec 3, 2025
View All Testimonials
Vandana Punj profile
Written ByLinkedIn icon
Vandana Punj
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers