- Poonawalla Fincorp personal loans are offered at competitive rates to meet personal financial needs.
- Consumers can also experience a completely digital, end-to-end personal loan journey on the Paisabazaar platform.
- The loan approval is based on the applicant’s repayment capacity and creditworthiness.
- These loans require no collateral, minimal documentation and come with zero hidden charges.
- Poonawalla Fincorp personal loans also come with flexible end usage and can be availed to meet any personal financial need.
Poonawalla Fincorp Personal Loan
4.5/5
15.6L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Fully Digital Borrowing Process
Highest Approval Chances
End-to-End Expert Assistance
Minimal Documentation Required

Calculate Your Personal Loan EMI
Select Your Bank
₹
50K1Cr
8%30%
1Y 10Y
Your Monthly EMI Payment
₹0
Principal Amount₹0
Interest Amount₹0
Total Amount₹0
Find Best Personal Loan Offers
HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Quick Links
Why Choose Paisabazaar?



Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
About Poonawalla Fincorp Personal Loan
Poonawalla Fincorp Personal Loan Highlights
| Interest Rates | 9.99% p.a. onwards |
| Loan Amount | Rs. 50,000 to Rs. 5 lakh |
| Repayment Tenure | 1 year to 3 years |
| Processing Fees | Up to 3% of the loan amount |
| Age Criteria | Minimum: 21 years, Maximum: 55 years |
| Foreclosure/Pre-payment Charges | NIL (if prepaid from own sources), 4% (if prepaid from other sources) |
Rates as of 15th April 2026
Poonawalla Fincorp Personal Loan Interest Rate
Poonawalla Fincorp Personal Loan Interest Rate offered through Paisabazaar.com ranges between 9.99% p.a. onwards. The final personal loan interest rates offered to the loan applicant would vary according to the credit score, job profile, monthly income, employer’s profile, etc, of the personal loan applicant.
Fees and Charges of Poonawalla Fincorp Personal Loan
Processing Fee
Poonawalla Fincorp charges a processing fee of up to 3% of the loan amount plus applicable taxes.
Prepayment/Part Prepayment/Foreclosure Charges
| Foreclosure charges | NIL(if prepaid from own sources)4% (if prepaid from other sources) |
| Prepayment charges | NIL (if prepaid from own sources)4% (if prepaid from other sources) |
Other Fees and Charges
| Late payment charges | 2% per month (24% p.a.) on the defaulted EMI amount |
| Cheque bounce charges | Rs 500 per bounce + GST |
| Stamp duty | At actuals |
Avail Personal Loan for
All Your Needs

Avail Personal Loan for
All Your Needs
EMI Scenarios Based on Loan Amount, Tenure & Interest Rate
Here are EMI amounts based on different loan amounts, with an interest rate of 11% and tenure of 3 years and 5 years:-
| Loan Amount | Tenure | Interest Rate (p.a.) | EMI |
| Rs 1 lakh | 3-5 | 11.00% | Rs 3,274-Rs 2,174 |
| Rs 5 lakh | 3-5 | 11.00% | Rs 16,369-Rs 10,871 |
| Rs 10 lakh | 3-5 | 11.00% | Rs 32,739-Rs 21,742 |
Types of Poonawalla Fincorp Personal Loans
Personal loan for Chartered Accountants (CA)
Personal loan for Company Secretaries (CS)
Personal loan for Doctors
Personal loan for Salaried Employees
Personal loan for Government Employees
Personal loan for Home Renovation
Personal loan for Wedding
Personal loan for Travel
Personal loan for Medical Emergency
Personal loan for Women
Poonawalla Personal Loan Eligibility Criteria
Poonawalla Personal Loan Documents Required
How to Improve Chances of Poonawalla Fincorp Personal Loan Approval
Poonawalla Fincorp Personal Loan vs Other NBFCs
| NBFCs | Poonawalla Fincorp | Piramal Finance | Tata Capital | Aditya Birla Capital |
|---|---|---|---|---|
| Rates | 9.99% p.a. onwards | 12.14% p.a. onwards | 10.99% p.a. onwards | 10.99% p.a. onwards |
| Processing Fee | Up to 3% if the loan amount | Up to 5% of the loan amount | Up to 1.25% of the loan amount | Up to 4% of the loan amount |
| Max. Loan Amount | Up to Rs 5 lakh | Up to Rs 25 lakh | Up to Rs 35 lakh | Up to Rs 40 lakh |
| Min. Monthly Salary Required | Rs 30,000 | Rs 20,000 | Rs 15,000 | NA |
Explore Our Personal Loan Lenders
Avail Personal Loan for
All Your Needs

Avail Personal Loan for
All Your Needs
FAQs
What are the current interest rates for Poonawalla Fincorp personal loans?
Poonawalla Fincorp offers personal loans at interest rates starting from 9.99% p.a. onwards when applying through Paisabazaar.
What is the maximum personal loan amount I can get from Poonawalla Fincorp?
You can avail a personal loan of up to Rs 5 lakh from Poonawalla Fincorp, depending on your credit profile.
Can I use a Poonawalla Fincorp personal loan for business or home renovation?
Yes, Poonawalla Fincorp personal loans are unsecured and can be used for various purposes including business expenses, medical emergencies, home renovation, weddings, travel, and more, except speculative purposes.
How do I apply for a personal loan with Poonawalla Fincorp through Paisabazaar?
You can apply for a personal loan from Poonawalla Fincorp through Paisabazaar’s website. Poonawalla Fincorp has partnered with Paisabazaar to offer personal loans at an interest rates starting at 18% p.a. You can also compare offers with other partners and benefit from expert advice that help you choose a personal loan that suits your needs.
What is the minimum CIBIL score required for a Poonawalla Fincorp personal loan?
Poonawalla Fincorp has not explicitly stated minimum CIBIL score criteria. Applicants with credit scores of 750 or above are often viewed as financially disciplined and, thereby, have lower chances of loan defaults.
Are there any prepayment or foreclosure charges?
Poonawalla Fincorp allows prepayment or foreclosure of personal loans. If the loan is closed using the borrower’s own funds after repayment of 6 EMIs, no foreclosure charges are applied. However, if the loan is prepaid or foreclosed before repayment of 6 EMIs including balance transfer, a foreclosure charge of 4% of the outstanding loan amount is applicable.
Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
Address: Paisabazaar Marketing & Consulting Pvt. Ltd. 135 P, Sector 44, Gurugram (HR) 122001
Get up to ₹50 Lakhs starting at 9.98%*
Get up to ₹50 Lakhs starting at 9.98%*









