NRI applicants are generally required to submit the following basic documents to avail personal loan:
- Duly filled application form with passport-sized photographs
- Photocopy of the applicant’s Passport and Visa
- Identity Proof: (For both applicant & co-applicant): Aadhar Card, PAN Card, etc.
- Address Proof: (For both applicant & co-applicant): Passport, Aadhar Card, etc.
- Income Proof: Both Indian and international bank account statements for the last 6 months, Salary certificate (in English) or salary slips for the last 6 months
- Employment Proof: Appointment Letter, Job contract, HR’s email ID or official email ID, Labour/ Identity card/CDC (for NRIs working in the Middle East or employed in Merchant Navy)
- Applicants may be required to submit additional documents depending on the personal loan documentation policies set by the respective lenders.