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City Union Bank Personal Loan
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How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Highlights of City Union Bank Personal Loan
City Union Bank Personal Loan Interest Rates
City Union Bank Personal Loan interest rates for loan applicants availing consumer loans and gold loan are as follows.
| Particulars | Rates |
| City Union Bank Instant Consumer Loan |
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| City Union Bank Instant Gold Loan | 9.70% p.a. |
Note that those wishing to avail personal loan from City Union Bank can also check and compare the unsecured personal loan interest rates offered by top lenders. Being unsecured in nature, the applicants do not need to provide any security nor do the lenders create any hypothecation on the products purchased through the personal loan proceeds. The tenures of unsecured personal loans usually go up to 5 years, with some lenders offering longer tenures of 7 years. Many lenders also offer pre approved instant personal loans to their select customers with good credit profiles. Such loans are usually disbursed within a few hours of making an application, with some lenders claiming to disburse instant personal loans within few seconds or minutes of loan approval.
Fees and Charges for Availing City Union Bank Personal Loan
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Types of City Union Bank Personal Loans
City Union Bank Instant Consumer Loans
City Union Bank Instant Gold Loans
Eligibility Criteria for availing City Union Bank Personal Loan
City Union Bank Instant Consumer Loan
City Union Bank Instant Gold Loan
The gold ornaments pledged for availing instant gold loan should be between 22 and 24 carats.
Individuals planning to avail personal loans from City Union Bank can check the unsecured personal loan eligibility criteria offered by other lenders.
City Union Bank Personal Loan Documentation Required
City Union Bank Personal Loan applicants availing instant consumer loans and instant gold loans need to submit the below mentioned documents:
ID proof
Address proof
Loan applicants planning to avail personal loans from City Union Bank can also look at the documentation required for unsecured personal loans offered by other lenders.
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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