Paisabazaar Logo - Compare loans and credit cards

DMI Finance Personal Loan

Icon image of Seamless Application Process

Seamless Application Process

Icon image of Highest Approval Chances

Highest Approval Chances

Icon image of End-to-End Expert Assistance

End-to-End Expert Assistance

Icon image of Minimal Documentation Required

Minimal Documentation Required

Illustration

Apply Personal Loan Online

Customer Rating

4.2/5

2839 Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

Find Best Personal Loan Offers

Sort by:

HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

Quick Links

Why Choose Paisabazaar?
image of Compare & Choose the <strong>Best Offer</strong>

Compare & Choose the Best Offer

image of Pre-approved Offers with <strong>Instant Disbursals</strong>

Pre-approved Offers with Instant Disbursals

image of Know Your <strong>Chances of Approval</strong>

Know Your Chances of Approval

image of End-to-End <strong>Digital Process</strong>

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About DMI Finance Personal Loan

  • DMI Finance personal loans are available at attractive interest rates and can be used to meet personal financial needs.
  • Applicants can apply via the Paisabazaar platform and experience a seamless digital loan process and end-to-end expert assistance.
  • The consumer’s loan approval depends on his/her repayment capacity and creditworthiness.
  • DMI Finance personal loans are disbursed almost instantly on approval and require minimal paperwork
  • These personal loans come with flexible repayment options and require no collateral or security.

DMI Finance Personal Loan Highlights

  • Interest rates- Up to 27.90% p.a.
  • Loan amount- Rs. 10,000 to Rs. 10 lakh
  • Repayment tenure- 3 months to 5 years
  • Processing fee- Up to 3.95% of the loan amount

DMI Finance Personal Loan Interest Rate

DMI Finance provides personal loan with interest rates of up to 27.90% p.a. The personal loan interest rate is based on the income profile of the applicant and past credit history.

Fees and Charges of DMI Finance Personal Loan

Particulars Charges
Processing Fees Up to 3.95% of the loan amount
Overdue Charges 1% to 4% p.m. on overdue amount
Prepayment/Foreclosure Charges 2% to 5% on outstanding principal amount
Late Payment Fees Rs 550+GST for loan amount up to Rs 75,000;
Rs 650 + GST for loan amount above Rs 75,000 to Rs 1 lakh;
Rs 750 +GST for loan amount above Rs 1 lakh

Avail Personal Loan For
All Your Needs

Avail Personal Loan Banner

DMI Finance Personal Loan Features

DMI Finance are predominantly B2B and work through front-end partnerships with OEMs, leading fintech companies, as well as leading technology-driven aggregators. The personal loan can also meet personal financial needs, such as medical expenses, higher education, travel, lifestyle financing, and consumer durables.

Loan Amount

DMI Finance offers personal loans ranging from Rs 10,000 to Rs 10 lakh.

Tenure

The repayment tenure for DMI Finance personal loans ranges from 3 months to 5 years.

DMI Finance Personal Loan Eligibility Criteria

DMI Finance personal loans are offered to both salaried and self-employed applicants. However, the NBFC has not disclosed the exact eligibility criteria like age, credit score, minimum income, employer/occupation profile, etc for availing personal loan. However, most lenders consider these factors for evaluating the personal loan eligibility of their personal loan applicants.

Documents Required for DMI Finance Personal Loan

DMI Finance has not explicitly mentioned the documents required for availing personal loan digitally. However, most banks and NBFCs require the following personal loan documents from their loan applicants.

  • For identity proof: Passport, PAN Card, Voter’s ID, Aadhaar card, Driving license
  • For address proof: Aadhaar Card, Driving license, Ration card, Passport
  • For residence proof: Property document, Electricity bill, Maintenance bill
  • Bank Statements of the last 3 years
  • For income proof:
    • Salary slips (Last 3 months) for salaried personal loan applicants
    • Audited balance sheet and Profit & Loss accounts, for self-employed personal loan applicants

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
View All Partners

Avail Personal Loan For
All Your Needs

Avail Personal Loan Banner

FAQs

DMI Finance offers personal loans at an interest rate of up to 27.90% p.a. with repayment tenure extends up to 5 years. Both salaried and self-employed individuals are eligible to apply for a personal loan from DMI Finance.

DMI Finance offers personal loan digitally. Applicants can download the DMI Finance app from the Google Play Store and fill out their loan application directly within the app to avail a personal loan. Alternatively, prospective borrowers can apply for a DMI Finance personal loan through Paisabazaar.

The interest rate of DMI Finance personal loan is up to 27.90% p.a.

DMI Finance has not specified an applicant minimum CIBIL score criteria. However, individuals with credit scores of 700 and above are usually preferred by lenders as such credit scores indicate responsible credit behaviour, which reduces the credit risk for the lenders.

DMI Finance offers personal loans to both salaried and self-employed individuals. However, the NBFC has not specified eligibility criteria for personal loan, such as age, credit score, minimum income, and employment profile. Personal loan lenders usually evaluate these factors when assessing the eligibility of its loan applicants.

Personal Loan Articles

Importance of No Dues Certificate in Personal Loan Closure - Article image

Importance of No Dues Certificate in Personal Loan Closure

icon image of Paisabazaar
Paisabazaar02 Sept 2025
Loan rejected despite high income? Here’s what you need to know - Article image

Loan rejected despite high income? Here’s what you need to know

icon image of Paisabazaar
Paisabazaar19 Aug 2025
Personal Loan for First Time Borrowers: What Customers Must Know - Article image

Personal Loan for First Time Borrowers: What Customers Must Know

icon image of Paisabazaar
Paisabazaar04 Aug 2025
How I Saved Rs 22,000 on My Personal Loan through Prepayment - Article image

How I Saved Rs 22,000 on My Personal Loan through Prepayment

icon image of Bhumika Khandelwal
Bhumika Khandelwal31 Jul 2025
How Have Personal Loans Advanced Over the Past few Years - Article image

How Have Personal Loans Advanced Over the Past few Years

icon image of Paisabazaar
Paisabazaar17 Jul 2025
Factors To Consider While Selecting a Personal Loan Lender - Article image

Factors To Consider While Selecting a Personal Loan Lender

icon image of Paisabazaar
Paisabazaar16 Jul 2025
Instant Personal Loan Apps: Avoid These 5 Pitfalls - Article image

Instant Personal Loan Apps: Avoid These 5 Pitfalls

icon image of Bhumika Khandelwal
Bhumika Khandelwal16 Jul 2025
Reasons for Delay in Personal Loan Processing - Article image

Reasons for Delay in Personal Loan Processing

icon image of Paisabazaar
Paisabazaar09 Jul 2025
APR vs Interest Rate in Personal Loans: What’s the Difference? - Article image

APR vs Interest Rate in Personal Loans: What’s the Difference?

icon image of Bhumika Khandelwal
Bhumika Khandelwal07 Jul 2025
Tips to Choose an Ideal Personal Loan Tenure - Article image

Tips to Choose an Ideal Personal Loan Tenure

icon image of Paisabazaar
Paisabazaar07 Jul 2025
View All Articles
quotes icon

What our customers say

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

icon image of avatar
Mohit YadavDec 3, 2025

Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

icon image of avatar
Gautam BakshiDec 3, 2025

Lower Rate than My Own Bank

Got a lower interest rate than my bank was offering.Smooth digital verification and quick disbursal.

icon image of avatar
Shivani SuryaDec 3, 2025

Pre-approved offers with quick approval

I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

icon image of avatar
Suraj VermaDec 3, 2025

Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

icon image of avatar
Shiv KumarDec 3, 2025

Multiple offers in Minutes

Paisabazaar helped me compare multiple loan offers in minutes, and I got the best rate without any paperwork.

icon image of avatar
Ankita BajajDec 3, 2025

Itna Badhiya Rate and Service Hai!

Apke yaha itna acha interest rate mil gya market mei sabse kum and service toh aur bhi achi h. thank you.

icon image of avatar
Mohit SinghDec 2, 2025

Best Interest Rate Offer

Got the best interest rate on your website. Best assistance and seamless experience.

icon image of avatar
Aniket SinghDec 2, 2025

Best Marketplace to Shop for Loans

Your website is the best to apply for a personal loan. Got my loan disbursed within 3 days. So easy and hassle-free.

icon image of avatar
Nikita SharmaDec 2, 2025

Fast loan approval

I got my loan approved within 24 hours. The process was fast, transparent, and reliable, exactly what I was looking for.

icon image of avatar
Pragati ShuklaDec 2, 2025
View All Testimonials
Vandana Punj profile
Written ByLinkedIn icon
Vandana Punj
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers