Home Credit Personal Loan Login

Home Credit offers personal loans of up to Rs. 2.4 lakh to meet various personal finance requirements like marriage/family function,...

Home Credit offers personal loans of up to Rs. 2.4 lakh to meet various personal finance requirements like marriage/family function, home renovation, travel, higher education, consumer durable/household item, etc. With features like minimum documentation and instant online approval, Home Credit personal loan can be availed immediately in case of a financial emergency.

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Google Play Store

4.5_/5

15.5L Reviews

5.7cr+Satisfied Customers

65+Lending Partners

₹65k Cr+Loans Disbursed

Get Cashback of ₹ 1,000^* on Loan Disbursal

Valid till 31^st March '26 *T&C Apply

Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

By submitting this form, you have read and agree to the Credit Report Terms of Use, Terms of Use & Privacy Policy

Google Play Store

4.5_/5

15.5L Reviews

5.7cr+Satisfied Customers

65+Lending Partners

₹65k Cr+Loans Disbursed

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Find Best Personal Loan Offers

Sort by:

HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

ICICI Bank

100% Digital Process*Quick Disbursal

Max Loan Amt.Upto ₹25L

Rate of Interest11% - 13%

Tenure upto1-5 Years

Processing FeeUpto 2%

Axis Bank

Low Processing fee

Max Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

How to Register for Home Credit personal loan Mobile App?

Home Credit personal loan mobile App is available for android users and helps you apply for a loan, check loan status, know your offers, etc. anytime and anywhere. Here is how you can download the app and register yourself to avail various services:

Once you have downloaded and started up the App, you can click on ‘Register’ to initiate the registration process as shown below:
On the subsequent page, enter your first name and mobile number then click on ‘Send OTP’
Next, enter the 6 digit OTP sent to your mobile number and click on ‘Verify’
Once the OTP is verified, you will be asked to set a 4 digit PIN for app login authentication.
Once you set the pin, you will be able to access the app anytime, anywhere using the internet connection of your phone.

How to Login to Home Credit Personal Loan App?

Currently, Home Credit primarily uses its Android App to connect with its customers. If you have already registered on the Home Credit App and wish to login to know about new personal loan offers or your existing personal loan, follow the below mentioned steps:

Login using the 4 digit PIN that you have set at the time of registration
Once you are logged in, you will see the available Home Credit personal loan offers on the home screen. Additionally, below that you will be able to see the active loan options from Home Credit (if any):
Alternately, you can check the drop down menu by tapping the button on the top left corner of the home screen and then click on the ‘My Loans’ link to check the status of your current Home Credit loans.

E- Services Available on Home Credit Personal Loan Mobile App

Access your account details 24×7: Account details like payment history and download/loan summary/email repayment statement, etc. can be easily accessed
Update your contact details: With Home Credit mobile app, you can update your email ID and mobile number
Pay your EMIs online: You can conveniently pay your EMIs online with the help of the Home Credit App
Avail exciting offers: If you are planning to take a loan, you can explore various loan offers using the Home Credit App

Important Aspects

Some important things to keep in mind when using the Home Credit Personal Loan App are as follows:

Avoid downloading the Home Credit app from Google Store. Make sure to download the app only though the link available on the official website of Home Credit
Download the updated app of Home Credit personal loan
While setting the PIN, make sure that you set a strong PIN and ensure that you change it at regular intervals
Do not share your PIN with anyone
Do not use public Wi-Fi while logging into the app
Do not forget to sign out every time you finish using the app
Do not download un-verified apps in the phone you are using to access your banking information

Avail Personal Loan for
All Your Needs

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

Avail Personal Loan for
All Your Needs

Personal Loan Articles

Importance of No Dues Certificate in Personal Loan Closure

Paisabazaar02 Sept 2025

Loan rejected despite high income? Here’s what you need to know

Paisabazaar19 Aug 2025

Personal Loan for First Time Borrowers: What Customers Must Know

Paisabazaar04 Aug 2025

How I Saved Rs 22,000 on My Personal Loan through Prepayment

Bhumika Khandelwal31 Jul 2025

How Have Personal Loans Advanced Over the Past few Years

Paisabazaar17 Jul 2025

Factors To Consider While Selecting a Personal Loan Lender

Paisabazaar16 Jul 2025

Instant Personal Loan Apps: Avoid These 5 Pitfalls

Bhumika Khandelwal16 Jul 2025

Reasons for Delay in Personal Loan Processing

Paisabazaar09 Jul 2025

APR vs Interest Rate in Personal Loans: What’s the Difference?

Bhumika Khandelwal07 Jul 2025

Tips to Choose an Ideal Personal Loan Tenure

Paisabazaar07 Jul 2025

View All Articles

What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

Abhishek ThakuraJan 14, 2026

View All Testimonials

Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

Check Best Personal Loan Offers
with Quick Disbursal