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RupeeRedee Personal Loan Eligibility

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

RupeeRedee Personal Loan Eligibility Criteria

The following table summarizes the eligibility criteria for RupeeRedee personal loan.

Eligible Applicant Types Salaried employees and self-employed individuals
Age 18-65 years
Minimum Monthly Income Rs. 15,000
City of Residence (RupeeRedee currently operates in only these 20 cities) Bangalore, Delhi NCR, Hyderabad, Mumbai, Surat, Ahmedabad, Nashik, Vadodara, Nagpur, Chennai, Mysore, Dehradun, Vishakhapatnam, Jaipur, Bhopal, Indore, Chandigarh, Lucknow, Pune, and Ludhiana.

NOTE: RupeeRedee may at its discretion require applicants to meet additional eligibility criteria on a case by case basis.

Also read about RupeeRedee Personal Loan Customer Care.

How to Increase your chances of approval for a RupeeRedee Personal Loan?

In actual practice, meeting the personal loan eligibility criteria by itself does not guarantee approval for a personal loan. You can follow the tips mentioned below to improve your chances of approval for a RupeeRedee personal loan:

  • Maintain a clean Credit History: Having a clean credit history with no defaults and no/as few as possible late payments for prior loan EMIs and credit card dues will help you maintain a high credit score. This can improve your chances of being eligible for a new loan.
  • Keep Credit Utilization Low: If you do not use a large proportion of the total credit available to you, you will be judged as fiscally prudent and increase your chances of loan application approval due to being considered as a low risk borrower by potential lenders.
  • Minimise Existing Debt: If you have low level of debt, your repayment capacity will be judged to be higher. This can improved your chances of being approved for additional loans in the future.
  • Avoid Multiple Loan Applications: When you submit multiple loan applications within a short time, these show up on your credit report. This will portray you as a credit hungry borrower who is at a higher risk of defaulting. By avoiding this, you will improve your chances of being approved for a new loan.

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

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FAQs

RupeeRedee personal loan interest rates start at 0.20% per day.

You need to provide the following key documents to apply for a RupeeRedee personal loan:

  • Address Proof such as Aadhaar Card, Voter ID or Driving License
  • Income Proof such as Bank Account Statement showing monthly income credit/Latest Salary Slips.
  • PAN Card (mandatory)

Address Proof such as Aadhaar Card, Voter ID or Driving License

No, you cannot take more than one loan from RupeeRedee at a time.

No, you don’t need a collateral/ guarantor to get a personal loan from RupeeRedee.

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Reasons for Delay in Personal Loan Processing

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APR vs Interest Rate in Personal Loans: What’s the Difference?

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Tips to Choose an Ideal Personal Loan Tenure

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I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

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