Shubh Loan

Name: Shubh Loans : Eligibility, Interest Rates & How to apply Online
Brand: Paisabazaar
Rating: 4.2 (2839 reviews)

Salaried individuals can avail a short term personal loan from Shubh Loans at an attractive interest rate starting as low as 1.25% per month. Starting from Rs. 25,000 a personal loan from Shubh Loans can help you to deal with various personal expenses like a wedding, medical emergency, home renovation, etc. The loans come with a flexible repayment tenure extending up to 4 years, can be easily availed online and require minimal documentation.

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Get up to ₹1,000*

Voucher on disbursal

Valid till 15^th November '25

Valid till 15^th November '25*T&C Apply

Check Personal Loan Offers Online

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Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Paisabazaar Exclusive Benefits

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Find Best Personal Loan Offers

Sort by:

HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest9.98% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Shubh Loans Personal Loan Highlights

Interest Rate	1.25% – 2% per month onwards
Loan Amount	Upto Rs. 5 lakh
Loan Tenure	Upto 48 months
Eligibility Age	21 – 60 Years
Minimum Monthly Salary	Rs. 12,000

Features of Shubh Personal Loan

Loan amount: Shubh Loans offers personal loans starting from Rs. 25,000 and up to Rs. 5 lakh to fulfill various individual financial needs
Flexible tenure: Shubh Loans come with a flexible repayment tenure ranging between 1 to 4 years, which an individual can choose as per his own convenience
Transparent service: Shubh Loans offer transparent services to all the individuals so that they can avail the right loan amount and don’t regret their decision in future.
Top- up loan: Shubh Loans allows you to avail additional funds by availing a top- up loan after completing of half of the original tenure of your current loan.
Widespread availability: Shubh Loans is at present serving customers in Delhi/NCR, Kolkata, Mumbai, Bangalore, Chennai, Hyderabad, Ahmedabad, Chandigarh, Pune, Nashik, Jaipur, Mysore and Coimbatore.
Quick disbursal: Once all the necessary documents are received and verified, the loan typically gets processed within 2 working days.

Shubh Personal Loan Interest Rates

Shubh Loans offers personal loans at an interest rate starting as low as 1.25% – 2% per month. Interest rates for personal loans applicable to a particular applicant is dependent upon various factors including credit score, customer segment, loan amount, etc.

Eligibility Criteria

The following eligibility criteria must be taken into consideration when applying for a Shubh personal loan:

You should be at least 21 years old at the time of loan application
Your maximum age should not exceed 60 years at the end of the loan tenure
You should be a salaried individual.
Your minimum salary per month should be Rs. 12,000 or more.

Avail Personal Loan For
All Your Needs

Documents Required for Loan Application

The following documents are needed to avail a Shubh personal loan:

Aadhaar Card
PAN Card
Latest 3 months bank statement with 3 salary credits
Salary slip
Resident proof- Any valid government KYC document (Aadhaar Card, Passport, Driving License, Voter ID Card, etc.) / postpaid mobile bill or utility bill/ rental agreement

Shubh Personal Loan Top Up

Shubh Loans offers borrowers the option to avail a top up loan on their existing personal loan once they have completed half of the tenure of their current loan. Once you have repaid half of your current loan you can request for a top-up loan by sending an email to support@shubhloans.com

Shubh Loans Customer Care

You can contact Shubh Loans’ customer care via any of the following means given below:

By Phone: You can call on (+91)9019900199.
Email: You can send an email to support@shubhloans.com
Write to the Lender: You can write a letter and send it to:

Datasigns Technologies Pvt. Ltd

NOVA MILLER, 333. Thimmiah Road

Vasanth Nagar Bangalore – 560052

Fill up the Online Form: You can also write your issue or query on the official website of Shubh Loans.
Chat on WhatsApp: You can also chat with the customer care representatives on WhatsApp by clicking on the WhatsApp icon on the Shubh Loans website.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

Avail Personal Loan For
All Your Needs

FAQs

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What our customers say

Highly recommended platform

I applied for a personal loan for medical emergency through Paisabazaar and got amazing service like nowhere else. The team was extremely cooperative and followed up with me until I had my loan amount in my account. My loan was disbursed within 24 hours. It is indeed an excellent platform for taking loans.

Sunil YadavOct 29, 2025

Instant loan disbursal

I applied for a personal loan through Paisabazaar and got my loan disbursed in no less than 24 hours. The team was extremely cooperative, guided me through the entire process and followed up with me until I had my loan amount in my account. I highly recommend this platform to everyone looking for an urgent loan.

Neha JainOct 29, 2025

Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

Manish KumarOct 23, 2025

Got personal loan instant

I was a medical emergency & need funds instantly I applied for loan at Paisabazaar & see I have a pre approved offers & apply to it & amount disbursed in 48 hours thanks to paisabazaar teams

Mansi SharmaOct 17, 2025

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn't know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

Priyanka SharmaOct 15, 2025

Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

Preeti SinghSep 26, 2025

Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

Pawan SehrawatSep 25, 2025

Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

Vivaan ShahSep 24, 2025

Loan Approved in on day

I confused between HDFC & Axis personal loans, but Paisabazaar showed me all the offers side by side. I apply in 10 minutes and got approval the next day!

Rahul MehtaSep 23, 2025

Personal loan mila yahaan se

Mujhko personal loan mila yahaan se bina koi dikkat hue. Maine toh online apply kiya aur 3 lakh ka loan mila 2 saal ke liye.

Pankaj SinhaSep 22, 2025

View All Testimonials

Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

Shubh Loan

Paisabazaar Exclusive Benefits

Find Best Personal Loan Offers

How Can I Apply for a Personal Loan Online?

Shubh Loans Personal Loan Highlights

Features of Shubh Personal Loan

Shubh Personal Loan Interest Rates

Eligibility Criteria

Documents Required for Loan Application

Shubh Personal Loan Top Up

Shubh Loans Customer Care

How Can I Apply for a Personal Loan Online?

FAQs

What is Shubh Loans personal loan interest rate?

I am a self- employed person. Can I avail a personal loan?

How should I avail a top- up loan from Shubh Loans?

Is it possible to re-apply for a personal loan if my application gets rejected?

Can I foreclose my personal loan?

Will I still get a personal loan if my CIBIL score is low or if I have defaulted in the past?

How long does the lender take to disburse loans?

When and where will the agent come to collect my documents?

How do I pay back the loan?

Where do I receive the money after loan approval?

Personal Loan Articles

What our customers say

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