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Bhanix Finance and Investment Limited (CASHe) Personal Loan

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Hassle-free Online Application

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No Restrictions on Fund Usage

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No Collaterals Needed

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Quick Disbursals Within a Day

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About Bhanix Finance and Investment Limited (CASHe) Personal Loan

  • CASHe personal loans are offered without any restrictions on fund usage and can be availed to meet different planned and unplanned expenses.
  • Applicants meeting the lender’s eligibility criteria and having a good credit score can get their CASHe personal loan approved and disbursed within a day.
  • CASHe personal loans require minimal paperwork as compared to traditional bank loans.
  • These loans come with a wide range of repayment plans for the borrower to choose from.
  • No collateral or security is needed to avail a personal loan from CASHe.

Bhanix Finance and Investment Limited (CASHe) Personal Loan Highlights

Interest rate 2.79% per month (33.5% p.a.) onwards
Loan amount Rs 45,000 to Rs 3 lakhs
Tenure 9 months, 1 year, 1.5 years
Processing fee 2.5% of the loan amount
Processing Time Up to 5 hours

Bhanix Finance and Investment Limited Personal Loan Interest Rates

LOAN TENURE OPTIONS RATE OF INTEREST
For 270 days (9 months) 2.79% per month (33.5% p.a.)
For 360 days (1 year) 2.88% per month (34.5% p.a.)
For 540 days (1.5 years) 3% per month (36% p.a.)

Processing Fees

PERSONAL LOAN TENURE PROCESSING FEE
For 270 days 2.5% of the loan amount
For 360 days 2.5% of the loan amount
For 540 days 2.5% of the loan amount

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Eligibility Criteria for Bhanix Finance and Investment Limited (CASHe) Personal Loan>

  • Bhanix Finance offers personal loan to salaried professionals only.
  • The minimum net monthly income required is Rs 40,000.
  • Bank statements should reflect monthly salary credit.

Documents Required for Availing Bhanix Finance and Investment Limited (CASHe) Personal Loan>

The personal loan documents required for availing Bhanix Finance and Investment Limited personal loan are as follows:

  • Upload your clear picture
  • PAN Card
  • Income proof: Latest salary slip
  • Permanent address proof: Aadhar Card/Passport/Driving License/Voter ID/Utility bills, i.e., electricity, telephone, gas bill (not more than 2 months old)
  • Latest bank statement showing salary credit along with your bank name, account number, your name and IFSC code
  • Documents should be self-attested as per KYC norms

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

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What our customers say

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I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

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I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

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My loan got approved immediately

I wanted a loan and I was able to get it approved through Paisabazaar. It was instantaneous and I got the amount in my account in 2 days only.

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Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

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Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

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Lower Rate than My Own Bank

Got a lower interest rate than my bank was offering.Smooth digital verification and quick disbursal.

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Pre-approved offers with quick approval

I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

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Suraj VermaDec 3, 2025

Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

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Shiv KumarDec 3, 2025

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Paisabazaar helped me get a loan even with a borderline credit score. Really impressed with how smooth everything was.

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