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DMI Finance Personal Loan

4.5/5

15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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Seamless Application Process

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Highest Approval Chances

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End-to-End Expert Assistance

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Minimal Documentation Required

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50K1Cr
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1Y 10Y

Your Monthly EMI Payment

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Interest Amount0
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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

DMI Finance Personal Loan - Key Features 2026

  • Collateral-free personal loans.
  • Interest rates starting from 11.99% p.a.
  • Loan amount up to Rs. 10 lakh.
  • Flexible repayment tenure of up to 4 years.
  • Completely digital application process.
  • Quick loan approval.
  • Fast disbursal.

DMI Finance Personal Loan Interest Rates

DMI Finance offers personal loans at interest rates starting from 11.99% p.a. The lender sets its personal loan interest rate after factoring in the credit score, monthly income, job profile, employer’s profile and applicant’s existing relationship with the bank. Below-mentioned is the interest rate range offered by DMI Finance to its personal loan applicants.

Minimum Interest Rate 11.99% p.a.
Maximum Interest Rate 28.90% p.a.

DMI Finance Personal Loan Eligibility

Prospective borrowers may follow the below-mentioned eligibility criteria during personal loan application.

  • The minimum age of the applicant should be above 23 years during personal loan application.
  • Salaried and self-employed individuals are eligible for personal loans.
  • The minimum monthly income of the applicant planning to avail a personal loan should be above Rs. 25,000.
  • Applicants having a credit score of 700 and above usually have higher chances of getting their personal loans approved.

 

Individuals can also check their personal loan eligibility using the Paisabazaar’s Personal Loan Eligibility Calculator and improve their chances of loan approval.

DMI Finance for Self-employed and Gig Workers

Self-employed individuals and gig workers lack formal income proofs. Additionally, they have an unstable job and an inconsistent income. All these factors make them less creditworthy of availing personal loans as compared to salaried applicants.

Such applicants find it difficult to avail DMI Finance personal loans or get it at a comparatively higher interest rate. Their loan eligibility depends on Income Tax Returns, bank statements, business proof, GST, business vintage and their credit history.

Also Read: Personal Loan for Gig Workers

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DMI Finance Loan EMI Calculator

An EMI calculator is an online financial tool that evaluates the total EMI and interest cost payable over the loan tenure. Personal Loan EMI Calculator is a quick, accurate, convenient and user-friendly tool that helps prospective borrowers to assess their affordability and make informed decisions. All you need to do is enter your loan amount, loan tenure and interest rate in the EMI calculator and get instant results.

DMI Finance Hidden Charges - Transparency Check

Below-mentioned are the hidden charges for DMI Finance Personal Loan:

Particulars Charges
Processing fee Up to 5% of loan amount
Preclosure charges Up to 4% of the outstanding principal
Prepayment charges Up to 4% of the prepaid amount
Overdue charges 1% - 4% per month on overdue amount
Other fees and charges Rs. 500
Late payment charges For < Rs. 75,000: Rs. 550

For Rs. 75,000 - Rs 1 lakh: Rs 650

For above Re. 1 lakh: Rs. 750

Documents Required During Personal Loan Application

Below-mentioned is the list of common documents required during the personal loan application for DMI Finance:

  • PAN and Aadhaar number
  • Address proof
  • Bank statement for income proof

Is DMI Finance Safe and RBI Approved

  • DMI Finance is RBI registered, completely digital and a safe NBFC wherein the eligible individuals can apply for multiple credit products.
  • Its lending operations are governed by RBI regulations.
  • Individuals can submit their personal data without any hesitation.
  • The loan agreements are completely transparent.
  • DMI Finance disburses the loan amount in as little as a few minutes with no physical paperwork required.

DMI Finance vs kreditBee vs MoneyView - Comparison

Features Lenders
DMI Finance kreditBee MoneyView
Interest rates 11.99% p.a. onwards 12.00% p.a. onwards 14.00% p.a. onwards
Loan amount Up to Rs. 10 lakh Up to Rs. 10 lakh Up to Rs. 10 lakh
Loan tenure Up to 4 years Up to 5 years Up to 5 years
Processing fee Up to 5% of loan amount Up to 5.1% 2% onwards
Type of the financial institution NBFC Lending platform Lending platform

DMI Finance Customer Care & Complaint

  • Customer Care Helpline Number - 02268539500/08064807777
  • Whatsapp - +919266733650
  • Customer portal - https://portal.dmifinance.in/
  • Call/Fax - +911141204444
  • Email - customercare@dmifinance.in

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

Avail Personal Loan for
All Your Needs

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Avail Personal Loan for
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FAQs

What is DMI Finance personal loan interest rate 2026?

As of 2026, DMI Finance personal loan interest rates start from 11.99% p.a. depending on the credit profile of the applicants.

Is DMI Finance RBI approved and safe?

Yes, DMI Finance is an RBI-approved and safe lender.

What is the maximum loan amount from DMI Finance?

You can avail a maximum loan amount of Rs. 10 lakh from DMI Finance depending on your repayment capacity.

Can self-employed get DMI Finance personal loan?

Yes, self-employed individuals can get personal loans from DMI Finance.

What is the minimum salary for DMI Finance loan?

The minimum salary required to be eligible for DMI Finance should be Rs. 25,000.

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What our customers say

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026
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Anubhuti Agrawal profile
Written ByLinkedIn icon
Anubhuti Agrawal
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.

The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.

The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.

Address: Paisabazaar Marketing & Consulting Pvt. Ltd. 135 P, Sector 44, Gurugram (HR) 122001

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