Planning a destination wedding? With IDBI Bank Marriage Loan, all your marriage related expenses can be handled without any stress. If you are a salaried individual, self- employed professional, non- professional or a pensioner, you can avail IDBI Bank Marriage loan that goes upto Rs. 5 lakh and can be repaid within flexible tenure ranging from 12 to 60 months.
IDBI Bank Marriage Loan
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15.5L Reviews
Get up to ₹50 Lakhs starting at 9.98%
15.5L Reviews
Wide Choice
Curated offers from 30+ lenders
Quick Disbursal
Money in your account instantly
SmartMatch
Offers ranked according to eligibility
Digital Process
Hassle-free & paperless
Find Best Personal Loan Offers
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End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
IDBI Bank Marriage Loan
IDBI Bank Marriage Loan – Interest Rate
Ensuring to make your EMIs affordable, IDBI Bank offers an interest rate starting from 9.50%. The interest rate may vary depending upon an individual’s credit score, employer, age, etc.
Eligibility Criteria
| Parameters | Salaried/Pensioners | Self Employed Professional/ Non- Professional |
|---|---|---|
| Eligibility | All salaried/Pensioner customer having corporate salary account /Pension account with IDBI Bank. | Self Employed Professional/Non Professional having Asset/Liability relationship with IDBI Bank |
| All Confirmed/permanent employees of State/ Central/ PSU/ Departments, Multi-National Companies, Listed Companies, Reputed Pvt Ltd Companies with or without existing relationship with IDBI Bank. | ||
| Minimum Net Salary/Income | For salaried class: Rs. 1,80,000 p.a. | For self- employed borrower: Rs. 3,60,000 p.a. |
| For self-employed non- professional: Rs. 5,00,000 p.a. | ||
| Age | For salaried class:· Minimum age should be 21 years
· Maximum age at termination of loan should not be above 60 years or date of retirement, whichever is earlier |
For self- employed class:· Minimum age should be 21 years
· Maximum age at termination of loan should not be above 60 years or date of retirement, whichever is earlier. |
| For pensioners/family pensioners: 75 years (at the date of maturity of loan amount) |
Also Know: What is Minimum Salary Required For a Personal Loan?
Documents Required
The documentation for IDBI Bank marriage loan may vary for different individuals but the basic documents that every individual will require to submit are as follows:
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How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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