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Fibe Personal Loan

Fibe, earlier known as EarlySalary, offers personal loans at interest rates starting from 18% p.a. Prospective borrowers can avail Fibe Personal Loan for loan amount of up to Rs 5 lakh and repayment tenures of up to 3 years. Fibe also offers instant approvals and quick disbursals on personal loans.
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Valid till 31st March '26*T&C Apply
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

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15.5L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About Fibe Personal Loan

  • Fibe offers personal loans at competitive interest rates with no end-usage restrictions.
  • The loan proceeds can be used for multiple purposes, such as wedding, medical emergency, home renovation, etc.
  • The loan application process is completely digital with instant approval and digital documentation.
  • The lender also offers personal loans to new-to-credit customers.
  • The loan is disbursed directly in the bank account of the borrower within 10 minutes of loan approval.

Fibe Personal Loan Interest Rate

FIbe offers interest rates on personal loans based on customer profile and eligibility score. The interest rates for Fibe personal loans start from 18% p.a. on a reduced balance basis.

Rates as of 20th November 2025

Fees and Charges of Fibe Personal Loan

  • Prepayment/Preclosure charges: NIL
  • Bounce Charges: Rs. 500+GST
  • Late payment charges: Rs. 500 + GST or 3% of the total loan amount, whichever is higher as per the overdue amount
  • Stamp Duty: 0.1% of the loan amount
  • Mandate rejection charges: Rs. 250 + GST

Types of Fibe Personal Loan

Fibe Instant Cash Loan

  • Purpose: Instant cash loan is an unsecured loan, which borrowers can avail to meet their emergency expenses such as home repair, unplanned travel or sudden medical expenses.
  • Loan amount: Rs 5,000 to Rs 5 lakh

Fibe Auto Loan

It is a type of personal loan, which borrowers can avail to purchase a two-wheeler or used car.

Types of Fibe Auto Loan

Fibe Two Wheeler Loan

  • Purpose: Borrowers can avail Fibe two-wheeler loan to purchase a two-wheeler vehicle
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Used Car Loan

  • Purpose: Fibe offers used car loans to help borrowers purchase a used car.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Education Loan

  • Purpose: Borrowers can avail Fibe education loan to meet expenses related to their child’s higher education.
  • Loan amount: Up to Rs 5 lakh

Fibe Wedding Loan

  • Purpose: Fibe offers wedding loans to help borrowers meet their wedding-related expenses.
  • Loan amount: Up to Rs 5 lakh

Fibe Home Renovation Loan

  • Purpose: Borrowers can avail home renovation loans for meeting expenses related to their home repair or improvement such as painting, tiling and flooring.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Medical Loan

  • Purpose: Fibe medical loan is an unsecured personal loan, which borrowers can avail to meet their expenses related to sudden medical emergencies.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Personal Loan for Salaried Professional

  • Purpose: Fibe offers an instant personal loan to salaried professionals to meet their emergency expenses related to education, wedding, home renovation, etc.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Personal Loan for Government Employees

  • Purpose: Fibe offers an instant personal loan to government employees to meet their urgent cash requirements related to higher education, vacations, debt consolidation, etc.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Consumer Durable Loan

Borrowers can avail Fibe personal loan and its variants to purchase household appliances or tech-gadgets.

Types of Fibe Consumer Durable Loan

Fibe Smart TV Loan

  • Purpose: Fibe smart TV loan is an instant personal loan variant, which borrowers can avail to purchase smart TV
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Refrigerator Loan

  • Purpose: Borrowers can avail Fibe refrigerator loan to purchase refrigerators.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Washing Machine Loan

  • Purpose: Fibe washing machine loan is an instant personal loan variant, which borrowers can avail to purchase washing machines.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe AC Loan

  • Purpose: Borrowers can avail Fibe AC loan to purchase air conditioners.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Kitchen Appliances Loan

  • Purpose: Fibe kitchen appliances loan is an instant personal loan facility, which borrowers can avail to purchase kitchen appliances such as gas, stove, induction cookers, grinders, etc.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Laptop Loan

  • Purpose: Fibe offers laptop loans to help borrowers purchase laptops.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Avail Personal Loan for
All Your Needs

Fibe Personal Loan facilities offered under Employer Tie-up

Fibe offers three credit solutions under the employer tie-up facility wherein the employees can avail credit facility to meet their short-term financial requirements.

  • Earned Wage Access: It is a form of salary advance under which employees can withdraw a portion of the accrued income at any time of the month at a nominal fee. Employees can apply via payroll system and get approval within 5 minutes.
  • Fibe Shakti: It is a short-term advance to meet the financial needs of blue-collared workers. Under this facility, borrowers can get up to 1.5 times of their salary and repay the amount over a tenure of 3 months.
  • Fibe Salary Advance: It is a salary advance loan where borrowers can get amounts of up to Rs 5 lakh and repay the loan between 3 to 24 months. Borrowers can also get a 0.5% reduction benefit on interest rates.

Fibe Personal Loan Eligibility Criteria

  • Indian resident
  • Age: Between 21 and 55 years old
  • Salary:
    • Minimum salary should be Rs 18,000 (for metro cities)
    • Minimum salary should be Rs 15,000 (for non-metro cities)

Documents Required for Fibe Personal Loan

  • A selfie/passport size photograph
  • Identity proof: Passport/Aadhaar card/PAN Card/Driving License
  • Address proof: Passport/Rental agreement/Utility bills/Voter ID
  • Income proof: Bank statements and salary stubs for the last 3 to 6 months

Note: All the documents required for personal loans should be submitted in PDF format.

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan for
All Your Needs

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What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

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20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

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Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

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Abhishek ThakuraJan 14, 2026
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