Personal Loan in Kolkata

Name: Personal Loan in Kolkata
Brand: Paisabazaar
Rating: 4.2 (2839 reviews)

From Dum Dum to Tollygunge and from Salt Lake to Behala, Kolkata is a city of opportunities. When money matters can’t wait, Paisabazaar brings you instant access to personal loan offers from 30+ lenders. Get up to ₹40 lakh personal loan in Kolkata at competitive rates starting from 9.98% p.a. onwards.

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Get up to ₹1,000*

Voucher on disbursal

Valid till 15^th November '25

Valid till 15^th November '25*T&C Apply

Check Personal Loan Offers Online

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Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Paisabazaar Exclusive Benefits

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Find Best Personal Loan Offers

Sort by:

HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest9.98% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

Quick Links

Personal Loan in Kolkata

Personal Loan Interest Rates in Kolkata

Features & Benefits of Personal Loans

Eligibility for a Personal Loan in Kolkata?

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Personal Loan Offers in Kolkata

Kolkata, the city of joy, blends heritage with ambition and is an important centre of opportunities for people in the eastern part of India. Making this city your home can demand certain costs that you may need once in a while.

You can fulfil your aspirations by taking a personal loan in Kolkata and meet certain life goals as well. Whether you are salaried or self-employed, you can apply for a personal loan online and get near-instant disbursals to meet your immediate financial requirements.

Personal Loan Interest Rates in Kolkata

An important factor while deciding on a personal loan is the interest rates being offered by a lender.
At Paisabazaar, personal loan interest rates start from 9.98% p.a. from multiple lenders.
The interest rate for applicants may vary depending on their credit profiles.
An applicant with credit score of 750 or above can get personal loans at relatively lower interest rates.
Personal loan interest rates in Kolkata may vary depending on your employment status as well.

Features & Benefits of Personal Loan in Kolkata

At Paisabazaar, you can get personal loan offers from multiple lenders at one place that you can apply even from the comforts of your home. Let us understand some important features and benefits of personal loans:

Freedom to use the loan amount as and how you like
No requirement of security or collateral
Repayment tenure may exceed up to 5 years
Minimal documentation and quick disbursal
End-to-end digital process with expert assistance

Who is Eligible for a Personal Loan in Kolkata?

To be eligible for a personal loan in Kolkata, one needs to fulfil certain criteria set by lenders.

Eligible Applicants

Salaried individuals in corporate and private sectors
Employees of central government, state government, PSUs, etc.
Self-employed individuals
Professionals (Doctors, architects, physiotherapists, CAs, etc.)

Eligibility Criteria

Age – 18 to 60 years (may vary across lenders)
Monthly income – Minimum of Rs. 15,000 for salaried individuals
Minimum Rs. 5 lakh p.a. for self-employed applicants/professionals
Latest credit score – Preferably, 750 or above
Employment stability – Minimum 1 year
Business continuity – Minimum 3 years

Avail Personal Loan For
All Your Needs

Documents Required for Personal Loan in Kolkata

You will have to furnish the following documents at the time of applying for a personal loan:

For Salaried Individuals

Proof of Identity – Aadhaar sard, driving license, voter ID, passport, PAN card
Proof of Income – Latest salary slips, bank statements, form 16, ITR
Proof of Address – Aadhaar card, voter ID, passport, utility bills (gas, water, electricity)

For Self-employed Individuals

Passport, voter ID, driving license, Aadhaar card, PAN card
Aadhaar card, voter ID, passport, utility bills
Previous years’ ITR, profit and loss statement, balance sheet, bank statements

Note: A lender may request you to furnish some additional documents in certain cases at the time of approval.

Why Apply for Personal Loans in Kolkata through Paisabazaar?

You get personal loan offers from 30+ lending partners
Easy to compare and choose the best loan offer
Convenience to apply for a loan through the mobile app or website
Personalised loan offers based on your credit profile
Competitive interest rates for applicants with high credit score
100% digital experience with minimal paperwork and quick disbursal
Expert assistance to help you choose the best loan offer based on your requirements
Credit+ program helps you improve credit score and be future-ready for low-cost loans

Instant Personal Loans in Kolkata – Get Quick Disbursal

When you check your credit score at Paisabazaar, you automatically become eligible for some pre-approved instant personal loans depending upon your credit profile.
These pre-approved offers come with relaxed loan terms and relatively lower rate of interest.
As you pre-qualify for these offers, you may not need to furnish physical documents at the time of final approval.
You can get disbursal against these pre-approved offers almost instantly which can be very helpful at the time of financial emergency.
In case of low credit scores, applicants may not be eligible for instant personal loan offers and they might have to apply for a regular personal loan.

Most Common Uses of Personal Loans in Kolkata

As per market researches, borrowers are applying for personal loan in Kolkata for these purposes:

To meet medical emergencies, surgery expenses, etc.
Funding self-education or professional certification courses
Purchasing big-ticket consumer durables
To meet holiday, festival and vacation expenses
Starting a new office, clinic or lifestyle centre
Expansion of a small business or professional service

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

Avail Personal Loan For
All Your Needs

FAQs

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What our customers say

Highly recommended platform

I applied for a personal loan for medical emergency through Paisabazaar and got amazing service like nowhere else. The team was extremely cooperative and followed up with me until I had my loan amount in my account. My loan was disbursed within 24 hours. It is indeed an excellent platform for taking loans.

Sunil YadavOct 29, 2025

Instant loan disbursal

I applied for a personal loan through Paisabazaar and got my loan disbursed in no less than 24 hours. The team was extremely cooperative, guided me through the entire process and followed up with me until I had my loan amount in my account. I highly recommend this platform to everyone looking for an urgent loan.

Neha JainOct 29, 2025

Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

Manish KumarOct 23, 2025

Got personal loan instant

I was a medical emergency & need funds instantly I applied for loan at Paisabazaar & see I have a pre approved offers & apply to it & amount disbursed in 48 hours thanks to paisabazaar teams

Mansi SharmaOct 17, 2025

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn't know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

Priyanka SharmaOct 15, 2025

Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

Preeti SinghSep 26, 2025

Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

Pawan SehrawatSep 25, 2025

Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

Vivaan ShahSep 24, 2025

Loan Approved in on day

I confused between HDFC & Axis personal loans, but Paisabazaar showed me all the offers side by side. I apply in 10 minutes and got approval the next day!

Rahul MehtaSep 23, 2025

Personal loan mila yahaan se

Mujhko personal loan mila yahaan se bina koi dikkat hue. Maine toh online apply kiya aur 3 lakh ka loan mila 2 saal ke liye.

Pankaj SinhaSep 22, 2025

View All Testimonials

Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

Personal Loan in Kolkata

Paisabazaar Exclusive Benefits

Find Best Personal Loan Offers

Quick Links

How Can I Apply for a Personal Loan Online?

Personal Loan Offers in Kolkata

Personal Loan Interest Rates in Kolkata

Features & Benefits of Personal Loan in Kolkata

Who is Eligible for a Personal Loan in Kolkata?

Eligible Applicants

Eligibility Criteria

Documents Required for Personal Loan in Kolkata

For Salaried Individuals

For Self-employed Individuals

Why Apply for Personal Loans in Kolkata through Paisabazaar?

Instant Personal Loans in Kolkata – Get Quick Disbursal

Most Common Uses of Personal Loans in Kolkata

How Can I Apply for a Personal Loan Online?

FAQs

How can I get an instant personal loan in Kolkata?

Which bank is best for personal loan in Kolkata?

Can I get a personal loan without a salary slip in Kolkata?

What is the minimum CIBIL score for personal loan in Kolkata?

Which bank will give a personal loan easily in Kolkata?

How to get a personal loan in Kolkata without collateral?

How to get urgent personal loan in Kolkata without documents?

Personal Loan Articles

What our customers say

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