Paisabazaar Logo - Compare loans and credit cards

Personal Loan in Delhi

iconicon
Get Cashback of 1,000* on Loan Disbursal
Valid till 31st March '26*T&C Apply
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

4.5/5

15.5L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Icon image of Wide Choice

Wide Choice

Curated offers from 30+ lenders

Icon image of Quick Disbursal

Quick Disbursal

Money in your account instantly

Icon image of SmartMatch

SmartMatch

Offers ranked according to eligibility

Icon image of Digital Process

Digital Process

Hassle-free & paperless

Find Best Personal Loan Offers

Sort by:

HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
image of Compare & Choose the <strong>Best Offer</strong>

Compare & Choose the Best Offer

image of Pre-approved Offers with <strong>Instant Disbursals</strong>

Pre-approved Offers with Instant Disbursals

image of Know Your <strong>Chances of Approval</strong>

Know Your Chances of Approval

image of End-to-End <strong>Digital Process</strong>

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Personal Loan in New Delhi

Delhi, the heart and capital of India, is one of the most vibrant cities with a culmination of diverse culture, tradition and modern aspirations. Delhi is one of the largest metropolitan cities that offers unlimited career opportunities and endless growth prospects.

However, to live in this dynamic city you may face certain financial challenges to meet your personal and financial goals. To overcome these challenges, you may require a Personal Loan in Delhi to ease the situation by availing quick access to funds.

Personal Loan Interest Rates in Delhi

Personal loan interest rates in Delhi offered by banks and NBFCs start from 9.98% p.a. However, the interest rates offered are determined on the basis of your credit profile, income, job stability, employer’s profile and lender’s policies.

Features & Benefits of Personal Loan in Delhi

Personal loans in Delhi offer customized loan options from multiple lenders, making it a popular and favourable choice for both salaried individuals and self-employed professionals and non-professionals. Find below the key features and benefits of Personal Loan:

  • Collateral-free loan
  • No end-use restriction
  • Interest rate: 9.98% p.a. onwards
  • Loan amount:  Up to Rs. 40 lakh, may exceed as per requirements
  • Repayment tenure: Up to 5 years
  • Processing Fee: Up to 4% of the loan amount
  • Minimal documentation and quick disbursals
  • Top-up and pre-approved loan offers available for eligible individuals
  • End-to-end digital process
  • Apply anytime, anywhere

Who is Eligible for a Personal Loan in Delhi?

To be eligible for a personal loan in Delhi, applicants need to meet specific criteria defined by banks and NBFCs.

Eligible Entities:

  • Salaried employees working with government and public sector undertakings, MNCs and other renowned companies and organizations are eligible
  • Self-employed Professionals and Non-professionals are also eligible to apply for Personal Loan in Delhi

Eligibility Criteria:

  • Age: 18 – 60 years
  • Salary: Minimum Rs 15,000 per month for salaried customers
  • Income: Minimum Rs 5 lakh p.a. for self-employed customers
  • Credit Score: Preferably 750 and above
  • Employment Stability: Minimum 1 year
  • Business Continuity: Minimum 3 years of business continuity

Avail Personal Loan for
All Your Needs

Documents Required for Personal Loan in Delhi

For Salaried:

  • Identity Proof: Aadhaar Card, Driving License, Voter ID, Passport, PAN Card
  • Address Proof: Aadhaar Card, Voter ID, Passport or Utility Bills (Gas, Water, Electricity)
  • Income Proof: Latest Salary Slips, Bank Statements, Form 16, ITR

For Self-employed:

  • Passport, Voter ID, Driving License, Aadhaar Card or PAN Card
  • Aadhaar Card, Voter ID, Passport or Utility Bills
  • Previous Years’ ITR, P&L Statement and Balance Sheet, Bank Statements

Pre-approved Personal Loans through Paisabazaar

At Paisabazaar, you can explore pre-approved loan offers from its lending partners like Axis bank, Tata Capital, Aditya Birla Capital, Federal Bank, Hero Fincorp and many more, as well as experience end-to-end digital processing with instant approvals with quick disbursals.

Instant Personal Loans in Delhi – Get Quick Disbursal

Are you planning to apply for a personal loan in Delhi? Check, compare and apply online on Paisabazaar to avail funds at ease with hassle-free, paperless, end-to-end digital process.

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan for
All Your Needs

FAQs

To get instant personal loan in Delhi you need to check, if you qualify to be a pre-approved customer of a bank or NBFC to avail instant approval and quick funds with no documents check. If not, you can apply online by checking your eligibility, comparing lenders and submitting the documents to get approval and disbursal.

Personal loan interest rates in Delhi usually vary from lender to lender based on various factors, such as your credit score, income, employment, loan amount, and tenure. The interest rates offered on Paisabazaar for personal loan in Delhi starts from 9.98% p.a.

To choose the best bank for personal loan in Delhi solely depends on your requirements and financial profile, as various banks offer personal loans at competitive interest rates.

Yes, it is possible to get a personal loan without a salary slip in Delhi but you shall require submitting alternate documents, such as bank statements, ITR, Form 16, employment/offer letter, etc.

The minimum CIBIL score required for a personal loan in Delhi shall depend on the lender's eligibility criteria. However, a typical score of 750 or above is largely preferred by most of the lending banks and NBFCs.

quotes icon

What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

icon image of avatar
Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

icon image of avatar
Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

icon image of avatar
Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

icon image of avatar
Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

icon image of avatar
20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

icon image of avatar
Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

icon image of avatar
Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

icon image of avatar
Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

icon image of avatar
Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

icon image of avatar
Abhishek ThakuraJan 14, 2026
View All Testimonials
Vandana Punj profile
Written ByLinkedIn icon
Vandana Punj
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

Knapsack with coins

Check Best Personal Loan Offers
with Quick Disbursal

Scroll to top