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Central Bank of India Marriage Loan

Central Bank of India does not provide a separate scheme for marriage loans. However, loan applicants seeking to avail Central Bank of India Marriage Loans can opt for its personal loan scheme to meet their wedding related expenses. Pensioners having their pension accounts with Central Bank of India can avail Central Bank of India Pension Loan to manage their wedding related expenses.
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10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
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Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
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Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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Central Bank of India Marriage Loan Highlights

Interest rates
  • Cent Personal Loan: 10.90%-11.65% p.a.
  • Cent Pensioners Loan: 9.85% p.a.
Loan amount
  • Cent Personal Loan: Up to Rs 20 lakh
  • Cent Pensioners Loan: Up to Rs 10 lakh
Repayment tenure
  • Cent Personal Loan: Up to 7 years
  • Cent Pensioners Loan: Up to 5 years
Processing Fees
  • Cent Personal Loan: Up to 1%
  • Cent Pensioners Loan: Nil

Rates as of 24th April 2026

Summary of Central Bank of India Marriage Loan Interest Rates

Central Bank of India Personal Loan interest rate starts from 10.90% p.a, while the interest rates for its Pensioner Loan scheme are 9.85% p.a.

Type of Central Bank of India Personal Loan Interest Rates (p.a.)
Cent Personal Loan 10.90%-11.65%
Cent Pensioners 9.85%

Central Bank of India has not specified offering differential interest rates for personal loan schemes based on their loan applicants’ credit score, income, EMI/NMI Ratio, work experience, etc. However, most lenders consider these factors for setting the personal loan interest rates for applicants availing loans for financing their wedding related expenses.

Processing Fees and Charges for Central Bank of India Marriage Loan

The fees and charges for availing Central Bank of India Marriage Loan are as follows:

Loan Product Interest rates (p.a.)
Processing fees
  • For Cent Personal Loan: Up to 1%
  • For Cent Pensioners Loan: Nil
Documentation Charges
  • For Cent Personal Loan
    • Up to Rs 2 lakh: Rs. 270 plus GST
    • Above Rs 2 lakh: Rs. 450 plus GST
    • For Defence Personnel: Nil
  • For Cent Pensioners Loan: Rs 500 plus GST

Central Bank of India Marriage Loan Eligibility Criteria

Loan applicants planning to avail Central Bank of India Marriage Loans can also opt for its personal loan or pension loan scheme to meet their wedding related expenses. The personal loan eligibility criteria set for loan applicants availing marriage loans from Central Bank of India Marriage Loan applicants are as follows:

Cent Personal Loan Scheme

  • Permanent employees of the state/central government, schools, hospitals, railways, municipal bodies, with 1 complete year of service.
  • Permanent/Confirmed employees of Indian companies/MNCs with at least 3 years of service.

Cent Pensioners

  • Pensioners/family pensioners drawing salary through Central Bank of India.
  • The pensioner’s spouse or legal heir of the family pension beneficiary must join as co-borrower.

Although the bank has not disclosed the role of credit scores in determining the Central Bank of India Marriage Loan Eligibility for its marriage loan, most lenders consider this factor while deciding the eligibility for availing personal loans. Loan applicants who have managed to improve their credit scores have a better chance of availing the Central Bank of India Personal Loan variants offered by the lender. Prospective marriage loan applicants should also use the Personal Loan EMI Calculator to determine the EMIs and loan tenures of their personal loan based on their repayment capacity.

Documentation for availing Central Bank of India Marriage Loans

Central Bank of India has not mentioned any specific documentation for its personal loan scheme. Additionally, there is no separate scheme for availing marriage loans from the Central Bank of India. However, the documents required for marriage loans are usually the same as regular personal loans for most lenders. The personal loan documents required by most lenders are mentioned below:

Identity proof (any one)

  • PAN card
  • Aadhar card
  • Voter ID
  • Driving license
  • Passport

Proof of residence (any one)

  • Passport
  • Voter ID card
  • Driving license
  • Utility bill (electricity, telephone, water or gas bill)

Proof of income/job continuity for salaried applicants

  • Salary slips (last 3 months)
  • Bank account statement (last 3 to 6 months showing income credit)
  • IT returns
  • Form 16
  • Current employment certificate
  • Current job appointment letter (if more than 2 years have been spent in the same organisation)
  • Experience certificate (previous employer’s relieving or appointment letter along with job certificate)

Proof of income/continuity of business for self-employed applicants

  • Income tax returns of last 2 years along with computation of income duly attested by a Chartered Accountant
  • Audited balance sheet and Profit & Loss accounts, including tax audit report, if applicable
  • Copy of GST registration
  • Company registration license
  • Shop establishment proof

Note: The bank may ask for additional documents based on the loan applicant’s profile.

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What our customers say

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I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

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I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026
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Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.

The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.

The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.

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