- Poonawalla Fincorp personal loans are offered at competitive rates to meet personal financial needs.
- Consumers can also experience a completely digital, end-to-end personal loan journey on the Paisabazaar platform.
- The loan approval is based on the applicant’s repayment capacity and creditworthiness.
- These loans require no collateral, minimal documentation and come with zero hidden charges.
- Poonawalla Fincorp personal loans also come with flexible end usage and can be availed to meet any personal financial need.
Poonawalla Fincorp Personal Loan
Poonawalla Fincorp, a Paisabazaar partner, offers personal loans from Rs 50,000 to Rs 5 lakh at interest rates starting from 9.99% p.a.
Fully Digital Borrowing Process
Highest Approval Chances
End-to-End Expert Assistance
Minimal Documentation Required

4.5/5
15.6L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
4.5/5
15.6L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Fully Digital Borrowing Process
Highest Approval Chances
End-to-End Expert Assistance
Minimal Documentation Required
Calculate Your Personal Loan EMI
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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Apply Now
About Poonawalla Fincorp Personal Loan
Poonawalla Fincorp Personal Loan Highlights
| Interest Rates | 9.99% p.a. onwards |
| Loan Amount | Rs. 50,000 to Rs. 5 lakh |
| Repayment Tenure | 1 year to 3 years |
| Processing Fees | Up to 3% of the loan amount |
| Age Criteria | Minimum: 21 years, Maximum: 55 years |
| Foreclosure/Pre-payment Charges | NIL (if prepaid from own sources), 4% (if prepaid from other sources) |
Rates as of 15th April 2026
Poonawalla Fincorp Personal Loan Interest Rate
Poonawalla Fincorp Personal Loan Interest Rate offered through Paisabazaar.com ranges between 9.99% p.a. onwards. The final personal loan interest rates offered to the loan applicant would vary according to the credit score, job profile, monthly income, employer’s profile, etc, of the personal loan applicant.
Fees and Charges of Poonawalla Fincorp Personal Loan
Processing Fee
Poonawalla Fincorp charges a processing fee of up to 3% of the loan amount plus applicable taxes.
Prepayment/Part Prepayment/Foreclosure Charges
| Foreclosure charges | NIL(if prepaid from own sources)4% (if prepaid from other sources) |
| Prepayment charges | NIL (if prepaid from own sources)4% (if prepaid from other sources) |
Other Fees and Charges
| Late payment charges | 2% per month (24% p.a.) on the defaulted EMI amount |
| Cheque bounce charges | Rs 500 per bounce + GST |
| Stamp duty | At actuals |
EMI Scenarios Based on Loan Amount, Tenure & Interest Rate
Here are EMI amounts based on different loan amounts, with an interest rate of 11% and tenure of 3 years and 5 years:-
| Loan Amount | Tenure | Interest Rate (p.a.) | EMI |
| Rs 1 lakh | 3-5 | 11.00% | Rs 3,274-Rs 2,174 |
| Rs 5 lakh | 3-5 | 11.00% | Rs 16,369-Rs 10,871 |
| Rs 10 lakh | 3-5 | 11.00% | Rs 32,739-Rs 21,742 |
Types of Poonawalla Fincorp Personal Loans
Personal loan for Chartered Accountants (CA)
Personal loan for Company Secretaries (CS)
Personal loan for Doctors
Personal loan for Salaried Employees
Personal loan for Government Employees
Personal loan for Home Renovation
Personal loan for Wedding
Personal loan for Travel
Personal loan for Medical Emergency
Personal loan for Women
Poonawalla Personal Loan Eligibility Criteria
Poonawalla Personal Loan Documents Required
How to Improve Chances of Poonawalla Fincorp Personal Loan Approval
Poonawalla Fincorp Personal Loan vs Other NBFCs
| NBFCs | Poonawalla Fincorp | Piramal Finance | Tata Capital | Aditya Birla Capital |
|---|---|---|---|---|
| Rates | 9.99% p.a. onwards | 12.14% p.a. onwards | 10.99% p.a. onwards | 10.99% p.a. onwards |
| Processing Fee | Up to 3% if the loan amount | Up to 5% of the loan amount | Up to 1.25% of the loan amount | Up to 4% of the loan amount |
| Max. Loan Amount | Up to Rs 5 lakh | Up to Rs 25 lakh | Up to Rs 35 lakh | Up to Rs 40 lakh |
| Min. Monthly Salary Required | Rs 30,000 | Rs 20,000 | Rs 15,000 | NA |
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Apply Now
Explore Our Personal Loan Lenders
FAQs
What are the current interest rates for Poonawalla Fincorp personal loans?
Poonawalla Fincorp offers personal loans at interest rates starting from 9.99% p.a. onwards when applying through Paisabazaar.
What is the maximum personal loan amount I can get from Poonawalla Fincorp?
You can avail a personal loan of up to Rs 5 lakh from Poonawalla Fincorp, depending on your credit profile.
Can I use a Poonawalla Fincorp personal loan for business or home renovation?
Yes, Poonawalla Fincorp personal loans are unsecured and can be used for various purposes including business expenses, medical emergencies, home renovation, weddings, travel, and more, except speculative purposes.
How do I apply for a personal loan with Poonawalla Fincorp through Paisabazaar?
You can apply for a personal loan from Poonawalla Fincorp through Paisabazaar’s website. Poonawalla Fincorp has partnered with Paisabazaar to offer personal loans at an interest rates starting at 18% p.a. You can also compare offers with other partners and benefit from expert advice that help you choose a personal loan that suits your needs.
What is the minimum CIBIL score required for a Poonawalla Fincorp personal loan?
Poonawalla Fincorp has not explicitly stated minimum CIBIL score criteria. Applicants with credit scores of 750 or above are often viewed as financially disciplined and, thereby, have lower chances of loan defaults.
Are there any prepayment or foreclosure charges?
Poonawalla Fincorp allows prepayment or foreclosure of personal loans. If the loan is closed using the borrower’s own funds after repayment of 6 EMIs, no foreclosure charges are applied. However, if the loan is prepaid or foreclosed before repayment of 6 EMIs including balance transfer, a foreclosure charge of 4% of the outstanding loan amount is applicable.
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