| Interest Rate | 1.25% – 2% per month onwards |
| Loan Amount | Upto Rs. 5 lakh |
| Loan Tenure | Upto 48 months |
| Eligibility Age | 21 – 60 Years |
| Minimum Monthly Salary | Rs. 12,000 |
Shubh Loan
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15.6L Reviews

Get up to ₹50 Lakhs starting at 9.98%
15.6L Reviews
Wide Choice
Curated offers from 30+ lenders
Quick Disbursal
Money in your account instantly
SmartMatch
Offers ranked according to eligibility
Digital Process
Hassle-free & paperless
Calculate Your Personal Loan EMI
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Your Monthly EMI Payment
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End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Shubh Loans Personal Loan Highlights
Features of Shubh Personal Loan
Shubh Personal Loan Interest Rates
Shubh Loans offers personal loans at an interest rate starting as low as 1.25% – 2% per month. Interest rates for personal loans applicable to a particular applicant is dependent upon various factors including credit score, customer segment, loan amount, etc.
Eligibility Criteria
The following eligibility criteria must be taken into consideration when applying for a Shubh personal loan:
Documents Required for Loan Application
The following documents are needed to avail a Shubh personal loan:
Shubh Personal Loan Top Up
Shubh Loans offers borrowers the option to avail a top up loan on their existing personal loan once they have completed half of the tenure of their current loan. Once you have repaid half of your current loan you can request for a top-up loan by sending an email to support@shubhloans.com
Shubh Loans Customer Care
You can contact Shubh Loans’ customer care via any of the following means given below:
Datasigns Technologies Pvt. Ltd
NOVA MILLER, 333. Thimmiah Road
Vasanth Nagar Bangalore – 560052
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Explore Our Personal Loan Lenders
FAQs
What is Shubh Loans personal loan interest rate?
Shubh Loans offers personal loans at an interest rate starting as low as 1.25% – 2% per month or 15% to 24% per annum.
I am a self- employed person. Can I avail a personal loan?
No, Shubh Loans offers personal loans to only salaried individuals.
How should I avail a top- up loan from Shubh Loans?
Once you have completed half of the tenure of your current loan, you can request for a top-up loan by sending an email to support@shubhloans.com. Following this the support team will help you apply for a top-up loan.
Is it possible to re-apply for a personal loan if my application gets rejected?
Yes, you can re-apply for a personal loan after 6 months.
Can I foreclose my personal loan?
Yes, you can foreclose your loan after paying at least 12 EMIs.
Will I still get a personal loan if my CIBIL score is low or if I have defaulted in the past?
Shubh Loans provides a personal loan on the basis of an individual’s credit score such as CIBIL score, which includes your current repayment capacity and your past financial stability. If you meet the eligibility, you get a loan despite a low credit score.
How long does the lender take to disburse loans?
Once the documents are received, loan disbursement gets processed within 2 working days.
When and where will the agent come to collect my documents?
Once your loan is approved, the agent will call you to schedule an appointment and will collect the documents from your office or residence.
How do I pay back the loan?
The EMI gets automatically debited from your salary account every month on the due- date.
Where do I receive the money after loan approval?
After the loan is approved, the amount will be disbursed to your salary account.
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