The features of personal loan in Bangalore are as follows:
Personal Loan in Bangalore

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Personal Loan in Bangalore - Interest Rate & Key Features 2026
Top Banks for Personal Loan in Bangalore
Private Banks
| Private Bank | Loan Amount (maximum) | Interest Rate (% p.a.) |
|---|---|---|
| HDFC Bank | Rs. 50 lakh | Starting at 9.99 |
| YES BANK | Rs. 50 lakh | Starting at 10.85 |
| Axis Bank | Rs. 40 lakh | Starting at 9.99 |
| IndusInd Bank | Rs. 50 lakh | Starting at 10.49 |
NBFCs & Fintechs
| NBFCs & Fintechs | Loan Amount (maximum) | Interest Rate (% p.a.) |
|---|---|---|
| Shriram Finance | Rs. 10 lakh | Starting from 11 |
| Aditya Birla Capital | Rs. 50 lakh | Starting from 10.99 |
| Tata Capital | Rs. 40 lakh | Starting from 9.99 |
| Bajaj Finserv | Rs. 1 crore | Starting from 10.99 |
Public Sector Banks
| Public Sector Bank | Loan Amount (maximum) | Interest Rate (% p.a.) |
|---|---|---|
| State Bank of India | Rs. 50 lakh | 10.00-15.00 |
| Union Bank of India | Rs. 15 lakh | 8.90 - 12.65 |
| Bank of Maharashtra | Rs. 20 lakh | 9.75-15.00 |
| Canara Bank | Rs. 50 lakh | 9.70-15.15 |
Personal Loan Eligibility in Bangalore
To qualify for a personal loan in Bangalore, you need to meet the below-mentioned eligibility criteria:
Documents Required for Personal Loan in Bangalore
Usually, lenders require a set of documents to verify the repayment capacity, creditworthiness and authenticity of a borrower. The commonly asked documents for personal loan are mentioned below:
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Instant Personal Loan in Bangalore
Individuals in Bangalore looking for instant personal loan can apply for pre-approved offers. Lenders provide pre-approved personal loans to their select customers based on their credit profile and existing relationship with the bank. These loans offer instant disbursal and require zero to minimal documentation. Individuals can check for pre-approved offers at Paisabazaar or with the lender they already bank with.
How Much Personal Loan Can I Get in Bangalore?
The personal loan amount in Bangalore is determined using various factors, including:
You can use Paisabazaar’s personal loan eligibility calculator to understand the loan amount you are eligible for.
Personal Loan Balance Transfer in Bangalore
Existing borrowers of personal loans can transfer their outstanding loan amount to a different lender offering lower interest rate using the balance transfer facility. Take a look at lenders providing balance transfer facility in Bangalore:
| Banks | Balance Transfer Interest Rate |
|---|---|
| Kotak Mahindra Bank | 10.99% |
| IDFC FIRST Bank | 9.99% |
| Bajaj Finance | 10% |
| HDFC Bank | 9.99% |
| Tata Capital | 10.99% |
Personal Loan EMI Calculator
A personal loan EMI calculator helps you plan your loan repayments in advance. It also helps you understand the loan amount you should apply for as per your repayment capacity. To use a personal loan EMI calculator, you just need to enter the following details:
The calculator will show instant results. You can use Paisabazaar’s personal loan EMI calculator for free and get quick results.
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FAQs
What is the minimum salary for a personal loan in Bangalore?
The minimum salary requirement depends on the loan amount applied for. However, a borrower with a minimum salary of Rs. 15,000 per month can qualify for a personal loan as per their repayment capacity.
Is personal loan available for IT employees in Bangalore?
Yes, personal loans are available for IT employees in Bangalore.
Can I get an instant personal loan in Bangalore today?
Check for pre-approved loan offers at Paisabazaar. Choose and apply for the best-suited one. Get instant funds in your account.
What CIBIL score do I need for a personal loan in Bangalore?
A minimum CIBIL score of 760 and above is preferred by lenders for personal loans in Bangalore.
Which is the cheapest personal loan app available in Bangalore?
Paisabazaar loan app offers personal loan comparison options to borrowers. This helps them choose the most affordable loan option for their needs.
Can self-employed people in Bangalore get personal loans?
Yes, self-employed individuals, including doctors, shop owners, chartered accountants, etc. can apply for a personal loan.
What is the maximum loan amount available in Bangalore?
Borrowers in Bangalore can get a maximum loan up to Rs. 50 lakh at Paisabazaar based on their repayment capacity.
How to apply for a personal loan in Bangalore without visiting the branch?
Borrowers can visit Paisabazaar and apply for a personal loan online without having to visit a branch.
Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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Get up to ₹50 Lakhs starting at 9.98%*
Get up to ₹50 Lakhs starting at 9.98%*








