Personal Loan in Delhi

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Wide Choice

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Quick Disbursal

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SmartMatch

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2839 Reviews

51M+Satisfied Customers
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800+Cities across India

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto 25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Personal Loan in New Delhi

Delhi, the heart and capital of India, is one of the most vibrant cities with a culmination of diverse culture, tradition and modern aspirations. Delhi is one of the largest metropolitan cities that offers unlimited career opportunities and endless growth prospects.

However, to live in this dynamic city you may face certain financial challenges to meet your personal and financial goals. To overcome these challenges, you may require a Personal Loan in Delhi to ease the situation by availing quick access to funds.

Personal Loan Interest Rates in Delhi

Personal loan interest rates in Delhi offered by banks and NBFCs start from 9.98% p.a. However, the interest rates offered are determined on the basis of your credit profile, income, job stability, employer’s profile and lender’s policies.

Features & Benefits of Personal Loan in Delhi

Personal loans in Delhi offer customized loan options from multiple lenders, making it a popular and favourable choice for both salaried individuals and self-employed professionals and non-professionals. Find below the key features and benefits of Personal Loan:

  • Collateral-free loan
  • No end-use restriction
  • Interest rate: 9.98% p.a. onwards
  • Loan amount:  Up to Rs. 40 lakh, may exceed as per requirements
  • Repayment tenure: Up to 5 years
  • Processing Fee: Up to 4% of the loan amount
  • Minimal documentation and quick disbursals
  • Top-up and pre-approved loan offers available for eligible individuals
  • End-to-end digital process
  • Apply anytime, anywhere

Who is Eligible for a Personal Loan in Delhi?

To be eligible for a personal loan in Delhi, applicants need to meet specific criteria defined by banks and NBFCs.

Eligible Entities:

  • Salaried employees working with government and public sector undertakings, MNCs and other renowned companies and organizations are eligible
  • Self-employed Professionals and Non-professionals are also eligible to apply for Personal Loan in Delhi

Eligibility Criteria:

  • Age: 18 – 60 years
  • Salary: Minimum Rs 15,000 per month for salaried customers
  • Income: Minimum Rs 5 lakh p.a. for self-employed customers
  • Credit Score: Preferably 750 and above
  • Employment Stability: Minimum 1 year
  • Business Continuity: Minimum 3 years of business continuity

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All Your Needs

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Documents Required for Personal Loan in Delhi

For Salaried:

  • Identity Proof: Aadhaar Card, Driving License, Voter ID, Passport, PAN Card
  • Address Proof: Aadhaar Card, Voter ID, Passport or Utility Bills (Gas, Water, Electricity)
  • Income Proof: Latest Salary Slips, Bank Statements, Form 16, ITR

For Self-employed:

  • Passport, Voter ID, Driving License, Aadhaar Card or PAN Card
  • Aadhaar Card, Voter ID, Passport or Utility Bills
  • Previous Years’ ITR, P&L Statement and Balance Sheet, Bank Statements

Pre-approved Personal Loans through Paisabazaar

At Paisabazaar, you can explore pre-approved loan offers from its lending partners like Axis bank, Tata Capital, Aditya Birla Capital, Federal Bank, Hero Fincorp and many more, as well as experience end-to-end digital processing with instant approvals with quick disbursals.

Instant Personal Loans in Delhi – Get Quick Disbursal

Are you planning to apply for a personal loan in Delhi? Check, compare and apply online on Paisabazaar to avail funds at ease with hassle-free, paperless, end-to-end digital process.

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan For
All Your Needs

Avail Personal Loan Banner

FAQs

To get instant personal loan in Delhi you need to check, if you qualify to be a pre-approved customer of a bank or NBFC to avail instant approval and quick funds with no documents check. If not, you can apply online by checking your eligibility, comparing lenders and submitting the documents to get approval and disbursal.

Personal loan interest rates in Delhi usually vary from lender to lender based on various factors, such as your credit score, income, employment, loan amount, and tenure. The interest rates offered on Paisabazaar for personal loan in Delhi starts from 9.98% p.a.

To choose the best bank for personal loan in Delhi solely depends on your requirements and financial profile, as various banks offer personal loans at competitive interest rates.

Yes, it is possible to get a personal loan without a salary slip in Delhi but you shall require submitting alternate documents, such as bank statements, ITR, Form 16, employment/offer letter, etc.

The minimum CIBIL score required for a personal loan in Delhi shall depend on the lender's eligibility criteria. However, a typical score of 750 or above is largely preferred by most of the lending banks and NBFCs.

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What our customers say

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

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Mohit YadavDec 3, 2025

Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

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Shiv KumarDec 3, 2025

Multiple offers in Minutes

Paisabazaar helped me compare multiple loan offers in minutes, and I got the best rate without any paperwork.

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Ankita BajajDec 3, 2025

Itna Badhiya Rate and Service Hai!

Apke yaha itna acha interest rate mil gya market mei sabse kum and service toh aur bhi achi h. thank you.

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Mohit SinghDec 2, 2025

Best Interest Rate Offer

Got the best interest rate on your website. Best assistance and seamless experience.

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Aniket SinghDec 2, 2025

Best Marketplace to Shop for Loans

Your website is the best to apply for a personal loan. Got my loan disbursed within 3 days. So easy and hassle-free.

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Nikita SharmaDec 2, 2025

Fast loan approval

I got my loan approved within 24 hours. The process was fast, transparent, and reliable, exactly what I was looking for.

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Pragati ShuklaDec 2, 2025

Best place to compare loans

I was able to compare offers from multiple lenders on a single platform. This not only made my search easy but also saved a lot of time which was otherwise not possible if I checked with different lenders separately.

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Ashok SinghDec 1, 2025

Quickest Disbursal and Best Offer

I have got a personal loan from other platforms in the past. But your website is the quickest and the easiest place to get a loan. Great work!

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Sachin SharmaNov 25, 2025

Super easy loan process and free credit score too

I was unsure about eligibility, but the platform showed instant offers based on my credit score.

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Sumit SharmaNov 24, 2025
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