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Fibe Loan

4.5/5

15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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100% Digital Journey

Curated offers from 30+ lenders

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Affordable Interest Rates

Money in your account instantly

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Loan Disbursal in Minutes

Offers ranked according to eligibility

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Fibe Personal Loan Overview & Key Highlights

  • Interest rates starting from 18% p.a
  • Collateral-free loans with no end-usage restrictions, except for speculation
  • Repayment tenure ranges up to 3 years
  • Minimal documentation
  • Instant loan disbursal in as little as 2 minutes
  • Zero foreclosure charges
  • Offers loans to new-to-credit customers also

Fibe Personal Loan Interest Rates

As of 2026, Fibe offers personal loan interest rates starting from 18% p.a., depending on the credit profile of the applicants. The personal loan interest rate vary depending on the credit score, repayment tenure, and the loan amount availed. Credit score is not considered for new-to-credit customers.

Comparison of Fibe Personal Loan with Top Lenders

Bank/NBFCInterest Rates (% p.a.)Processing Fees
Aditya Birla Finance10.99 onwardsUp to 4%
Axis Bank9.99 onwards*Up to 2%
Bank of Baroda10.15-18.00Up to 2% (Max. Rs. 10,000)
Bajaj Finance Limited10.00-30.00Up to 3.93%
Bank of India10.85-16.15Up to 1% (Min. Rs. 250; Max. Rs. 15,000)
Bank of Maharashtra8.75-13.55Up to 1% (Max. Rs. 10,000)
Canara Bank9.70-15.15Up to 0.5% (Max. Rs. 5000)
Central Bank of India9.85-11.65Up to 1%
Cholamandalam IFC10.00-28.004% - 6%
Dhani Loans & Services Ltd.13.99 onwards3% onwards
Federal Bank12.00 - 22.50*Up to 2%
HDB Financial Services10.00 - 35.00Up to 5.90%
HDFC Bank9.99 onwardsUp to Rs 6,500
Hero FincorpUp to 30*2.3% - 3%
HSBC Bank9.75 onwardsUp to 2%
ICICI Bank9.99 onwardsUp to 2%
IDFC FIRST Bank9.99 onwardsUp to 2%
IIFL Finance12.00 - 28.002% - 9%
Indian Overseas Bank10.25 onwardsUp to 0.75%
IndusInd Bank10.35 onwards*Up to 3.5%
Kotak Mahindra Bank9.98 onwards*Up to 5%
L&T Finance11.00 onwardsUp to 3%
Mahindra Finance8.00 - 25.002% of loan amount or Rs. 5,000, whichever is lower
Mannapuram Finance18.00 - 24.001% of loan amount
Moneyview14.00 onwards2% onwards
Muthoot Finance13.50 onwardsVaries for each application
Piramal Finance12.14 onwardsUp to 5%
Poonawalla Fincorp9.99 onwardsUp to 3%
Punjab & Sind Bank9.60-13.850.50% - 1%
Punjab National Bank10.25-16.80Up to 1%
Shriram Finance11.00 onwardsUp to 5%
Tata Capital10.99 onwardsUp to 3.5%
UCO Bank9.95 - 13.20Up to 1% (Min. Rs. 750)
Union Bank of India8.75 - 12.55Up to 1% (Max. Rs. 7,500)

*Paisabazaar special rates


Note: Rates as of 1st June 2026

Eligibility Criteria for Salaried and Self-Employed

Below-mentioned is the eligibility criteria set by Fibe for its salaried and self-employed applicants.

  • The applicant should be an Indian resident.
  • The minimum age of the applicant should be 19 years at the time of loan application and 55 years at the time of loan maturity.
  • The minimum monthly income of the applicant should be Rs. 25,000.

Prospective borrowers can also use Paisabazaar’s Personal Loan Eligibility Calculator to check their eligibility before applying for a loan and reduce their chances of loan approval.

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Avail Personal Loan for
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Documents Required for Instant Approval

Below-mentioned are the documents required for instant loan approval:

  • A clear photograph of the applicant.
  • ID proof - Aadhaar card, PAN card, driving license, passport
  • Address proof - Aadhaar card, rent agreement, driving license, utility bills, voter ID, passport, etc.
  • Bank statement
  • Salary slip for the last 3 months

Fibe Personal Loan EMI Calculator & Repayment Example

A personal loan EMI calculator is an online financial tool used to calculate the EMIs and total interest cost payable over the loan tenure. Individuals can use Paisabazaar’s Personal Loan EMI Calculator to assess their loan affordability before applying for a loan. All you need to do is enter the loan amount, interest rate and loan tenure and get instant results.A personal loan EMI calculator is quick, automated, online, accurate and highly accessible. It allows individuals to know their EMI eligibility and helps them make informed decisions.

EMI Examples for Different Interest Rates

Loan Amount (Rs.) Interest Rate (p.a.) Loan Tenure EMI (Rs.)
10 lakh 18.00% 3 36,152
10 lakh 20.00% 3 37,164
10 lakh 22.00% 3 38,190

How to Apply for Fibe Personal Loan Online

You can apply for Fibe personal loan online through Paisabazaar in the following steps:

  • Visit Paisabazaar app.
  • Login to your account.
  • Go to the dashboard and tap on the “Personal Loan” icon.
  • The app fetches your credit report and shows curated offers matching your credit profile.
  • Check for Fibe personal loan details and apply.

Detailed Fees & Charges for Fibe Loan

Particulars Charges
Processing fees 2% of the loan amount onwards
Foreclosure charges NIL
NACH/e - mandate bounce charges Rs. 500 per instance
Mandate rejection charges Rs. 250
Stamp duty 0.1% of loan amount
Late payment charges Rs. 500 or 3% of the overdue EMI amount for every delay, whichever is higher

How to Track Fibe Loan Status & Customer Care

  • Customer Care Number: 020-67639797
  • Email: care@fibe.in

You can track the Fibe personal loan status through the official website of Fibe. You can also call on the above-mentioned numbers to know your personal loan status.

Fibe vs Top Instant Loan Apps

Features Lenders
Fibe KreditBee MoneyView
Interest Rates 18% p.a. onwards 12% p.a. onwards 14% p.a. onwards
Loan amount Up to Rs. 10 lakh Up to Rs. 10 lakh Up to Rs. 10 lakh
Loan tenure 6 - 36 months Up to 5 years Up to 5 years
Disbursal time In 2 minutes In a few minutes In 10 minutes
Processing fee 2% of the loan amount onwards 5.1% of the loan amount 2% onwards
Foreclosure charges NIL Up to 4% of the outstanding principal Only after paying at least 3 EMIs

Looking for the best instant loan option? On Paisabazaar, you can compare loan offers from lenders such as Fibe, KreditBee, MoneyView, and 30+ other banks and NBFCs on a single platform. Use the paisabazaar instant loan app to compare interest rates, loan amounts, repayment tenures, processing fees, and disbursal timelines, and apply online through a seamless digital process.

Tips to Get Instant 2-Minute Approval

  • Use a digital platform for quick loan application and instant disbursal.
  • Apply for a pre-approved personal loan.
  • Maintain a strong credit score (usually 760 and above).
  • Keep your documents handy for uploading.
  • Fill the application form without any errors.
  • Shoe stable job and consistent income.
  • Keep your EMI/NMI ratio low.

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan for
All Your Needs

Avail Personal Loan Banner

Avail Personal Loan for
All Your Needs

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What our customers say

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026
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Anubhuti Agrawal profile
Written ByLinkedIn icon
Anubhuti Agrawal
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.

The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.

The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.

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