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KreditBee Personal Loan

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Get Cashback of ₹ 1,000* on Loan Disbursal
Valid till 30th April '26 *T&C Apply
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

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15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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Loan Disbursal in Minutes

Money in your account instantly

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Loan Assistance Available

Expert support for loan approval

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100% Digital Onboarding

Hassle-free & paperless process

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Tools for the Best Offer

Free eligibility check & EMI calculation

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%

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Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

KreditBee Personal Loan Highlights

Interest Rate 12.00% - 28.50% p.a.
Loan Amount Rs. 6,000 - Rs. 10 lakh
Loan Tenure Up to 5 years
Processing Fee Up to 5.1%

Rates as of 17th March 2026

Features of KreditBee Personal Loan

  • KreditBee offers digital instant personal loans to meet the personal requirements of the applicants.
  • The loan is disbursed in the loan account in just a few minutes.
  • The service is available 24*7 with hassle-free documentation process.
  • KreditBee personal loans are tailored to meet the personal needs of the applicants including wedding, travel, medical emergency, etc.

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KreditBee Personal Loan Interest Rates in 2026

​KreditBee offers personal loans at an interest rates ranging from 12% to 28.5% per annum, depending on various factors, such as your credit score, income, employment, employer’s profile, loan amount, and chosen repayment tenure.

How to Apply for KreditBee Personal Loan via Paisabazaar

You can apply for KreditBee personal loan via Paisabazaar in the following steps:

  • Login to Paisabazaar app.
  • Go to personal loans and fill in the required details.
  • The app shows curated personal loan offers based on your credit profile.
  • If your eligibility matches the lender, the app will show KreditBee personal loan offers.
  • Now you can apply for the loan.

Avail Personal Loan for
All Your Needs

KreditBee Personal Loan Eligibility Criteria

​To be eligible for a KreditBee personal loan, you must meet the following criteria:

  • Age of the applicant should be 21 years and above
  • Minimum net monthly income should be Rs. 10,000
  • Monthly household income should be more than Rs. 25,000
  • Active employee with permanent employment status.
  • Work experience of atleast 2 months in your current company

Required Documents for KreditBee Personal Loan

To apply for a KreditBee personal loan, you shall need to provide below mentioned documents based on your employment status:

  • Passport-sized photographs
  • Applicant’s PAN
  • Address Proof (Permanent & Current Address)
  • Income Proof (Bank Statements reflecting Monthly Income)
  • Employment Proof for salaried employees (Salary Slip / Office ID / UAN authentication)

KreditBee Personal Loan Fees & Charges

​Find below comprehensive breakdown of KreditBee’s personal loan fees and charges for your consideration.

Particulars Charges
Processing Fees Up to 5.1% + GST
Foreclosure charges 4% of principal outstanding + GST
Part-Prepayment Charges 4% of principal prepaid + GST
Penal Charges For 2-180 days: 36% per annum on principal overdue + GST
EMI Bounce Charges 1st Day - 4% of principal overdue or ₹500, whichever is lower

Why Compare KreditBee Personal Loan on Paisabazaar

You should compare KreditBee personal loan on Paisabazaar for the following reasons:

  • Paisabazaar shows multiple loan offers on a single platform. Thus you can compare KreditBee with other lenders based on interest rates, processing fee, processing time, EMI, etc.
  • You can use the built-in Personal Laon EMI calculators to check your affordability even before applying for the loan.
  • You can also check your loan eligibility on Paisabazaar app based on the income, job profile, credit score, etc.
  • The app also shows pre-approved offers based on your credit profile which reduces the chances of loan rejection.

KreditBee Personal Loan Repayment Options

KreditBee offers flexible personal loan repayment options to its customers. Find below the typical loan repayment options:

  • EMIs: Repayment option of EMIs are widely chosen by borrowers that include both principal and interest amount. EMIs are calculated on the basis of offered interest rates, loan amount and chosen repayment tenure.
  • Repayment mode: All repayments are e-mandated and deduction is through eNACH only.

When Should You Consider a KreditBee Loan

You should consider a KreditBee loan under the following circumstances:

  • When you need an instant loans to meet your urgent financial needs.
  • When you prefer completely digital process with minimum documentation.
  • In case your credit score does not match the requirements set forth by top lenders.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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All Your Needs

FAQs

KreditBee offers a maximum loan amount of up to Rs. 10 lakh depending on the repayment capacity of the applicant.

KreditBee personal loan offers interest rates ranging from 12% to 28.5% p.a. depending on the credit profile of the applicant.

KreditBee personal loan is disbursed in your loan account in just a few minutes.

KreditBee requires documents such as PAN card, photograph, address proof, income proof, etc.

An applicant applying for KreditBee personal loan should have a minimum monthly salary of Rs. 10,000.

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What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

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20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

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Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

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Abhishek ThakuraJan 14, 2026
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