Personal Loan in Bangalore

Name: Personal Loan in Bangalore
Brand: Paisabazaar
Rating: 4.2 (2839 reviews)

Wide Choice

Quick Disbursal

SmartMatch

Digital Process

Wide Choice

Quick Disbursal

SmartMatch

Digital Process

Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Get up to ₹1,000*

Voucher on disbursal

Valid till 30^th November '25

Valid till 30^th November '25*T&C Apply

Apply Personal Loan Online

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Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Find Best Personal Loan Offers

Sort by:

HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest9.98% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

Quick Links

In Bangalore, personal loans are easily accessible

Why Choose Paisabazaar?

How much loan can you get

What documents are required in Bangalore

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

In Bangalore, personal loans are easily accessible through:

Digital lending platforms and fintech apps often provide faster approval and disbursal (sometimes within 24 to 48 hours) but usually at higher interest rates.
Banks and NBFCs offer both online and branch-based loan services.

Digital platforms are generally preferred for their paperless and hassle-free process, while banks and NBFCs may provide better deals for existing customers or those with strong credit profiles.

Why Choose Paisabazaar?

One-stop platform to compare offers from top banks and NBFCs, including HDFC, ICICI, Axis, IndusInd, Tata Capital, etc.
Instant eligibility check and personalized loan offers based on credit profile.
Free credit score check.
Paperless application and digital processing support.
Pre-approved loan offers with instant disbursals.

How much loan amount can you get, and at what interest rates

Personal loan amounts in Bangalore usually range from Rs 50,000 to Rs 40 lakh, depending on the lender and your eligibility.

The personal loan interest rates in Bangalore vary widely based on several factors:

Applicants with scores of 750+ usually get lower rates as they are viewed as financially disciplined.
Applicants having higher monthly incomes can get a loan at lower interest rates, as it reduces default risk for the lenders.
Salaried employees, especially those working in government/PSU/MNC, may get preferential interest rates due to their stable income.
Lenders may offer lower personal loan rates or pre-approved instant loans to their existing customers.
Applicants with frequent job changes have lower chances of approval or may get loan at higher interest rates as they are considered to carry higher credit risk.

What documents are required for Personal loan approval in Bangalore

General personal loan documents

PAN card and Aadhaar card
Salary slips for the last 3 to 6 months
Bank statements for the last 3 to 6 months
Employment proof, such as an office ID or an offer letter

Digital Document Processing

Many lenders offer digital KYC (e-KYC) processes for digital personal loans, making documentation entirely paperless.

No documentation for Pre-Approved Loans

In the case of pre-approved personal loans, lenders usually do not require fresh documentation as they already have the necessary KYC documents for their existing customers.

Avail Personal Loan For
All Your Needs

How to choose the right lender?

Compare offers from multiple lenders, including banks and NBFCs, to find the best deal. Key factors to compare:

Interest rates and processing fees: Compare the total cost, not just the interest rate.
Prepayment and foreclosure charges: Check if the lender allows part-payments or foreclosure and at what charges.
Loan tenure flexibility: Look for lenders offering flexible repayment terms that suit your repayment capacity.
Customer service and after-loan support: This can save you hassle in the long term, especially for balance transfers or prepayments.
Digital experience: For ease of online application and hassle-free process.
Approval Speed & Disbursal Time: If you need funds urgently, consider lenders with digital processing or instant loan options.

Key Takeaways for Bangalore Borrowers

For someone in Bangalore, a personal loan is easily accessible, but an informed approach can help avoid hidden charges, high-interest rates, and unnecessary hassle.

Check your credit score before applying; this affects both approval chances and interest rates.
Never fall for instant loan traps from unknown apps.
Negotiate where possible, especially if the borrower has an existing relationship with the bank.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

Avail Personal Loan For
All Your Needs

FAQs

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View All Articles

What our customers say

Best marketplace to shop for loans

I highly recommend Paisabazaar app to everyone looking out for personal loans. The customer support is so supportive and follows up with you throughout the loan process.

Shweta SinghNov 13, 2025

Highly recommended platform

I applied for a personal loan for medical emergency through Paisabazaar and got amazing service like nowhere else. The team was extremely cooperative and followed up with me until I had my loan amount in my account. My loan was disbursed within 24 hours. It is indeed an excellent platform for taking loans.

Sunil YadavOct 29, 2025

Instant loan disbursal

I applied for a personal loan through Paisabazaar and got my loan disbursed in no less than 24 hours. The team was extremely cooperative, guided me through the entire process and followed up with me until I had my loan amount in my account. I highly recommend this platform to everyone looking for an urgent loan.

Neha JainOct 29, 2025

Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

Manish KumarOct 23, 2025

Got personal loan instant

I was a medical emergency & need funds instantly I applied for loan at Paisabazaar & see I have a pre approved offers & apply to it & amount disbursed in 48 hours thanks to paisabazaar teams

Mansi SharmaOct 17, 2025

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn't know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

Priyanka SharmaOct 15, 2025

Pre-approved offers

I logged in to Paisabazaar app and saw pre-approved offers as per my credit profile from different lenders. I could avail the offer easily and got quick disbursal in as less as 24 hours without any hassle.

Sunanda MishraSep 28, 2025

Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

Preeti SinghSep 26, 2025

Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

Pawan SehrawatSep 25, 2025

Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

Vivaan ShahSep 24, 2025

View All Testimonials

Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

Personal Loan in Bangalore

Find Best Personal Loan Offers

Quick Links

How Can I Apply for a Personal Loan Online?

In Bangalore, personal loans are easily accessible through:

Why Choose Paisabazaar?

How much loan amount can you get, and at what interest rates

What documents are required for Personal loan approval in Bangalore

General personal loan documents

Digital Document Processing

No documentation for Pre-Approved Loans

How to choose the right lender?

Key Takeaways for Bangalore Borrowers

How Can I Apply for a Personal Loan Online?

FAQs

What is the minimum salary required to get a personal loan in Bangalore?

Can I get a personal loan in Bangalore with a low credit score?

Is it safe to take personal loans from fintech apps in Bangalore?

How fast can I get a personal loan in Bangalore?

What are the personal loan interest rates in Bangalore?

Personal Loan Articles

What our customers say

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