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HDFC Bank Marriage Loan

4.5/5

15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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ICICI BankICICI Bank
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2.5%
Max. Loan Amount₹2 Crore
HDFC BankHDFC Bank
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹4999+GST
Max. Loan Amount₹50 Lakh
Axis BankAxis Bank
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹40 Lakh
Kotak BankKotak Bank
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹12999+GST
Max. Loan Amount₹50 Lakh
Bajaj FinservBajaj Finserv
Processing Time1 - 2 Days
Interest Rate10% onwards
Processing FeesUpto 1.2%
Max. Loan Amount₹75 Lakh
IDFC First BankIDFC First Bank
Processing Time1 - 2 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹1 Crore
CholamandalamCholamandalam
Processing Time3 - 5 Days
Interest Rate17% onwards
Processing FeesUpto 4%
Max. Loan Amount₹50 Lakh

Snapshot of HDFC Wedding Loan

  • Loan amount: From Rs. 25,000 to Rs. 50 lakh
  • Interest rate: 9.99%-24.00% p.a.
  • Loan tenure: 12 to 84 months.
  • Processing fees: Up to Rs. 6,500/- + GST
  • Collateral: Not needed

Why Consider HDFC Personal Loan for Wedding Expenses

Borrowers can get a personal loan for marriage in a quick and simple manner from HDFC Bank. The lender offers multiple benefits including:

  • Flexible repayment tenure
  • Competitive interest rates
  • No need for collateral
  • Higher loan amount limit
  • Loan disbursed within hours

HDFC Marriage Loan Interest Rate Structure

HDFC Bank Personal Loan interest rates for marriage loans range between 9.99% - 24.00% p.a. While the bank has not disclosed the differential interest rates based on credit-score, occupation, income or other parameters, most lenders consider monthly income, job profile, employer’s profile, credit score, etc. of the loan applicants for setting their personal loan interest rates

Charges Applicable on HDFC Wedding Loan

Processing fees: Up to Rs. 6.500

Prepayment Charges

Premature Closure Charges (For Full Payment) Premature closure charges (applicable on principal outstanding) post cooling-off/look-up period:

Up to 24 EMI repayment: 4% of principal outstanding.

Post 24 EMI and up to 36 EMI repayment: 3% of principal outstanding.

Post 36 EMI repayment: 2% of principal outstanding.

Premature Closure Charges (For Part Payment) Partial premature closure charges (applicable on part payment amount):

Partial premature payment is allowed post payment of first EMI.

Post 01 EMI and up to 24 EMI repayment: 4% of part payment amount.

Post 24 EMI and up to 36 EMI repayment: 3% of part payment amount.

Post 36 EMI repayment: 2% of part payment amount.

Partial premature payment is allowed, post servicing of 1st EMI, up to 25% of principal outstanding, only once in the financial year and twice during the loan tenure.

Other fees and charges

Legal/Incidental Charges At actuals
Interest on Unpaid Instalment If the due date for the EMI is missed, interest will be charged on the unpaid EMI for the number of days it was delayed.
Amortization schedule charges Rs. 50 per schedule for physical copy. Customers can also download from the website free of cost.
Payment Return Charges Rs. 450 per instance

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Step-by-Step Process to Apply via Paisabazaar

Applicants can apply for a HDFC marriage loan on Paisabazaar by following the steps below:

  • Head to the personal loan section
  • Fill in the requested details (employed type, income range)
  • Choose HDFC Bank from the list of lenders
  • Apply for the loan

FAQs

What is the maximum loan amount available for HDFC Marriage Loan?

The maximum loan amount offered by HDFC for marriage is Rs. 50 lakh. However, the final approved limit depends on a borrower’s creditworthiness.

What is the interest rate for HDFC wedding loan?

HDFC personal loan is offered at an interest rate starting from 9.99% p.a. However, the final interest rate on your loan will be decided based on a number of factors, including your credit score, income, employment profile and more.

What is the repayment tenure for HDFC marriage loan?

The repayment tenure for HDFC marriage loans ranges from 12 to 84 months. Borrowers can opt for a tenure based on their repayment capability.

Can I get a marriage loan without collateral?

Yes, HDFC offers marriage personal loans without collateral. Additionally, borrowers can also check other personal loan offers for marriage on Paisabazaar and choose the best-suited one.

Can I prepay my HDFC marriage loan?

Yes, you can prepay your HDFC marriage loan. The lender charges prepayment fees on both part and full prepayment. Borrowers should consider these charges before prepaying to maximize their benefits.

What credit score is required for a wedding loan?

A credit score of 750 and above is preferred by the lender for marriage personal loan.

Can self-employed individuals apply for HDFC wedding loans?

Yes, self-employed individuals can apply for a HDFC marriage loan. However, the eligibility criteria for self-employed individuals may be different from salaried individuals.

What expenses can be covered under a marriage loan?

Weddings are usually expensive. Personal loans can help borrowers cover the cost of many things, including decoration, food & lodging, jewellery shopping and more.

Can I apply for an HDFC marriage loan online?

Yes, borrowers can apply for a HDFC marriage loan online through Paisabazaar. They can either visit the official website or download the Paisabazaar App for apply for loan.

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What our customers say

Get My Personal loan disbursed

I would like to give a huge shoutout to Munni Nayak from Paisabazaar for her incredible support in helping me get my personal loan disbursed within just a few days. She was extremely cooperative throughout the entire process and demonstrated great knowledge by explaining every step in detail with patience and clarity. I truly appreciate her dedication, professionalism, and the smooth experience she provided. Thank you so much, Munni, for all your help and support!

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Preeti BhattMay 16, 2026

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026
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Anubhuti Agrawal profile
Written ByLinkedIn icon
Anubhuti Agrawal
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.

The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.

The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.

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