- Interest rates starting from 18% p.a
- Collateral-free loans with no end-usage restrictions, except for speculation
- Repayment tenure ranges up to 3 years
- Minimal documentation
- Instant loan disbursal in as little as 2 minutes
- Zero foreclosure charges
- Offers loans to new-to-credit customers also
PAISABAZAAR PARTNER

Fibe Loan

Get Cashback of
₹
500*
on Loan Disbursal
Valid till 30th September '26
*T&C Apply
Instant Personal Loan
Get up to ₹50 Lakhs starting at 9.99%
Interest Rate
18% Onwards
Processing Time
Instant
Processing Fee
2.75%
Max Loan Amount
₹5 Lakh
4.5/5
15.6L Reviews
6cr+Satisfied Customers
30+Lending Partners
₹65k Cr+Loans Disbursed
Fibe Personal Loan Overview & Key Highlights
Get Cashback of ₹500* on Loan Disbursal (Valid till 30 September '26)
₹
5K1Cr
1Yrs7Yrs
Processing TimeInstant
Interest Rate18%
Processing Fee2.75%
Max Loan Amount₹5 Lakh
EMI₹0
Fibe Personal Loan Interest Rates
As of 2026, Fibe offers personal loan interest rates starting from 18% p.a., depending on the credit profile of the applicants. The personal loan interest rate vary depending on the credit score, repayment tenure, and the loan amount availed. Credit score is not considered for new-to-credit customers.
Eligibility Criteria for Salaried and Self-Employed
Below-mentioned is the eligibility criteria set by Fibe for its salaried and self-employed applicants.
Prospective borrowers can also use Paisabazaar’s Personal Loan Eligibility Calculator to check their eligibility before applying for a loan and reduce their chances of loan approval.
Documents Required for Instant Approval
Below-mentioned are the documents required for instant loan approval:
Fibe Personal Loan EMI Calculator & Repayment Example
A personal loan EMI calculator is an online financial tool used to calculate the EMIs and total interest cost payable over the loan tenure. Individuals can use Paisabazaar’s Personal Loan EMI Calculator to assess their loan affordability before applying for a loan. All you need to do is enter the loan amount, interest rate and loan tenure and get instant results.A personal loan EMI calculator is quick, automated, online, accurate and highly accessible. It allows individuals to know their EMI eligibility and helps them make informed decisions.
EMI Examples for Different Interest Rates
| Loan Amount (Rs.) | Interest Rate (p.a.) | Loan Tenure | EMI (Rs.) |
|---|---|---|---|
| 10 lakh | 18.00% | 3 | 36,152 |
| 10 lakh | 20.00% | 3 | 37,164 |
| 10 lakh | 22.00% | 3 | 38,190 |
How to Apply for Fibe Personal Loan Online
You can apply for Fibe personal loan online through Paisabazaar in the following steps:
Detailed Fees & Charges for Fibe Loan
| Particulars | Charges |
|---|---|
| Processing fees | 2% of the loan amount onwards |
| Foreclosure charges | NIL |
| NACH/e - mandate bounce charges | Rs. 500 per instance |
| Mandate rejection charges | Rs. 250 |
| Stamp duty | 0.1% of loan amount |
| Late payment charges | Rs. 500 or 3% of the overdue EMI amount for every delay, whichever is higher |
How to Track Fibe Loan Status & Customer Care
You can track the Fibe personal loan status through the official website of Fibe. You can also call on the above-mentioned numbers to know your personal loan status.
Fibe vs Top Instant Loan Apps
| Features | Lenders | ||
|---|---|---|---|
| Fibe | KreditBee | MoneyView | |
| Interest Rates | 18% p.a. onwards | 12% p.a. onwards | 14% p.a. onwards |
| Loan amount | Up to Rs. 10 lakh | Up to Rs. 10 lakh | Up to Rs. 10 lakh |
| Loan tenure | 6 - 36 months | Up to 5 years | Up to 5 years |
| Disbursal time | In 2 minutes | In a few minutes | In 10 minutes |
| Processing fee | 2% of the loan amount onwards | 5.1% of the loan amount | 2% onwards |
| Foreclosure charges | NIL | Up to 4% of the outstanding principal | Only after paying at least 3 EMIs |
Looking for the best instant loan option? On Paisabazaar, you can compare loan offers from lenders such as Fibe, KreditBee, MoneyView, and 30+ other banks and NBFCs on a single platform. Use the paisabazaar instant loan app to compare interest rates, loan amounts, repayment tenures, processing fees, and disbursal timelines, and apply online through a seamless digital process.
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Personal Loan Articles
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Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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Get up to ₹50 Lakhs starting at 9.99%*
Get up to ₹50 Lakhs starting at 9.99%*

















