The documents required for a personal loan may differ based on the type of personal loan you are applying for. Here is a list of documents required for Home Credit Personal Loans for both new as well as the existing customers of Home Credit India:
Home Credit Personal Loan Documents Required
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How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Documents Required for Availing Home Credit Personal Loan
List of Home Credit Personal Loan Documents for Existing Customers
Identity Proof:
Address Proof (any one):
List of Home Credit Personal Loan Documents for New Customers
Identity Proof:
Address Proof (any one):
Along with the above-mentioned documents, Home Credit India may also ask its personal loan applicants for additional documents such as their salary receipts, bank statements, etc. at its discretion.
Avail Personal Loan for
All Your Needs

Avail Personal Loan for
All Your Needs
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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