- Collateral-free personal loans.
- Interest rates starting from 11.99% p.a.
- Loan amount up to Rs. 10 lakh.
- Flexible repayment tenure of up to 4 years.
- Completely digital application process.
- Quick loan approval.
- Fast disbursal.
DMI Finance Personal Loan
4.5/5
15.6L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Seamless Application Process
Highest Approval Chances
End-to-End Expert Assistance
Minimal Documentation Required

Calculate Your Personal Loan EMI
Select Your Bank
₹
50K1Cr
8%30%
1Y 10Y
Your Monthly EMI Payment
₹0
Principal Amount₹0
Interest Amount₹0
Total Amount₹0
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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?



Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Apply Now
DMI Finance Personal Loan - Key Features 2026
DMI Finance Personal Loan Interest Rates
DMI Finance offers personal loans at interest rates starting from 11.99% p.a. The lender sets its personal loan interest rate after factoring in the credit score, monthly income, job profile, employer’s profile and applicant’s existing relationship with the bank. Below-mentioned is the interest rate range offered by DMI Finance to its personal loan applicants.
| Minimum Interest Rate | 11.99% p.a. |
| Maximum Interest Rate | 28.90% p.a. |
DMI Finance Personal Loan Eligibility
Prospective borrowers may follow the below-mentioned eligibility criteria during personal loan application.
Individuals can also check their personal loan eligibility using the Paisabazaar’s Personal Loan Eligibility Calculator and improve their chances of loan approval.
DMI Finance for Self-employed and Gig Workers
Self-employed individuals and gig workers lack formal income proofs. Additionally, they have an unstable job and an inconsistent income. All these factors make them less creditworthy of availing personal loans as compared to salaried applicants.
Such applicants find it difficult to avail DMI Finance personal loans or get it at a comparatively higher interest rate. Their loan eligibility depends on Income Tax Returns, bank statements, business proof, GST, business vintage and their credit history.
Also Read: Personal Loan for Gig Workers
DMI Finance Loan EMI Calculator
An EMI calculator is an online financial tool that evaluates the total EMI and interest cost payable over the loan tenure. Personal Loan EMI Calculator is a quick, accurate, convenient and user-friendly tool that helps prospective borrowers to assess their affordability and make informed decisions. All you need to do is enter your loan amount, loan tenure and interest rate in the EMI calculator and get instant results.
DMI Finance Hidden Charges - Transparency Check
Below-mentioned are the hidden charges for DMI Finance Personal Loan:
| Particulars | Charges |
|---|---|
| Processing fee | Up to 5% of loan amount |
| Preclosure charges | Up to 4% of the outstanding principal |
| Prepayment charges | Up to 4% of the prepaid amount |
| Overdue charges | 1% - 4% per month on overdue amount |
| Other fees and charges | Rs. 500 |
| Late payment charges | For < Rs. 75,000: Rs. 550
For Rs. 75,000 - Rs 1 lakh: Rs 650 For above Re. 1 lakh: Rs. 750 |
Documents Required During Personal Loan Application
Below-mentioned is the list of common documents required during the personal loan application for DMI Finance:
Is DMI Finance Safe and RBI Approved
DMI Finance vs kreditBee vs MoneyView - Comparison
| Features | Lenders | ||
|---|---|---|---|
| DMI Finance | kreditBee | MoneyView | |
| Interest rates | 11.99% p.a. onwards | 12.00% p.a. onwards | 14.00% p.a. onwards |
| Loan amount | Up to Rs. 10 lakh | Up to Rs. 10 lakh | Up to Rs. 10 lakh |
| Loan tenure | Up to 4 years | Up to 5 years | Up to 5 years |
| Processing fee | Up to 5% of loan amount | Up to 5.1% | 2% onwards |
| Type of the financial institution | NBFC | Lending platform | Lending platform |
DMI Finance Customer Care & Complaint
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Apply Now
Explore Our Personal Loan Lenders
FAQs
What is DMI Finance personal loan interest rate 2026?
As of 2026, DMI Finance personal loan interest rates start from 11.99% p.a. depending on the credit profile of the applicants.
Is DMI Finance RBI approved and safe?
Yes, DMI Finance is an RBI-approved and safe lender.
What is the maximum loan amount from DMI Finance?
You can avail a maximum loan amount of Rs. 10 lakh from DMI Finance depending on your repayment capacity.
Can self-employed get DMI Finance personal loan?
Yes, self-employed individuals can get personal loans from DMI Finance.
What is the minimum salary for DMI Finance loan?
The minimum salary required to be eligible for DMI Finance should be Rs. 25,000.
What are the hidden charges in DMI Finance loan?
DMI Finance provides the details about all charges at the time of loan approval. However, most borrowers miss out on checking charges such as processing fees, foreclosure charges, prepayment fees, penal charges, overdue charges, etc.
How to close DMI Finance loan?
You can close the DMI Finance personal loan by paying the preclosure fees once you complete the lock-in period.
DMI Finance vs KreditBee - which is better?
The loan offers vary across lenders depending on the eligibility and credit profile of the applicants. Individuals may get offers based on their eligibility.
What documents are needed for DMI Finance loan?
You are required to submit your Aadhaar card, PAN card, address proof and income proof during DMI personal loan application.
How quickly does DMI Finance disburse loan?
DMI personal loans are disbursed in your loan account in as less as few minutes.
Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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