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Personal Loan in Delhi

From Janakpuri to Saket, from Connaught Place to Lajpat Nagar—Delhi runs on dreams and speed. When in urgent need of money, head to Paisabazaar. Compare 30+ personal loan offers and apply online in minutes. Get personal loan of up to Rs 40 lakh in Delhi at an interest rate of 9.98% p.a. onwards.

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800+Cities across India

Paisabazaar Exclusive Benefits

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Wide Choice

Curated offers from 30+ lenders

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Quick Disbursal

Money in your account instantly

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SmartMatch

Offers ranked according to eligibility

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Digital Process

Hassle-free & paperless

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Find Best Personal Loan Offers

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Personal Loan in New Delhi

Delhi, the heart and capital of India, is one of the most vibrant cities with a culmination of diverse culture, tradition and modern aspirations. Delhi is one of the largest metropolitan cities that offers unlimited career opportunities and endless growth prospects.

However, to live in this dynamic city you may face certain financial challenges to meet your personal and financial goals. To overcome these challenges, you may require a Personal Loan in Delhi to ease the situation by availing quick access to funds.

Personal Loan Interest Rates in Delhi

Personal loan interest rates in Delhi offered by banks and NBFCs start from 9.98% p.a. However, the interest rates offered are determined on the basis of your credit profile, income, job stability, employer’s profile and lender’s policies.

Choose the Right Personal Loan Amount

Personal Loan of ₹5 Lakh Personal Loan of ₹10 Lakh Personal Loan of ₹20 Lakh Personal Loan of ₹30 Lakh Personal Loan of ₹40 Lakh Personal Loan of ₹50 Lakh

Features & Benefits of Personal Loan in Delhi

Personal loans in Delhi offer customized loan options from multiple lenders, making it a popular and favourable choice for both salaried individuals and self-employed professionals and non-professionals. Find below the key features and benefits of Personal Loan:

  • Collateral-free loan
  • No end-use restriction
  • Interest rate: 9.98% p.a. onwards
  • Loan amount:  Up to Rs. 40 lakh, may exceed as per requirements
  • Repayment tenure: Up to 5 years
  • Processing Fee: Up to 4% of the loan amount
  • Minimal documentation and quick disbursals
  • Top-up and pre-approved loan offers available for eligible individuals
  • End-to-end digital process
  • Apply anytime, anywhere

Who is Eligible for a Personal Loan in Delhi?

To be eligible for a personal loan in Delhi, applicants need to meet specific criteria defined by banks and NBFCs.

Eligible Entities:

  • Salaried employees working with government and public sector undertakings, MNCs and other renowned companies and organizations are eligible
  • Self-employed Professionals and Non-professionals are also eligible to apply for Personal Loan in Delhi

Eligibility Criteria:

  • Age: 18 – 60 years
  • Salary: Minimum Rs 15,000 per month for salaried customers
  • Income: Minimum Rs 5 lakh p.a. for self-employed customers
  • Credit Score: Preferably 750 and above
  • Employment Stability: Minimum 1 year
  • Business Continuity: Minimum 3 years of business continuity

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Documents Required for Personal Loan in Delhi

For Salaried:

  • Identity Proof: Aadhaar Card, Driving License, Voter ID, Passport, PAN Card
  • Address Proof: Aadhaar Card, Voter ID, Passport or Utility Bills (Gas, Water, Electricity)
  • Income Proof: Latest Salary Slips, Bank Statements, Form 16, ITR

For Self-employed:

  • Passport, Voter ID, Driving License, Aadhaar Card or PAN Card
  • Aadhaar Card, Voter ID, Passport or Utility Bills
  • Previous Years’ ITR, P&L Statement and Balance Sheet, Bank Statements

Check Personal Loan Offers Based on Your Salary

Personal Loan for ₹25,000 salary Read More Personal Loan for ₹30,000 salary Read More Personal Loan for ₹50,000 salary Read More Personal Loan for ₹60,000 salary Read More Personal Loan for ₹80,000 salary Read More Personal Loan for ₹1,00,000 salary Read More

Pre-approved Personal Loans through Paisabazaar

At Paisabazaar, you can explore pre-approved loan offers from its lending partners like Axis bank, Tata Capital, Aditya Birla Capital, Federal Bank, Hero Fincorp and many more, as well as experience end-to-end digital processing with instant approvals with quick disbursals.

Instant Personal Loans in Delhi – Get Quick Disbursal

Are you planning to apply for a personal loan in Delhi? Check, compare and apply online on Paisabazaar to avail funds at ease with hassle-free, paperless, end-to-end digital process.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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All Your Needs

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FAQs

Personal Loan Articles

Importance of No Dues Certificate in Personal Loan Closure - Article image

Importance of No Dues Certificate in Personal Loan Closure

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Paisabazaar02 Sept 2025
Loan rejected despite high income? Here’s what you need to know - Article image

Loan rejected despite high income? Here’s what you need to know

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Paisabazaar19 Aug 2025
Personal Loan for First Time Borrowers: What Customers Must Know - Article image

Personal Loan for First Time Borrowers: What Customers Must Know

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Paisabazaar04 Aug 2025
How I Saved Rs 22,000 on My Personal Loan through Prepayment - Article image

How I Saved Rs 22,000 on My Personal Loan through Prepayment

icon image of Bhumika Khandelwal
Bhumika Khandelwal31 Jul 2025
How Have Personal Loans Advanced Over the Past few Years - Article image

How Have Personal Loans Advanced Over the Past few Years

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Paisabazaar17 Jul 2025
Factors To Consider While Selecting a Personal Loan Lender - Article image

Factors To Consider While Selecting a Personal Loan Lender

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Paisabazaar16 Jul 2025
Instant Personal Loan Apps: Avoid These 5 Pitfalls - Article image

Instant Personal Loan Apps: Avoid These 5 Pitfalls

icon image of Bhumika Khandelwal
Bhumika Khandelwal16 Jul 2025
Reasons for Delay in Personal Loan Processing - Article image

Reasons for Delay in Personal Loan Processing

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Paisabazaar09 Jul 2025
APR vs Interest Rate in Personal Loans: What’s the Difference? - Article image

APR vs Interest Rate in Personal Loans: What’s the Difference?

icon image of Bhumika Khandelwal
Bhumika Khandelwal07 Jul 2025
Tips to Choose an Ideal Personal Loan Tenure - Article image

Tips to Choose an Ideal Personal Loan Tenure

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Paisabazaar07 Jul 2025
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What our customers say

Best marketplace to shop for loans

I highly recommend Paisabazaar app to everyone looking out for personal loans. The customer support is so supportive and follows up with you throughout the loan process.

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Shweta SinghNov 13, 2025

Highly recommended platform

I applied for a personal loan for medical emergency through Paisabazaar and got amazing service like nowhere else. The team was extremely cooperative and followed up with me until I had my loan amount in my account. My loan was disbursed within 24 hours. It is indeed an excellent platform for taking loans.

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Sunil YadavOct 29, 2025

Instant loan disbursal

I applied for a personal loan through Paisabazaar and got my loan disbursed in no less than 24 hours. The team was extremely cooperative, guided me through the entire process and followed up with me until I had my loan amount in my account. I highly recommend this platform to everyone looking for an urgent loan.

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Neha JainOct 29, 2025

Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

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Manish KumarOct 23, 2025

Got personal loan instant

I was a medical emergency &amp; need funds instantly I applied for loan at Paisabazaar &amp; see I have a pre approved offers &amp; apply to it &amp; amount disbursed in 48 hours thanks to paisabazaar teams

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Mansi SharmaOct 17, 2025

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn&#x27;t know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

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Priyanka SharmaOct 15, 2025

Pre-approved offers

I logged in to Paisabazaar app and saw pre-approved offers as per my credit profile from different lenders. I could avail the offer easily and got quick disbursal in as less as 24 hours without any hassle.

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Sunanda MishraSep 28, 2025

Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

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Preeti SinghSep 26, 2025

Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

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Pawan SehrawatSep 25, 2025

Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

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Vivaan ShahSep 24, 2025
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