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Navi Personal Loan

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Wide Choice

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Quick Disbursal

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SmartMatch

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Digital Process

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Customer Rating

4.2/5

2839 Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Navi Personal Loan (Cash Loan) Highlights

  • Interest Rate: Up to 26% p.a.
  • Loan Amount: Up to Rs 20 Lakhs
  • Repayment Tenure: Up to 7 years
  • Foreclosing Fees & Processing Fees: Nil
  • Mode: Digital, entirely paperless
  • Disbursal Time: Instant

Eligibility Criteria for Navi Personal Loan

To qualify for Navi’s personal loan or cash loan, you must meet the following requirements:

  • You must be an Indian citizen aged between 18 and 65 years.
  • Your annual income should be greater than Rs 3 lakhs, applicable for both salaried and self-employed individuals.
  • Your credit score must be over 750.

Documents Needed for Personal Loan Application

When applying for a personal loan with Navi, you’ll be required to present several essential documents to confirm your identity, residence, and financial status. Here’s an exhaustive list:

Loan Application Form

  • A properly completed personal loan application form
  • Recent passport-sized photograph

Identity Proof (Any one)

  • Aadhaar Card
  • Passport
  • Driving License

Address Proof (AnyOne)

  • Rental Agreement
  • Utility Bills (Electricity, Water, Gas)
  • Voter ID Card

Income Proof

  • Bank Statements (Last 3 to 6 months)
  • Salary Slips (Last 3 to 6 months)
  • ITR (Income Tax Returns) documents

Pro Tip:

Keeping these documents handy can facilitate immediate approval and swift loan disbursement, particularly when applying via digital loan applications like Navi.

Also Read: Documents Required for a Personal Loan

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How to Apply for a Navi Cash Loan:

To apply for an instant personal loan/cash loan from Navi,

  • Start by downloading the Navi app from either the Google Play Store or the App Store.
  • Sign up using your mobile number and fill in your profile with essential information such as your PAN and Aadhaar details.
  • Select the loan amount you wish to apply for and the repayment duration.
  • Then finish the e-KYC process by taking a quick selfie and verifying your Aadhaar.

Once your application is approved, the loan amount will be transferred directly to your bank account instantly.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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FAQs

Personal Loan Articles

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What our customers say

Best marketplace to shop for loans

I highly recommend Paisabazaar app to everyone looking out for personal loans. The customer support is so supportive and follows up with you throughout the loan process.

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Shweta SinghNov 13, 2025

Highly recommended platform

I applied for a personal loan for medical emergency through Paisabazaar and got amazing service like nowhere else. The team was extremely cooperative and followed up with me until I had my loan amount in my account. My loan was disbursed within 24 hours. It is indeed an excellent platform for taking loans.

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Sunil YadavOct 29, 2025

Instant loan disbursal

I applied for a personal loan through Paisabazaar and got my loan disbursed in no less than 24 hours. The team was extremely cooperative, guided me through the entire process and followed up with me until I had my loan amount in my account. I highly recommend this platform to everyone looking for an urgent loan.

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Neha JainOct 29, 2025

Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

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Manish KumarOct 23, 2025

Got personal loan instant

I was a medical emergency &amp; need funds instantly I applied for loan at Paisabazaar &amp; see I have a pre approved offers &amp; apply to it &amp; amount disbursed in 48 hours thanks to paisabazaar teams

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Mansi SharmaOct 17, 2025

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn&#x27;t know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

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Priyanka SharmaOct 15, 2025

Pre-approved offers

I logged in to Paisabazaar app and saw pre-approved offers as per my credit profile from different lenders. I could avail the offer easily and got quick disbursal in as less as 24 hours without any hassle.

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Sunanda MishraSep 28, 2025

Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

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Preeti SinghSep 26, 2025

Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

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Pawan SehrawatSep 25, 2025

Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

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Vivaan ShahSep 24, 2025
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