The personal loan eligibility depends on the following factors:
| Eligibility Criteria | Salaried Applicants | Self-Employed Applicants |
|---|---|---|
| Age | 18-60 years | 18-60 years |
| Credit Score | 750+ preferred | 750+ preferred |
| Minimum Monthly Income | Rs 15,000 | Rs 5 lakh p.a. |
| Work Experience/Business Continuity | Usually 1 year of work experience | 3 years of business continuity |











