- Interest rates starting from 18% p.a
- Collateral-free loans with no end-usage restrictions, except for speculation
- Repayment tenure ranges up to 3 years
- Minimal documentation
- Instant loan disbursal in as little as 2 minutes
- Zero foreclosure charges
- Offers loans to new-to-credit customers also
Fibe Loan
4.5/5
15.6L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
100% Digital Journey
Curated offers from 30+ lenders
Affordable Interest Rates
Money in your account instantly
Loan Disbursal in Minutes
Offers ranked according to eligibility
Easy and Secure App
Hassle-free & paperless

Find Best Personal Loan Offers
HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?



Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Fibe Personal Loan Overview & Key Highlights
Fibe Personal Loan Interest Rates
As of 2026, Fibe offers personal loan interest rates starting from 18% p.a., depending on the credit profile of the applicants. The personal loan interest rate vary depending on the credit score, repayment tenure, and the loan amount availed. Credit score is not considered for new-to-credit customers.
Comparison of Fibe Personal Loan with Top Lenders
| Bank/NBFC | Interest Rates (% p.a.) | Processing Fees |
|---|---|---|
| Aditya Birla Finance | 10.99 onwards | Up to 4% |
| Axis Bank | 9.99 onwards* | Up to 2% |
| Bank of Baroda | 10.15-18.00 | Up to 2% (Max. Rs. 10,000) |
| Bajaj Finance Limited | 10.00-30.00 | Up to 3.93% |
| Bank of India | 10.85-16.15 | Up to 1% (Min. Rs. 250; Max. Rs. 15,000) |
| Bank of Maharashtra | 8.75-13.55 | Up to 1% (Max. Rs. 10,000) |
| Canara Bank | 9.70-15.15 | Up to 0.5% (Max. Rs. 5000) |
| Central Bank of India | 9.85-11.65 | Up to 1% |
| Cholamandalam IFC | 10.00-28.00 | 4% - 6% |
| Dhani Loans & Services Ltd. | 13.99 onwards | 3% onwards |
| Federal Bank | 12.00 - 22.50* | Up to 2% |
| HDB Financial Services | 10.00 - 35.00 | Up to 5.90% |
| HDFC Bank | 9.99 onwards | Up to Rs 6,500 |
| Hero Fincorp | Up to 30* | 2.3% - 3% |
| HSBC Bank | 9.75 onwards | Up to 2% |
| ICICI Bank | 9.99 onwards | Up to 2% |
| IDFC FIRST Bank | 9.99 onwards | Up to 2% |
| IIFL Finance | 12.00 - 28.00 | 2% - 9% |
| Indian Overseas Bank | 10.25 onwards | Up to 0.75% |
| IndusInd Bank | 10.35 onwards* | Up to 3.5% |
| Kotak Mahindra Bank | 9.98 onwards* | Up to 5% |
| L&T Finance | 11.00 onwards | Up to 3% |
| Mahindra Finance | 8.00 - 25.00 | 2% of loan amount or Rs. 5,000, whichever is lower |
| Mannapuram Finance | 18.00 - 24.00 | 1% of loan amount |
| Moneyview | 14.00 onwards | 2% onwards |
| Muthoot Finance | 13.50 onwards | Varies for each application |
| Piramal Finance | 12.14 onwards | Up to 5% |
| Poonawalla Fincorp | 9.99 onwards | Up to 3% |
| Punjab & Sind Bank | 9.60-13.85 | 0.50% - 1% |
| Punjab National Bank | 10.25-16.80 | Up to 1% |
| Shriram Finance | 11.00 onwards | Up to 5% |
| Tata Capital | 10.99 onwards | Up to 3.5% |
| UCO Bank | 9.95 - 13.20 | Up to 1% (Min. Rs. 750) |
| Union Bank of India | 8.75 - 12.55 | Up to 1% (Max. Rs. 7,500) |
*Paisabazaar special rates
Note: Rates as of 1st June 2026
Eligibility Criteria for Salaried and Self-Employed
Below-mentioned is the eligibility criteria set by Fibe for its salaried and self-employed applicants.
Prospective borrowers can also use Paisabazaar’s Personal Loan Eligibility Calculator to check their eligibility before applying for a loan and reduce their chances of loan approval.
Avail Personal Loan for
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Avail Personal Loan for
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Documents Required for Instant Approval
Below-mentioned are the documents required for instant loan approval:
Fibe Personal Loan EMI Calculator & Repayment Example
A personal loan EMI calculator is an online financial tool used to calculate the EMIs and total interest cost payable over the loan tenure. Individuals can use Paisabazaar’s Personal Loan EMI Calculator to assess their loan affordability before applying for a loan. All you need to do is enter the loan amount, interest rate and loan tenure and get instant results.A personal loan EMI calculator is quick, automated, online, accurate and highly accessible. It allows individuals to know their EMI eligibility and helps them make informed decisions.
EMI Examples for Different Interest Rates
| Loan Amount (Rs.) | Interest Rate (p.a.) | Loan Tenure | EMI (Rs.) |
|---|---|---|---|
| 10 lakh | 18.00% | 3 | 36,152 |
| 10 lakh | 20.00% | 3 | 37,164 |
| 10 lakh | 22.00% | 3 | 38,190 |
How to Apply for Fibe Personal Loan Online
You can apply for Fibe personal loan online through Paisabazaar in the following steps:
Detailed Fees & Charges for Fibe Loan
| Particulars | Charges |
|---|---|
| Processing fees | 2% of the loan amount onwards |
| Foreclosure charges | NIL |
| NACH/e - mandate bounce charges | Rs. 500 per instance |
| Mandate rejection charges | Rs. 250 |
| Stamp duty | 0.1% of loan amount |
| Late payment charges | Rs. 500 or 3% of the overdue EMI amount for every delay, whichever is higher |
How to Track Fibe Loan Status & Customer Care
You can track the Fibe personal loan status through the official website of Fibe. You can also call on the above-mentioned numbers to know your personal loan status.
Fibe vs Top Instant Loan Apps
| Features | Lenders | ||
|---|---|---|---|
| Fibe | KreditBee | MoneyView | |
| Interest Rates | 18% p.a. onwards | 12% p.a. onwards | 14% p.a. onwards |
| Loan amount | Up to Rs. 10 lakh | Up to Rs. 10 lakh | Up to Rs. 10 lakh |
| Loan tenure | 6 - 36 months | Up to 5 years | Up to 5 years |
| Disbursal time | In 2 minutes | In a few minutes | In 10 minutes |
| Processing fee | 2% of the loan amount onwards | 5.1% of the loan amount | 2% onwards |
| Foreclosure charges | NIL | Up to 4% of the outstanding principal | Only after paying at least 3 EMIs |
Looking for the best instant loan option? On Paisabazaar, you can compare loan offers from lenders such as Fibe, KreditBee, MoneyView, and 30+ other banks and NBFCs on a single platform. Use the paisabazaar instant loan app to compare interest rates, loan amounts, repayment tenures, processing fees, and disbursal timelines, and apply online through a seamless digital process.
Tips to Get Instant 2-Minute Approval
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Explore Our Personal Loan Lenders
Avail Personal Loan for
All Your Needs

Avail Personal Loan for
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Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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