Best Personal Loan App

Explore and compare loan offers by top lending institutions on the Paisabazaar app. Check curated pre-approved personal loan offers from our partner lenders via our loan app and apply with zero documentation and instant loan disbursal.

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Check Personal Loan Offers Online

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2839 Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

Paisabazaar Exclusive Benefits

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Wide Choice

Curated offers from 30+ lenders

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Quick Disbursal

Money in your account instantly

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SmartMatch

Offers ranked according to eligibility

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Digital Process

Hassle-free & paperless

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Find Best Personal Loan Offers

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto 40L
Rate of Interest9.99% - 17.15%
Tenure upto1-5 Years
Processing Fee1% - 1.5%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto 25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

image of Pre-approved Offers with <strong>Instant Disbursals</strong>

Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

What are Instant Personal Loan Apps?

Instant personal loan apps cater to the urgent financial requirements of applicants with easy application, minimal or zero documentation, quick approvals and almost immediate disbursal. In certain cases, loans are disbursed instantly – within seconds of application submission.

Paisabazaar runs pre-approved programs with Axis Bank, IDFC FIRST Bank, Federal Bank, Tata Capital, Moneyview, Piramal Finance and many other lenders.

Consumers having a strong credit profile can compare and choose pre-approved offers from these lenders via the Paisabazaar app and get instant loan disbursal within minutes through our instant loan app.

Instant Loan on Paisabazaar App: Key Features

  • Pre-approved loan offers from multiple banks and NBFCs (for select consumers)
  • Minimal processing time with zero documentation and completely digital processes
  • Loans disbursed in as little as 24 hours; in some cases, a few minutes
  • Consumers with a healthy credit profile and stable income are usually eligible for pre-approved loan offers on Paisabazaar
  • Instant personal loans can be used for any need (marriage, travel, higher education, home renovation, medical emergencies, etc.) except speculation

Scan or click on the QR code and download the Paisabazaar App to get access to exclusive pre-approved offers

Loan App

Eligibility Criteria for Personal Loans through the Paisabazaar App

Consumers planning to avail an instant personal loan through the Paisabazaar app should meet the following eligibility criteria.

  • The applicant’s age at the time of loan application should be at least 18 years, and the maximum age at the time of loan maturity should be 60 years.
  • Select existing customers of banks and NBFCs are eligible for instant personal loans.
  • New consumers, in some cases, may also be eligible for pre-approved offers, but the loan disbursal may not be instant and might take a day or two.
  • The minimum monthly income required for eligible applicants is Rs 15,000.
  • Applicants with a credit score of 750 and above typically have a higher chance of availing instant personal loans through the Paisabazaar app.

Documents Required for Personal Loan through the Paisabazaar App

Pre-approved instant loans are primarily offered to select existing customers of banks and NBFCs. Since the applicant already has an existing relationship with the lender, he/she need not submit the documents again for assessment.

However, new consumers availing instant loans through the Paisabazaar app will have to submit the following documents:

  • KYC documents
  • Latest salary slips for the last 6 months
  • Employment/Business Proof

Avail Personal Loan For
All Your Needs

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Why Choose Paisabazaar App for Availing Instant Personal Loan

  • Paisabazaar is a trusted online platform that offers pre-approved instant loans through various lenders, including Axis Bank, IndusInd Bank, Aditya Birla Capital, Hero Fincorp, Moneyview and more.
  • The marketplace has earned the trust of over 50 million consumers and offers pre-approved instant loans to consumers with a good credit profile.
  • The process is paperless and entirely digital, and requires minimal to no documentation for quick approval and instant loan disbursal.
  • Paisabazaar offers personal loans to both salaried and self-employed individuals.
  • Applicants can compare personal loan interest rates and other offers by various lenders and opt for the one that suits their requirements the best.

How to Take an Instant Loan via the Paisabazaar App

  • Download the Paisabazaar app and login
  • Check your credit score and go to your dashboard to check pre-approved offers
  • You can also click on the personal loans icon and fill in the required details
  • View curated offers along with interest rates, processing fees, documents required, etc.
  • Choose the best-suited offer and apply.

Best Personal Loan Offers at Paisabazaar Instant Loan App

Paisabazaar is one of the best personal loan apps that provides loan offers from multiple lenders. Some of the best personal loan offers on our instant loan app are mentioned below:

Lender on the App Interest Rate Max. Loan Amount
HDFC Bank 9.99% - 12.5% Up to Rs. 25 Lakh
Axis Bank 9.99% - 17.15% Up to Rs. 40 Lakh
Kotak Mahindra Bank 9.98% - 17.2% Up to Rs. 25 Lakh
IDFC FIRST Bank 10.5% - 20% Up to Rs. 50 Lakh
ICICI Bank 11% - 13% Up to Rs. 25 Lakh
Yes Bank 13% - 16% Up to Rs. 30 Lakh
Tata Capital Limited 11.99% - 13.99% Up to Rs. 25 Lakh
IndusInd Bank 10.35% - 16.5% Up to Rs. 50 Lakh
Federal Bank 12% - 19.5% Up to Rs. 5 Lakh

*Interest rates as on 12th September 2025

Swipe to see more table data

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan For
All Your Needs

Avail Personal Loan Banner

FAQs

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What our customers say

Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

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Manish KumarOct 23, 2025

Got personal loan instant

I was a medical emergency &amp; need funds instantly I applied for loan at Paisabazaar &amp; see I have a pre approved offers &amp; apply to it &amp; amount disbursed in 48 hours thanks to paisabazaar teams

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Mansi SharmaOct 17, 2025

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn&#x27;t know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

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Priyanka SharmaOct 15, 2025

Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

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Preeti SinghSep 26, 2025

Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

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Pawan SehrawatSep 25, 2025

Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

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Vivaan ShahSep 24, 2025

Loan Approved in on day

I confused between HDFC & Axis personal loans, but Paisabazaar showed me all the offers side by side. I apply in 10 minutes and got approval the next day!

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Rahul MehtaSep 23, 2025

Personal loan mila yahaan se

Mujhko personal loan mila yahaan se bina koi dikkat hue. Maine toh online apply kiya aur 3 lakh ka loan mila 2 saal ke liye.

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Pankaj SinhaSep 22, 2025

Great Customer support and response

Quick and efficient support team of Paisabazaar. Proper knowledge of product and good customer relationship by Abhishek Singh.

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ABhisekh BordoloiSep 21, 2025

Got personal loan from Paisabazaar

I applied for personal loan from paisabazaar and it was disbursed in 2 days. My immediate requirement was fulfilled just in time. Thanks guys for the prompt response and quick approval.

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Pranoy SenSep 19, 2025
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Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers