For Salaried
- Age: Minimum 21 years and maximum 60 years
- Minimum Total Work Experience: 2 years with at least 1 year in the current organisation
- Co-applicant is mandatory and must be a close relative of the applicant, such as father, spouse, etc.
- Lenders also factor in the credit score, monthly income, employer’s profile, job profile, EMI/NMI ratio, etc while evaluating the eligibility of their salaried personal loan applicants
For Self-employed
- Age: Minimum 21 years and maximum 68 years
- Minimum Total Work Experience: 2 years in the current business
- Co-applicant is mandatory and must be a close relative of the applicant, such as father, spouse, etc.
