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Fibe Personal Loan

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100% Digital Journey

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Affordable Interest Rates

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Loan Disbursal in Minutes

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Easy and Secure App

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2839 Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About Fibe Personal Loan

  • Fibe offers personal loans at competitive interest rates with no end-usage restrictions.
  • The loan proceeds can be used for multiple purposes, such as wedding, medical emergency, home renovation, etc.
  • The loan application process is completely digital with instant approval and digital documentation.
  • The lender also offers personal loans to new-to-credit customers.
  • The loan is disbursed directly in the bank account of the borrower within 10 minutes of loan approval.

Fibe Personal Loan Interest Rate

FIbe offers interest rates on personal loans based on customer profile and eligibility score. The interest rates for Fibe personal loans start from 18% p.a. on a reduced balance basis.

Rates as of 20th November 2025

Fees and Charges of Fibe Personal Loan

  • Prepayment/Preclosure charges: NIL
  • Bounce Charges: Rs. 500+GST
  • Late payment charges: Rs. 500 + GST or 3% of the total loan amount, whichever is higher as per the overdue amount
  • Stamp Duty: 0.1% of the loan amount
  • Mandate rejection charges: Rs. 250 + GST

Types of Fibe Personal Loan

Fibe Instant Cash Loan

  • Purpose: Instant cash loan is an unsecured loan, which borrowers can avail to meet their emergency expenses such as home repair, unplanned travel or sudden medical expenses.
  • Loan amount: Rs 5,000 to Rs 5 lakh

Fibe Auto Loan

It is a type of personal loan, which borrowers can avail to purchase a two-wheeler or used car.

Types of Fibe Auto Loan

Fibe Two Wheeler Loan

  • Purpose: Borrowers can avail Fibe two-wheeler loan to purchase a two-wheeler vehicle
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Used Car Loan

  • Purpose: Fibe offers used car loans to help borrowers purchase a used car.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Education Loan

  • Purpose: Borrowers can avail Fibe education loan to meet expenses related to their child’s higher education.
  • Loan amount: Up to Rs 5 lakh

Fibe Wedding Loan

  • Purpose: Fibe offers wedding loans to help borrowers meet their wedding-related expenses.
  • Loan amount: Up to Rs 5 lakh

Fibe Home Renovation Loan

  • Purpose: Borrowers can avail home renovation loans for meeting expenses related to their home repair or improvement such as painting, tiling and flooring.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Medical Loan

  • Purpose: Fibe medical loan is an unsecured personal loan, which borrowers can avail to meet their expenses related to sudden medical emergencies.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Personal Loan for Salaried Professional

  • Purpose: Fibe offers an instant personal loan to salaried professionals to meet their emergency expenses related to education, wedding, home renovation, etc.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Personal Loan for Government Employees

  • Purpose: Fibe offers an instant personal loan to government employees to meet their urgent cash requirements related to higher education, vacations, debt consolidation, etc.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Consumer Durable Loan

Borrowers can avail Fibe personal loan and its variants to purchase household appliances or tech-gadgets.

Types of Fibe Consumer Durable Loan

Fibe Smart TV Loan

  • Purpose: Fibe smart TV loan is an instant personal loan variant, which borrowers can avail to purchase smart TV
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Refrigerator Loan

  • Purpose: Borrowers can avail Fibe refrigerator loan to purchase refrigerators.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Washing Machine Loan

  • Purpose: Fibe washing machine loan is an instant personal loan variant, which borrowers can avail to purchase washing machines.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe AC Loan

  • Purpose: Borrowers can avail Fibe AC loan to purchase air conditioners.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Kitchen Appliances Loan

  • Purpose: Fibe kitchen appliances loan is an instant personal loan facility, which borrowers can avail to purchase kitchen appliances such as gas, stove, induction cookers, grinders, etc.
  • Loan amount: Rs 8,000 to Rs 5 lakh

Fibe Laptop Loan

  • Purpose: Fibe offers laptop loans to help borrowers purchase laptops.
  • Loan amount: Rs 8,000 to Rs 5 lakh

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Fibe Personal Loan facilities offered under Employer Tie-up

Fibe offers three credit solutions under the employer tie-up facility wherein the employees can avail credit facility to meet their short-term financial requirements.

  • Earned Wage Access: It is a form of salary advance under which employees can withdraw a portion of the accrued income at any time of the month at a nominal fee. Employees can apply via payroll system and get approval within 5 minutes.
  • Fibe Shakti: It is a short-term advance to meet the financial needs of blue-collared workers. Under this facility, borrowers can get up to 1.5 times of their salary and repay the amount over a tenure of 3 months.
  • Fibe Salary Advance: It is a salary advance loan where borrowers can get amounts of up to Rs 5 lakh and repay the loan between 3 to 24 months. Borrowers can also get a 0.5% reduction benefit on interest rates.

Fibe Personal Loan Eligibility Criteria

  • Indian resident
  • Age: Between 21 and 55 years old
  • Salary:
    • Minimum salary should be Rs 18,000 (for metro cities)
    • Minimum salary should be Rs 15,000 (for non-metro cities)

Documents Required for Fibe Personal Loan

  • A selfie/passport size photograph
  • Identity proof: Passport/Aadhaar card/PAN Card/Driving License
  • Address proof: Passport/Rental agreement/Utility bills/Voter ID
  • Income proof: Bank statements and salary stubs for the last 3 to 6 months

Note: All the documents required for personal loans should be submitted in PDF format.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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What our customers say

My loan got approved immediately

I wanted a loan and I was able to get it approved through Paisabazaar. It was instantaneous and I got the amount in my account in 2 days only.

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Priyam Sarkar MajumdarDec 10, 2025

I get loan from here

I get loan from Paisabazaar here and it is very quickly given to me.

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Bilal ZaidiDec 9, 2025

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

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Mohit YadavDec 3, 2025

Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

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Gautam BakshiDec 3, 2025

Lower Rate than My Own Bank

Got a lower interest rate than my bank was offering.Smooth digital verification and quick disbursal.

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Shivani SuryaDec 3, 2025

Pre-approved offers with quick approval

I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

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Suraj VermaDec 3, 2025

Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

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Shiv KumarDec 3, 2025

Best Loan Terms on My Credit Score in the Market

Paisabazaar helped me get a loan even with a borderline credit score. Really impressed with how smooth everything was.

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SunnyDec 3, 2025

Multiple offers in Minutes

Paisabazaar helped me compare multiple loan offers in minutes, and I got the best rate without any paperwork.

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Ankita BajajDec 3, 2025

Transparent Process and Multiple Options

Transparent process with detailed breakdown of EMIs and charges. Felt confident choosing a lender after comparing multiple offers.

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Akaash SinghDec 3, 2025
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