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Shubh Loan

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Quick Disbursal

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Digital Process

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15.5L Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Shubh Loans Personal Loan Highlights

Interest Rate 1.25% – 2% per month onwards
Loan Amount Upto Rs. 5 lakh
Loan Tenure Upto 48 months
Eligibility Age 21 – 60 Years
Minimum Monthly Salary Rs. 12,000

Features of Shubh Personal Loan

  • Loan amount: Shubh Loans offers personal loans starting from Rs. 25,000 and up to Rs. 5 lakh to fulfill various individual financial needs
  • Flexible tenure: Shubh Loans come with a flexible repayment tenure ranging between 1 to 4 years, which an individual can choose as per his own convenience
  • Transparent service: Shubh Loans offer transparent services to all the individuals so that they can avail the right loan amount and don’t regret their decision in future.
  • Top- up loan: Shubh Loans allows you to avail additional funds by availing a top- up loan after completing of half of the original tenure of your current loan.
  • Widespread availability: Shubh Loans is at present serving customers in Delhi/NCR, Kolkata, Mumbai, Bangalore, Chennai, Hyderabad, Ahmedabad, Chandigarh, Pune, Nashik, Jaipur, Mysore and Coimbatore.
  • Quick disbursal: Once all the necessary documents are received and verified, the loan typically gets processed within 2 working days.

Shubh Personal Loan Interest Rates

Shubh Loans offers personal loans at an interest rate starting as low as 1.25% – 2% per month. Interest rates for personal loans applicable to a particular applicant is dependent upon various factors including credit score, customer segment, loan amount, etc.

Eligibility Criteria

The following eligibility criteria must be taken into consideration when applying for a Shubh personal loan:

  • You should be at least 21 years old at the time of loan application
  • Your maximum age should not exceed 60 years at the end of the loan tenure
  • You should be a salaried individual.
  • Your minimum salary per month should be Rs. 12,000 or more.

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Documents Required for Loan Application

The following documents are needed to avail a Shubh personal loan:

  • Aadhaar Card
  • PAN Card
  • Latest 3 months bank statement with 3 salary credits
  • Salary slip
  • Resident proof- Any valid government KYC document (Aadhaar Card, Passport, Driving License, Voter ID Card, etc.) / postpaid mobile bill or utility bill/ rental agreement

Shubh Personal Loan Top Up

Shubh Loans offers borrowers the option to avail a top up loan on their existing personal loan once they have completed half of the tenure of their current loan. Once you have repaid half of your current loan you can request for a top-up loan by sending an email to  support@shubhloans.com

Shubh Loans Customer Care

You can contact Shubh Loans’ customer care via any of the following means given below:

  • By Phone: You can call on (+91)9019900199.
  • Email: You can send an email to support@shubhloans.com
  • Write to the Lender: You can write a letter and send it to:

Datasigns Technologies Pvt. Ltd

NOVA MILLER, 333. Thimmiah Road

Vasanth Nagar Bangalore – 560052

  • Fill up the Online Form: You can also write your issue or query on the official website of Shubh Loans.
  • Chat on WhatsApp: You can also chat with the customer care representatives on WhatsApp by clicking on the WhatsApp icon on the Shubh Loans website.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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All Your Needs

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FAQs

Shubh Loans offers personal loans at an interest rate starting as low as 1.25% – 2% per month or 15% to 24% per annum.

No, Shubh Loans offers personal loans to only salaried individuals.

Once you have completed half of the tenure of your current loan, you can request for a top-up loan by sending an email to support@shubhloans.com. Following this the support team will help you apply for a top-up loan.

Yes, you can re-apply for a personal loan after 6 months.

Yes, you can foreclose your loan after paying at least 12 EMIs.

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What our customers say

Loan from Paisabazaar was actually paperless

I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

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Tanmay BorkatakiDec 12, 2025

Best place for a small loan

I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

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Aridaman Singh ParhichaDec 11, 2025

My loan got approved immediately

I wanted a loan and I was able to get it approved through Paisabazaar. It was instantaneous and I got the amount in my account in 2 days only.

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Priyam Sarkar MajumdarDec 10, 2025

I get loan from here

I get loan from Paisabazaar here and it is very quickly given to me.

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Bilal ZaidiDec 9, 2025

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

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Mohit YadavDec 3, 2025

Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

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Gautam BakshiDec 3, 2025

Lower Rate than My Own Bank

Got a lower interest rate than my bank was offering.Smooth digital verification and quick disbursal.

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Shivani SuryaDec 3, 2025

Pre-approved offers with quick approval

I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

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Suraj VermaDec 3, 2025

Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

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Shiv KumarDec 3, 2025

Best Loan Terms on My Credit Score in the Market

Paisabazaar helped me get a loan even with a borderline credit score. Really impressed with how smooth everything was.

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SunnyDec 3, 2025
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