Jammu and Kashmir Bank Marriage Loan

Jammu and Kashmir Bank takes care of your marriage loan EMIs and ensures to offer affordable interest rates. The interest rates start from Applicable MCLR +3.00% and may differ for each category (to government and private sector employees, pensioners, self- employed professionals and businessman) as an interest rate is influenced by your age, credit score, employment, repayment history, etc.

You should be permanent Employees of State/Central Govt., Public Sector Undertakings, Autonomous Bodies & Institutions.

Or

A professional like doctor (MBBS, BDS etc.), Engineer, Architect, CA’s & Lawyer who is self-employed and earn his income by virtue of his profession.

Or

Central/State Government Pensioner drawing pension through the bank including family pensioner.

Or

A business having minimum three years of satisfactory dealings with our bank and availing loan facilities in the shape of cash credit/secured overdraft/term loans or an existing borrower having Platinum & Gold Current Account holders with minimum 1-year standing in the said category with 2 penalties (maximum) for not maintaining AMB during the period.

Jammu and Kashmir Bank Marriage Loan is offered to different categories of people and hence the documents may vary. However, the basic documents that may be required by each of the category are as follows:

• Identity proof: Passport, Pan Card, Voter Identity Card, Driving License, Aadhaar Card.
• Address proof: Ration Card, Bank Account Statement, Passport, Driving License, Electricity Bill, Telephone Bill, Sale Deed/Property purchase agreement(for owned properties), Aadhaar Card.
• Income proof: Bank Account Statement, Salary Slips.