- Consumers can avail Equitas Small Finance Bank personal loans on competitive interest rates to meet personal different financial needs.
- With the Paisabazaar platform applicants can experience a seamless digital loan process and end-to-end expert assistance.
- The consumer’s loan approval is based on his/her repayment capacity and creditworthiness.
- Equitas Small Finance Bank personal loans are disbursed quickly and require minimal documentation.
- These personal loans can be repaid over a flexible tenure and need no collateral or security.
Equitas Bank Personal Loan
Equitas Small Finance Bank offers personal loan at an interest rates starting from 10.49% p.a. for loan amount of Rs.2 lakh onwards. The loan repayment tenure is offered by the bank is up to 5 years....
Equitas Small Finance Bank offers personal loan at an interest rates starting from 10.49% p.a. for loan amount of Rs. 2 lakh onwards. The loan repayment tenure is offered by the bank is up to 5 years.
Highest Approval Chances
Hassle-Free Digital Application Process
End-to-End Expert Assistance
Minimal Documentation Needed

4.5/5
15.5L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Get Cashback of ₹1,000* on Loan Disbursal
Valid till 31st March '26*T&C Apply
Instant Personal Loan
Get up to ₹50 Lakhs starting at 9.98%
4.5/5
15.5L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Highest Approval Chances
Hassle-Free Digital Application Process
End-to-End Expert Assistance
Minimal Documentation Needed
Find Best Personal Loan Offers
HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
About Equitas Small Finance Bank Personal Loan
Equitas Bank Personal Loan Highlights
| Interest rate | 10.49% p.a.to 15% p.a. |
| Loan amount | Rs. 2 lakh onwards |
| Repayment tenure | From 12 months to 5 years |
| Processing fee | Up to 3% of the loan amount plus applicable charges |
Equitas Personal Loan Interest Rate
The interest rates of Equitas Bank Microfinance loans range between 10.49% to 15% p.a. While Equitas Small Finance Bank has not disclosed the interest rates for its MSME loan, it has mentioned that the interest rates for MSME loans are linked to FBIL 3-month Treasury Bill rate.
Also read: What are the personal loan interest rates offered by top banks/NBFCs?
Fees & Charges of Equitas Personal Loan
Processing Fee for Personal Loan
| Processing Fee | Up to 3% of the sanctioned loan amount + applicable taxes |
Fees & Charges for Equitas Personal Loan
| Nature of Charge/Fee | Actual Charges (Excluding GST) |
|---|---|
| Penal Charges | Up to 3% per month for the delayed days on the EMI overdue from EMI due date till its payment date |
| Part-prepayment Charges | 2% on the repayment amount (After 6 months) |
| Fore-closure Charges | 2% on the principal outstanding on the date of closure (After 12 months of disbursement) |
| EMI Return(Cheque/NACH/ES) Charges | Rs. 500 per instance |
| Credit Shield | As applicable |
Avail Personal Loan for
All Your Needs
Eligibility Criteria for Equitas Bank Personal Loan
The below mentioned is the eligibility criteria as defined by the Equitas Bank for the personal loan:
Equitas Bank Personal Loan Documents
Find below the basic personal loan documents required by Equitas Small Finance Bank for personal loan:
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Explore Our Personal Loan Lenders
Avail Personal Loan for
All Your Needs
Personal Loan Articles
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