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DMI Finance Personal Loan

DMI Finance offers personal loans of up to 24.90% p.a. for repayment tenures of up to 5 years. The processing of DMI Finance personal loan is entirely paperless and digital. The digital personal loans are offered through their channel partners such as MoneyView, Paisabazaar, WishFin and sourcing channels i.e., Samsung Finance, Google Pay and Airtel.

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹40L
Rate of Interest9.99% - 17.15%
Tenure upto1-5 Years
Processing Fee1% - 1.5%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest10.5% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About DMI Finance Personal Loan

  • Interest rates- Up to 24.90% p.a.
  • Loan amount- Rs 10,000 to Rs 10 lakh
  • Repayment tenure- 3 months to 5 years
  • Processing fee- Up to 3.95% of the loan amount

DMI Finance Personal Loan Interest Rate

DMI Finance provides personal loan with interest rates of up to 24.90% p.a. The personal loan interest rate is based on the income profile of the applicant and past credit history.

Fees and Charges of DMI Finance Personal Loan

Particulars Charges
Processing Fees Up to 3.95% of the loan amount
Overdue Charges 1% to 4% p.m. on overdue amount
Prepayment/Foreclosure Charges 2% to 5% on outstanding principal amount
Late Payment Fees Rs 550+GST for loan amount up to Rs 75,000;
Rs 650 + GST for loan amount above Rs 75,000 to Rs 1 lakh;
Rs 750 +GST for loan amount above Rs 1 lakh

DMI Finance Personal Loan Features

DMI Finance are predominantly B2B and work through front-end partnerships with OEMs, leading fintech companies, as well as leading technology-driven aggregators. The personal loan can also meet personal financial needs, such as medical expenses, higher education, travel, lifestyle financing, and consumer durables.

Loan Amount

DMI Finance offers personal loans ranging from Rs 10,000 to Rs 10 lakh.

Tenure

The repayment tenure for DMI Finance personal loans ranges from 3 months to 5 years.

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DMI Finance Personal Loan Eligibility Criteria

DMI Finance personal loans are offered to both salaried and self-employed applicants. However, the NBFC has not disclosed the exact eligibility criteria like age, credit score, minimum income, employer/occupation profile, etc for availing personal loan. However, most lenders consider these factors for evaluating the personal loan eligibility of their personal loan applicants.

Documents Required for DMI Finance Personal Loan

DMI Finance has not explicitly mentioned the documents required for availing personal loan digitally. However, most banks and NBFCs require the following personal loan documents from their loan applicants.

  • For identity proof: Passport, PAN Card, Voter’s ID, Aadhaar card, Driving license
  • For address proof: Aadhaar Card, Driving license, Ration card, Passport
  • For residence proof: Property document, Electricity bill, Maintenance bill
  • Bank Statements of the last 3 years
  • For income proof:
    • Salary slips (Last 3 months) for salaried personal loan applicants
    • Audited balance sheet and Profit & Loss accounts, for self-employed personal loan applicants

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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FAQs

DMI Finance offers personal loans at an interest rate of up to 24.90% p.a. with repayment tenure extends up to 5 years. Both salaried and self-employed individuals are eligible to apply for a personal loan from DMI Finance.

DMI Finance offers personal loan digitally. Applicants can download the DMI Finance app from the Google Play Store and fill out their loan application directly within the app to avail a personal loan. Alternatively, prospective borrowers can apply for a DMI Finance personal loan through Paisabazaar.

The interest rate of DMI Finance personal loan is up to 24.90% p.a.

DMI Finance has not specified an applicant minimum CIBIL score criteria. However, individuals with credit scores of 700 and above are usually preferred by lenders as such credit scores indicate responsible credit behaviour, which reduces the credit risk for the lenders.

DMI Finance offers personal loans to both salaried and self-employed individuals. However, the NBFC has not specified eligibility criteria for personal loan, such as age, credit score, minimum income, and employment profile. Personal loan lenders usually evaluate these factors when assessing the eligibility of its loan applicants.

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What our customers say

Personal Loan

Maine Paisabazaar se personal loan apply kiya or Jaldi approval bhi mil gaya aur zyada documents bhi nahi lage.

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Abbaz AhmedApr 10, 2025

Got pre-approved Loan offer

I was looking for Personal loan and came across this platform. I applied online and received multiple loan offers instantly and got a pre-approved offer, and the amount was disbursed within 48 hours.

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Kirti MadaanMar 17, 2025

Loan for Home Renovation

Do din pehle maine apne purane ghar ki renovation ke liye Paisabazaar se loan apply kiya. Process kaafi easy aur smooth tha. Aaj subah mujhe message aaya ki mera loan approve ho gaya hai.

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Rohit GuptaMar 7, 2025

Personal Loan

Take Personal Loan from Paisabazaar. Approved in 2 days, easy process

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Tarun RaghavJan 21, 2025

Took a personal loan

I took a personal loan from Bajaj Finserv via Paisabazaar, and it was easy! Paisabazaar made it smooth and simple. The whole process was quick and hassle-free!

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Palvika PanchalJan 6, 2025

Personal Loan via Paisabazaar

Got a personal loan via Paisabazaar—super easy & quick! Kunal from sales was super helpful, explained everything well. Highly recommend! ?

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Loan for Medical Emergency

Mujhe ekdum urgent medical emergency ke liye paise chahiye the. Paisabazaar se loan liya, aur honestly, sab kuch ekdum smooth tha! Process fast tha, team helpful thi, aur paise bhi jaldi mil gaye

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PawanDec 17, 2024

Get personal loan

Paisabazaar se pre-approved personal loan jadi milgya.. Or 48 hours mai paisa account mai agya.. Team is very helpful

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Kirti GargDec 15, 2024

Good experience

Good experience with Paisabazaar! Loan approval hua within 48 hours aur rates bhi kaafi reasonable the.

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Ashok KumarDec 13, 2024

Personal Loan

Main Travel k liye loan apply kiya tha.. jo jaldi hi approve hogya or account mai agya.

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Last updated: 29 August, 2025

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