| Type | Charges |
|---|---|
| Current interest rate charges | 9.50% p.a. onwards |
| Processing fee | Up to 1% of the disbursed loan amount. Processing fee paid/deducted is non- refundable. |
| Foreclosure charges | Up to 5% of the principal outstanding |
| Cheque Return charges | NIL |
| Cheque Swap charges | NIL |
* Only after completion of Lock-in period as per the terms detailed in the Personal Loan agreement.
Note: HSBC customers can opt for personal loans in the cities of Bengaluru, Ahmedabad, Chandigarh, Cochin, Coimbatore, Chennai, Hyderabad, Kolkata, Mumbai, Jaipur, New Delhi, Pune and Vizag (only employees of HSBC Vizag)











