Picture of the Logo

Poonawalla Fincorp Personal Loan

Poonawalla Fincorp, a Paisabazaar partner, offers personal loans from Rs 50,000 to Rs 5 lakh at interest rates starting from 18% p.a.

Amazon Pay
Get up to ₹1,000*Amazon PayVoucher on disbursal
Valid till 30th September '25
Valid till 30th September '25*T&C Apply

Check Personal Loan Offers Online

Customer Rating

4.2/5

2839 Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

Paisabazaar Exclusive Benefits

Icon image of Wide Choice

Wide Choice

Curated offers from 30+ lenders

Icon image of Quick Disbursal

Quick Disbursal

Money in your account instantly

Icon image of SmartMatch

SmartMatch

Offers ranked according to eligibility

Icon image of Digital Process

Digital Process

Hassle-free & paperless

Illustration

Personal Loan EMI Calculator

₹
₹1 L
₹5 L
₹10 L
₹15 L
₹20 L
50K50L
%
8%30%
1Y 10Y

Your Monthly EMI Payment

₹0
Principal Amount₹0
Interest Amount₹0
Total Amount₹0

Find Best Personal Loan Offers

Sort by:

HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹40L
Rate of Interest9.99% - 17.15%
Tenure upto1-5 Years
Processing Fee1% - 1.5%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

Quick Links

Why Choose Paisabazaar?
image of Compare & Choose the <strong>Best Offer</strong>

Compare & Choose the Best Offer

image of Pre-approved Offers with <strong>Instant Disbursals</strong>

Pre-approved Offers with Instant Disbursals

image of Know Your <strong>Chances of Approval</strong>

Know Your Chances of Approval

image of End-to-End <strong>Digital Process</strong>

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About Poonawalla Fincorp Personal Loan

  • Interest Rate: 18%-36% p.a.
  • Loan Amount: Rs 50,000 to Rs 5 lakh
  • Repayment Tenure: 1 year to 3 years
  • Age Criteria Minimum: 21 years, Maximum: 55 years
  • Processing Fees: Up to 3% of the loan amount
  • Foreclosure/Pre-payment Charges: NIL (if prepaid from own sources), 4% (if prepaid from other sources)

Poonawalla Fincorp Personal Loan Interest Rate

Poonawalla Fincorp Personal Loan Interest Rate offered through Paisabazaar.com ranges between 18% p.a. and  36% p.a. The final personal loan interest rates offered to the loan applicant would vary according to the credit score, job profile, monthly income, employer’s profile, etc, of the personal loan applicant.

Fees and Charges of Poonawalla Fincorp Personal Loan

Processing fee

Poonawalla Fincorp charges a processing fee of up to 3% of the loan amount plus applicable taxes.

Prepayment/part prepayment/foreclosure charges

Foreclosure charges NIL (if prepaid from own sources)4% (if prepaid from other sources)
Prepayment charges NIL (if prepaid from own sources)4% (if prepaid from other sources)

Other fees and charges

Late payment charges 2% per month (24% p.a.) on the defaulted EMI amount
Cheque bounce charges Rs 500 per bounce + GST
Stamp duty At actuals

EMI Scenarios Based on Loan Amount, Tenure & Interest Rate

Here are EMI amounts based on different loan amounts, with an interest rate of 11% and tenure of 3 years and 5 years:-

Loan Amount Tenure Interest Rate (p.a.) EMI
Rs 1 lakh 3-5 11.00% Rs 3,274-Rs 2,174
Rs 5 lakh 3-5 11.00% Rs 16,369-Rs 10,871
Rs 10 lakh 3-5 11.00% Rs 32,739-Rs 21,742

Swipe to see more table data

Avail Personal Loan For
All Your Needs

Avail Personal Loan Banner

Types of Poonawalla Fincorp Personal Loans

Personal loan for Chartered Accountants (CA)

  • Purpose: It is a special personal loan scheme for Chartered Accountants for fulfilling their personal and professional needs such as expenses related to wedding, traveling, home renovation, office renovation, a professional course, etc.
  • Loan amount: Up to Rs 30 lakh
  • Repayment tenure: Up to 5 years

Personal loan for Company Secretaries (CS)

  • Purpose: It is a special personal loan scheme for Company Secretaries. Borrowers can use the loan proceeding for meeting their personal and professional needs such as wedding, traveling, office renovation, etc.
  • Loan amount: Up to Rs 30 lakh
  • Repayment tenure: Up to 5 years

Personal loan for Doctors

  • Purpose: It is a personal loan for doctors that can be used to fulfill various personal and professional needs such as home renovation, clinic expansion, traveling, child’s higher education, etc.
  • Loan amount: Up to Rs 30 lakh
  • Repayment tenure: Up to 5 years

Personal loan for Salaried Employees

  • Purpose: It is a personal loan for salaried employees that can be used for meeting various financial needs related to weddings, medical emergencies, home renovation, higher education, etc.
  • Loan amount: Up to Rs 30 lakh
  • Repayment tenure: Up to 5 years

Personal loan for Government Employees

  • Purpose: Personal loan for government employees can be used for meeting various financial needs related to medical emergencies, vehicle purchase, jewelry purchase, traveling, etc.
  • Loan amount: Up to Rs 30 lakh
  • Repayment tenure: Up to 5 years

Personal loan for Home Renovation

  • Purpose: Borrowers can use personal loan for home renovation to meet expenses related to refurbishing their home such as, flooring, painting, tiling, upgradation, remodeling, repair, improvement, extension etc.
  • Loan amount: Up to Rs 30 lakh
  • Repayment tenure: Up to 5 years

Personal loan for Wedding

  • Purpose: A personal loan for wedding can be used to meet expenses related to marriage.
  • Loan amount: Up to Rs 30 lakh
  • Repayment tenure: Up to 5 years

Personal loan for Travel

  • Purpose: Borrowers can use the proceeds of travel personal loan for financing travel related expenses like ticket booking, hotel booking, shopping, etc.
  • Loan amount: Up to Rs 30 lakh
  • Repayment tenure: Up to 5 years

Personal loan for Medical Emergency

  • Purpose: It is a medical loan that borrowers can use to finance their medical expenses.
  • Loan amount: Up to Rs 30 lakh
  • Repayment tenure: Up to 5 years

Personal loan for Women

  • Purpose: It is a loan facility for women that can be used to finance education, medical emergencies, wedding expenses, or any other important need or end goal.
  • Loan amount: Up to Rs 30 lakh
  • Repayment tenure: Up to 5 years

Poonawalla Personal Loan Eligibility Criteria

  • Age: Minimum 22 years at the time of loan application & maximum 58 years at the time of loan maturity.
  • Citizenship: Indian citizenship.
  • Employment: Borrowers must have a full-time job with central/state govt., PSUs, MNCs, listed/unlisted public limited companies, private limited companies, LLPs, schools and colleges.
  • Work experience: Minimum 1 year with at least 1 month employment at the current job.
  • Monthly income: Net take home salary should be Rs 30,000.

Poonawalla Personal Loan Documents Required

  • KYC Documents: Aadhaar Card/PAN Card
  • Address proof: Passport/ Utility bills/ Rent Agreement
  • Income documents: Latest salary slip
  • Financial documents: Salary Credit Bank Statement for the last 3 months
  • Employment proof: Official Email ID confirmation /Employee ID Card ( in case official email ID confirmation is not possible)

How to Improve Chances of Poonawalla Fincorp Personal Loan Approval

  • First, check the personal loan eligibility criteria before applying for a personal loan from Poonawalla Fincorp.
  • Lenders usually consider a credit score of 750 or above and offer lower interest rates to applicants having stronger credit score. Make timely repayments of your credit card bills/EMIs, periodically check your credit report and managing credit responsibly can help improve your credit score.
  • Submit complete documentation, such as recent salary slips, bank statements, identity proof and address proof.
  • Do not switch jobs too often, as it reduces your minimum job tenure criteria set by the NBFC. If you’re new to your job, it’s best to wait until you’ve completed minimum 1 year of job experience and 1 month of stable employment at your current job before applying for Poonawalla personal loan.

Poonawalla Fincorp Personal Loan vs Other NBFCs

NBFCs Poonawalla Fincorp Piramal Finance Tata Capital Aditya Birla Capital
Rates 18%-36% p.a. 12.90% p.a. onwards 11.99% p.a. onwards 10.99% p.a. onwards
Processing Fee Up to 3% if the loan amount Up to 5% of the loan amount Up to 4% of the loan amount Up to 4% of the loan amount
Max. Loan Amount Up to Rs 5 lakh Up to Rs 25 lakh Up to Rs 35 lakh Up to Rs 40 lakh
Min. Monthly Salary Required Rs 30,000 Rs 20,000 Rs 15,000 NA

Swipe to see more table data

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
View All Partners

Avail Personal Loan For
All Your Needs

Avail Personal Loan Banner

FAQs

Poonawalla Fincorp offers personal loans at interest rates starting from 18% p.a. when applying through Paisabazaar.

You can avail a personal loan of up to Rs 5 lakh from Poonawalla Fincorp, depending on your credit profile.

Yes, Poonawalla Fincorp personal loans are unsecured and can be used for various purposes including business expenses, medical emergencies, home renovation, weddings, travel, and more, except speculative purposes.

You can apply for a personal loan from Poonawalla Fincorp through Paisabazaar’s website. Poonawalla Fincorp has partnered with Paisabazaar to offer personal loans at an interest rates starting at 18% p.a. You can also compare offers with other partners and benefit from expert advice that help you choose a personal loan that suits your needs.

Poonawalla Fincorp has not explicitly stated minimum CIBIL score criteria. Applicants with credit scores of 750 or above are often viewed as financially disciplined and, thereby, have lower chances of loan defaults.

Personal Loan Articles

icon image of Importance of No Dues Certificate in Personal Loan Closure

Importance of No Dues Certificate in Personal Loan Closure

icon image of Paisabazaar
Paisabazaar02 Sept 2025
icon image of Loan rejected despite high income? Here’s what you need to know

Loan rejected despite high income? Here’s what you need to know

icon image of Paisabazaar
Paisabazaar19 Aug 2025
icon image of Personal Loan for First Time Borrowers: What Customers Must Know

Personal Loan for First Time Borrowers: What Customers Must Know

icon image of Paisabazaar
Paisabazaar04 Aug 2025
icon image of How I Saved Rs 22,000 on My Personal Loan through Prepayment

How I Saved Rs 22,000 on My Personal Loan through Prepayment

icon image of Bhumika Khandelwal
Bhumika Khandelwal31 Jul 2025
icon image of How Have Personal Loans Advanced Over the Past few Years

How Have Personal Loans Advanced Over the Past few Years

icon image of Paisabazaar
Paisabazaar17 Jul 2025
icon image of Factors To Consider While Selecting a Personal Loan Lender

Factors To Consider While Selecting a Personal Loan Lender

icon image of Paisabazaar
Paisabazaar16 Jul 2025
icon image of Instant Personal Loan Apps: Avoid These 5 Pitfalls

Instant Personal Loan Apps: Avoid These 5 Pitfalls

icon image of Bhumika Khandelwal
Bhumika Khandelwal16 Jul 2025
icon image of Reasons for Delay in Personal Loan Processing

Reasons for Delay in Personal Loan Processing

icon image of Paisabazaar
Paisabazaar09 Jul 2025
icon image of APR vs Interest Rate in Personal Loans: What’s the Difference?

APR vs Interest Rate in Personal Loans: What’s the Difference?

icon image of Bhumika Khandelwal
Bhumika Khandelwal07 Jul 2025
icon image of Tips to Choose an Ideal Personal Loan Tenure

Tips to Choose an Ideal Personal Loan Tenure

icon image of Paisabazaar
Paisabazaar07 Jul 2025
View All Articles
quotes icon

What our customers say

Personal Loan

Maine Paisabazaar se personal loan apply kiya or Jaldi approval bhi mil gaya aur zyada documents bhi nahi lage.

icon image of avatar
Abbaz AhmedApr 10, 2025

Got pre-approved Loan offer

I was looking for Personal loan and came across this platform. I applied online and received multiple loan offers instantly and got a pre-approved offer, and the amount was disbursed within 48 hours.

icon image of avatar
Kirti MadaanMar 17, 2025

Loan for Home Renovation

Do din pehle maine apne purane ghar ki renovation ke liye Paisabazaar se loan apply kiya. Process kaafi easy aur smooth tha. Aaj subah mujhe message aaya ki mera loan approve ho gaya hai.

icon image of avatar
Rohit GuptaMar 7, 2025

Personal Loan

Take Personal Loan from Paisabazaar. Approved in 2 days, easy process

icon image of avatar
Tarun RaghavJan 21, 2025

Took a personal loan

I took a personal loan from Bajaj Finserv via Paisabazaar, and it was easy! Paisabazaar made it smooth and simple. The whole process was quick and hassle-free!

icon image of avatar
Palvika PanchalJan 6, 2025

Personal Loan via Paisabazaar

Got a personal loan via Paisabazaar—super easy & quick! Kunal from sales was super helpful, explained everything well. Highly recommend! ?

icon image of avatar
DeshmukhDec 19, 2024

Loan for Medical Emergency

Mujhe ekdum urgent medical emergency ke liye paise chahiye the. Paisabazaar se loan liya, aur honestly, sab kuch ekdum smooth tha! Process fast tha, team helpful thi, aur paise bhi jaldi mil gaye

icon image of avatar
PawanDec 17, 2024

Get personal loan

Paisabazaar se pre-approved personal loan jadi milgya.. Or 48 hours mai paisa account mai agya.. Team is very helpful

icon image of avatar
Kirti GargDec 15, 2024

Good experience

Good experience with Paisabazaar! Loan approval hua within 48 hours aur rates bhi kaafi reasonable the.

icon image of avatar
Ashok KumarDec 13, 2024

Personal Loan

Main Travel k liye loan apply kiya tha.. jo jaldi hi approve hogya or account mai agya.

icon image of avatar
Deepak KumarDec 10, 2024
View All Testimonials

People also looking for

Last updated: 31 August, 2025

Vandana Punj profile
Reviewed ByLinkedIn icon
Vandana Punj
Shamik Ghosh profile
Written ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers