- KreditBee offers digital instant personal loans to meet the personal requirements of the applicants.
- The loan is disbursed in the loan account in just a few minutes.
- The service is available 24*7 with hassle-free documentation process.
- KreditBee personal loans are tailored to meet the personal needs of the applicants including wedding, travel, medical emergency, etc.
PAISABAZAAR PARTNER

KreditBee Personal Loan

Get Cashback of
₹
500*
on Loan Disbursal
Valid till 30th September '26
*T&C Apply
Instant Personal Loan
Get up to ₹50 Lakhs starting at 9.99%
Interest Rate
17% Onwards
Processing Time
Instant
Processing Fee
2-5%
Max Loan Amount
₹5 Lakh
4.5/5
15.6L Reviews
6cr+Satisfied Customers
30+Lending Partners
₹65k Cr+Loans Disbursed
Features of KreditBee Personal Loan
Get Cashback of ₹500* on Loan Disbursal (Valid till 30 September '26)
₹
5K1Cr
1Yrs7Yrs
Processing TimeInstant
Interest Rate17%
Processing Fee2-5%
Max Loan Amount₹5 Lakh
EMI₹0
KreditBee Personal Loan Interest Rates in 2026
KreditBee offers personal loans at an interest rates ranging from 12% to 28.5% per annum, depending on various factors, such as your credit score, income, employment, employer’s profile, loan amount, and chosen repayment tenure.
How to Apply for KreditBee Personal Loan via Paisabazaar
You can apply for KreditBee personal loan via Paisabazaar in the following steps:
KreditBee Personal Loan Eligibility Criteria
To be eligible for a KreditBee personal loan, you must meet the following criteria:
Required Documents for KreditBee Personal Loan
To apply for a KreditBee personal loan, you shall need to provide below mentioned documents based on your employment status:
KreditBee Personal Loan Fees & Charges
Find below comprehensive breakdown of KreditBee’s personal loan fees and charges for your consideration.
| Particulars | Charges |
|---|---|
| Processing Fees | Up to 5.1% + GST |
| Foreclosure charges | 4% of principal outstanding + GST |
| Part-Prepayment Charges | 4% of principal prepaid + GST |
| Penal Charges | For 2-180 days: 36% per annum on principal overdue + GST |
| EMI Bounce Charges | 1st Day - 4% of principal overdue or ₹500, whichever is lower |
Why Compare KreditBee Personal Loan on Paisabazaar
You should compare KreditBee personal loan on Paisabazaar for the following reasons:
KreditBee Personal Loan Repayment Options
KreditBee offers flexible personal loan repayment options to its customers. Find below the typical loan repayment options:
When Should You Consider a KreditBee Loan
You should consider a KreditBee loan under the following circumstances:
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FAQs
What is the maximum loan amount offered by KreditBee?
KreditBee offers a maximum loan amount of up to Rs. 10 lakh depending on the repayment capacity of the applicant.
What is the interest rate of KreditBee personal loan?
KreditBee personal loan offers interest rates ranging from 12% to 28.5% p.a. depending on the credit profile of the applicant.
How quickly can I get a KreditBee personal loan?
KreditBee personal loan is disbursed in your loan account in just a few minutes.
What documents are required for KreditBee personal loan?
KreditBee requires documents such as PAN card, photograph, address proof, income proof, etc.
What is the minimum salary required for KreditBee personal loan?
An applicant applying for KreditBee personal loan should have a minimum monthly salary of Rs. 10,000.
Can I get a KreditBee personal loan with a low CIBIL score?
Yes, you can get a KreditBee personal loan even if your credit score is not too good. The lender considers factors other than credit score to determine your loan eligibility.
Is collateral required for KreditBee personal loan?
No collateral is required for KreditBee personal loan.
What is the repayment tenure for KreditBee loans?
KreditBee offers personal loans for a minimum tenure of 6 months to 5 years.
Can self-employed individuals apply for KreditBee personal loans?
Yes, self-employed individuals can also apply for KreditBee personal loans.
Is it better to compare loans before applying?
Yes, it is better to compare loans before applying. This helps you to opt for the best loan offers fitting within your budget.
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Personal Loan Articles
View All ArticlesDisclaimer
Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
Address: Paisabazaar Marketing & Consulting Pvt. Ltd. 135 P, Sector 44, Gurugram (HR) 122001
Get up to ₹50 Lakhs starting at 9.99%*
Get up to ₹50 Lakhs starting at 9.99%*

















