| Interest Rate | 1.25% – 2% per month onwards |
| Loan Amount | Upto Rs. 5 lakh |
| Loan Tenure | Upto 48 months |
| Eligibility Age | 21 – 60 Years |
| Minimum Monthly Salary | Rs. 12,000 |
Shubh Loan

Get up to ₹50 Lakhs starting at 9.98%
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Shubh Loans Personal Loan Highlights
Features of Shubh Personal Loan
Shubh Personal Loan Interest Rates
Shubh Loans offers personal loans at an interest rate starting as low as 1.25% – 2% per month. Interest rates for personal loans applicable to a particular applicant is dependent upon various factors including credit score, customer segment, loan amount, etc.
Eligibility Criteria
The following eligibility criteria must be taken into consideration when applying for a Shubh personal loan:
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Documents Required for Loan Application
The following documents are needed to avail a Shubh personal loan:
Shubh Personal Loan Top Up
Shubh Loans offers borrowers the option to avail a top up loan on their existing personal loan once they have completed half of the tenure of their current loan. Once you have repaid half of your current loan you can request for a top-up loan by sending an email to support@shubhloans.com
Shubh Loans Customer Care
You can contact Shubh Loans’ customer care via any of the following means given below:
Datasigns Technologies Pvt. Ltd
NOVA MILLER, 333. Thimmiah Road
Vasanth Nagar Bangalore – 560052
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FAQs
What is Shubh Loans personal loan interest rate?
Shubh Loans offers personal loans at an interest rate starting as low as 1.25% – 2% per month or 15% to 24% per annum.
I am a self- employed person. Can I avail a personal loan?
No, Shubh Loans offers personal loans to only salaried individuals.
How should I avail a top- up loan from Shubh Loans?
Once you have completed half of the tenure of your current loan, you can request for a top-up loan by sending an email to support@shubhloans.com. Following this the support team will help you apply for a top-up loan.
Is it possible to re-apply for a personal loan if my application gets rejected?
Yes, you can re-apply for a personal loan after 6 months.
Can I foreclose my personal loan?
Yes, you can foreclose your loan after paying at least 12 EMIs.
Will I still get a personal loan if my CIBIL score is low or if I have defaulted in the past?
Shubh Loans provides a personal loan on the basis of an individual’s credit score such as CIBIL score, which includes your current repayment capacity and your past financial stability. If you meet the eligibility, you get a loan despite a low credit score.
How long does the lender take to disburse loans?
Once the documents are received, loan disbursement gets processed within 2 working days.
When and where will the agent come to collect my documents?
Once your loan is approved, the agent will call you to schedule an appointment and will collect the documents from your office or residence.
How do I pay back the loan?
The EMI gets automatically debited from your salary account every month on the due- date.
Where do I receive the money after loan approval?
After the loan is approved, the amount will be disbursed to your salary account.
Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
Address: Paisabazaar Marketing & Consulting Pvt. Ltd. 135 P, Sector 44, Gurugram (HR) 122001
Get up to ₹50 Lakhs starting at 9.98%*
Get up to ₹50 Lakhs starting at 9.98%*








