The personal loan eligibility depends on the following factors:
Eligibility Criteria | Salaried Applicants | Self-Employed Applicants |
---|---|---|
Age | 18-60 years | 18-60 years |
Credit Score | 750+ preferred | 750+ preferred |
Minimum Monthly Income | Rs 15,000 | Rs 5 lakh p.a. |
Work Experience/Business Continuity | Usually 1 year of work experience | 3 years of business continuity |