- Mahindra Finance personal loans can be availed at competitive interest rates based on your eligibility.
- When applicants apply through Paisabazaar they can experience a seamless online loan process and end-to-end expert assistance.
- The applicant’s loan approval depends on his/her repayment capacity and creditworthiness.
- Mahindra Finance personal loans require minimal paperwork, no security or collateral and are disbursed quickly.
- Mahindra Finance personal loans have no end-usage restriction, or hidden charges and can be repaid over a flexible tenure.
Mahindra Finance Personal Loan
Mahindra Finance offers personal loans only to its existing customers and the existing Mahindra Group employees. The loan amount for the personal loan can go up to Rs 6 lakh and the tenure can go up to 5 years. The loan comes with instant approval and disbursement in 2 days.
4.5/5
15.6L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Easy Online Application Process
Highest Approval Chances
End-to-End Expert Assistance
Minimal Paperwork Required

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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About Mahindra Finance Personal Loan
Mahindra Finance Personal Loan Highlights
| Interest Rates | 8.00% - 25.00% |
| Tenure | 2 years to 5 years |
| Loan Amount | Rs 50,000 to Rs 15 lakh |
Rates as of 15th April 2026
Mahindra Finance Personal Loan Interest Rates
Mahindra Finance offers personal loans at interest rates starting from 8% p.a. onwards. The personal loan interest rates offered by Mahindra Finance depends on factors like their loan applicants’ credit scores, loan amount, repayment tenure, monthly income, occupation profile, etc.
Mahindra Finance Personal Loan Fees and Charges
There will be a nominal pre-closure charge for prepayment of the personal loan.
Loan Amount for Mahindra Finance Personal Loan
The loan amount is based on the eligibility of an applicant. The maximum loan amount for Mahindra Finance Personal Loan is Rs. 15 Lakh.
Eligibility Criteria Mahindra Finance Personal Loan
Documents Required for Mahindra Finance Personal Loan
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Apply Now
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Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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