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Shubh Loan

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15.5L Reviews

5cr+Satisfied Customers
65+Lending Partners
800+Cities across India

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Shubh Loans Personal Loan Highlights

Interest Rate 1.25% – 2% per month onwards
Loan Amount Upto Rs. 5 lakh
Loan Tenure Upto 48 months
Eligibility Age 21 – 60 Years
Minimum Monthly Salary Rs. 12,000

Features of Shubh Personal Loan

  • Loan amount: Shubh Loans offers personal loans starting from Rs. 25,000 and up to Rs. 5 lakh to fulfill various individual financial needs
  • Flexible tenure: Shubh Loans come with a flexible repayment tenure ranging between 1 to 4 years, which an individual can choose as per his own convenience
  • Transparent service: Shubh Loans offer transparent services to all the individuals so that they can avail the right loan amount and don’t regret their decision in future.
  • Top- up loan: Shubh Loans allows you to avail additional funds by availing a top- up loan after completing of half of the original tenure of your current loan.
  • Widespread availability: Shubh Loans is at present serving customers in Delhi/NCR, Kolkata, Mumbai, Bangalore, Chennai, Hyderabad, Ahmedabad, Chandigarh, Pune, Nashik, Jaipur, Mysore and Coimbatore.
  • Quick disbursal: Once all the necessary documents are received and verified, the loan typically gets processed within 2 working days.

Shubh Personal Loan Interest Rates

Shubh Loans offers personal loans at an interest rate starting as low as 1.25% – 2% per month. Interest rates for personal loans applicable to a particular applicant is dependent upon various factors including credit score, customer segment, loan amount, etc.

Eligibility Criteria

The following eligibility criteria must be taken into consideration when applying for a Shubh personal loan:

  • You should be at least 21 years old at the time of loan application
  • Your maximum age should not exceed 60 years at the end of the loan tenure
  • You should be a salaried individual.
  • Your minimum salary per month should be Rs. 12,000 or more.

Avail Personal Loan for
All Your Needs

Documents Required for Loan Application

The following documents are needed to avail a Shubh personal loan:

  • Aadhaar Card
  • PAN Card
  • Latest 3 months bank statement with 3 salary credits
  • Salary slip
  • Resident proof- Any valid government KYC document (Aadhaar Card, Passport, Driving License, Voter ID Card, etc.) / postpaid mobile bill or utility bill/ rental agreement

Shubh Personal Loan Top Up

Shubh Loans offers borrowers the option to avail a top up loan on their existing personal loan once they have completed half of the tenure of their current loan. Once you have repaid half of your current loan you can request for a top-up loan by sending an email to  support@shubhloans.com

Shubh Loans Customer Care

You can contact Shubh Loans’ customer care via any of the following means given below:

  • By Phone: You can call on (+91)9019900199.
  • Email: You can send an email to support@shubhloans.com
  • Write to the Lender: You can write a letter and send it to:

Datasigns Technologies Pvt. Ltd

NOVA MILLER, 333. Thimmiah Road

Vasanth Nagar Bangalore – 560052

  • Fill up the Online Form: You can also write your issue or query on the official website of Shubh Loans.
  • Chat on WhatsApp: You can also chat with the customer care representatives on WhatsApp by clicking on the WhatsApp icon on the Shubh Loans website.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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All Your Needs

FAQs

Shubh Loans offers personal loans at an interest rate starting as low as 1.25% – 2% per month or 15% to 24% per annum.

No, Shubh Loans offers personal loans to only salaried individuals.

Once you have completed half of the tenure of your current loan, you can request for a top-up loan by sending an email to support@shubhloans.com. Following this the support team will help you apply for a top-up loan.

Yes, you can re-apply for a personal loan after 6 months.

Yes, you can foreclose your loan after paying at least 12 EMIs.

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What our customers say

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Medical Emergency thi, loan jaldi mil gya

Muhje ek medical emergency ke liye personal loan lena padha. Paisabazaar pe bht jaldi or smooth process tha. time pe kaam agaya.

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Raj SinghJan 13, 2026

Compare karke sahi rate mila

Loan offers jab comapre kiya toh pata chala konse loan lene se muhje sahi mai faida hoga. Isiliye Paisabazaar muhje best laga.

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Akrity PandeyJan 5, 2026

Personal loan fatfat mai mil gaya

Muhje paiso ki urgent need thi. Paisabazaar se loan jaldi or sahi rate pe mil gaya.

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Riya MehraJan 5, 2026

Loan from Paisabazaar was actually paperless

I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

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Tanmay BorkatakiDec 12, 2025

Best place for a small loan

I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

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Aridaman Singh ParhichaDec 11, 2025
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