Nainital Bank Marriage Loan

• Loan amount: At Nainital Bank, you can avail a marriage loan amount of upto Rs. 5 lakh to deal with various wedding- related expenses
• Flexible repayment options: The bank offers flexible repayment options to repay the personal loan for your convenience
• Minimum documentation: Nainital Bank also provides a hassle-free and nominal documentation process and quick approval on your marriage loan
• Speedy disbursal: Once approved, Nainital Bank Personal Loan is disbursed digitally to your account within a few days

Nainital Bank offers attractive interest rates on a marriage loan to make your EMIs affordable. The interest rate offered to an individual is influenced by his credit score, age, repayment history, etc.

You should be a permanent employee of Government Departments/Companies/ Reputed Institutions

Or

Field Officer/Agents of Insurance companies provided they are maintaining accounts with our bank for at least six months and the proceeds of their commission etc. are being credited in their accounts

Or

Other applicants engaged in business activity and professionals i.e. doctors, advocates, Chartered Accountants etc.

Eligibility	Loan Amount
For salaried employees	An amount equal to fifteen times of net take home monthly salary/salary credited to his a/c subject to maximum of Rs.3,00,000/-
	For high income employees of Govt. Department  and PSU such as Professors/Doctors/ Engineers having monthly salary of Rs. 75000.00 per month (minimum) and net take home salary of Rs. 50,000(minimum) excluding instalment of proposed loan subject to maximum amount of Loan of Rs. 5 lakh
For pensioners	An amount equal to ten times of monthly pension credited/remitted to the account of pensioner subject to a maximum amount Rs.50,000 including staff of Nainital Bank Limited
For Insurance Agents	An amount equal to average commission received during last two financial years subject to maximum Rs.2 lakh
Other Category i.e. Businessman, etc.	For Doctors & C.A. – An amount equal to two times of average returned income of last two years subject to maximum Rs.5 lakh
	Others – An amount equal to two times of average returned income of last two years subject to maximum Rs.2 lakh

• Proof of identity (Aadhaar card, Voter ID card, Passport, Government employment card, PAN Card)
• Proof of address (Aadhaar card, Voter ID card, PAN Card, Ration card, etc.)
• Proof of age (Aadhaar card, Birth certificate, PAN Card, Voter ID card, etc.)
• Proof of income (Salary Slips, Bank Account Statement)
• Application form
• Passport size photos
• Proof of IT (Income Tax) returns or Form 16