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Shubh Loan

Salaried individuals can avail a short term personal loan from Shubh Loans at an attractive interest rate starting as low as 1.25% per month. Starting from Rs. 25,000 a personal loan from Shubh Loans can help you to deal with various personal expenses like a wedding, medical emergency, home renovation, etc. The loans come with a flexible repayment tenure extending up to 4 years, can be easily availed online and require minimal documentation.
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Valid till 31st March '26*T&C Apply
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

4.5/5

15.5L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Shubh Loans Personal Loan Highlights

Interest Rate 1.25% – 2% per month onwards
Loan Amount Upto Rs. 5 lakh
Loan Tenure Upto 48 months
Eligibility Age 21 – 60 Years
Minimum Monthly Salary Rs. 12,000

Features of Shubh Personal Loan

  • Loan amount: Shubh Loans offers personal loans starting from Rs. 25,000 and up to Rs. 5 lakh to fulfill various individual financial needs
  • Flexible tenure: Shubh Loans come with a flexible repayment tenure ranging between 1 to 4 years, which an individual can choose as per his own convenience
  • Transparent service: Shubh Loans offer transparent services to all the individuals so that they can avail the right loan amount and don’t regret their decision in future.
  • Top- up loan: Shubh Loans allows you to avail additional funds by availing a top- up loan after completing of half of the original tenure of your current loan.
  • Widespread availability: Shubh Loans is at present serving customers in Delhi/NCR, Kolkata, Mumbai, Bangalore, Chennai, Hyderabad, Ahmedabad, Chandigarh, Pune, Nashik, Jaipur, Mysore and Coimbatore.
  • Quick disbursal: Once all the necessary documents are received and verified, the loan typically gets processed within 2 working days.

Shubh Personal Loan Interest Rates

Shubh Loans offers personal loans at an interest rate starting as low as 1.25% – 2% per month. Interest rates for personal loans applicable to a particular applicant is dependent upon various factors including credit score, customer segment, loan amount, etc.

Eligibility Criteria

The following eligibility criteria must be taken into consideration when applying for a Shubh personal loan:

  • You should be at least 21 years old at the time of loan application
  • Your maximum age should not exceed 60 years at the end of the loan tenure
  • You should be a salaried individual.
  • Your minimum salary per month should be Rs. 12,000 or more.

Avail Personal Loan for
All Your Needs

Documents Required for Loan Application

The following documents are needed to avail a Shubh personal loan:

  • Aadhaar Card
  • PAN Card
  • Latest 3 months bank statement with 3 salary credits
  • Salary slip
  • Resident proof- Any valid government KYC document (Aadhaar Card, Passport, Driving License, Voter ID Card, etc.) / postpaid mobile bill or utility bill/ rental agreement

Shubh Personal Loan Top Up

Shubh Loans offers borrowers the option to avail a top up loan on their existing personal loan once they have completed half of the tenure of their current loan. Once you have repaid half of your current loan you can request for a top-up loan by sending an email to  support@shubhloans.com

Shubh Loans Customer Care

You can contact Shubh Loans’ customer care via any of the following means given below:

  • By Phone: You can call on (+91)9019900199.
  • Email: You can send an email to support@shubhloans.com
  • Write to the Lender: You can write a letter and send it to:

Datasigns Technologies Pvt. Ltd

NOVA MILLER, 333. Thimmiah Road

Vasanth Nagar Bangalore – 560052

  • Fill up the Online Form: You can also write your issue or query on the official website of Shubh Loans.
  • Chat on WhatsApp: You can also chat with the customer care representatives on WhatsApp by clicking on the WhatsApp icon on the Shubh Loans website.

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan for
All Your Needs

FAQs

Shubh Loans offers personal loans at an interest rate starting as low as 1.25% – 2% per month or 15% to 24% per annum.

No, Shubh Loans offers personal loans to only salaried individuals.

Once you have completed half of the tenure of your current loan, you can request for a top-up loan by sending an email to support@shubhloans.com. Following this the support team will help you apply for a top-up loan.

Yes, you can re-apply for a personal loan after 6 months.

Yes, you can foreclose your loan after paying at least 12 EMIs.

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What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

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20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

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Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

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Abhishek ThakuraJan 14, 2026
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