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AU Small Finance Bank Personal Loan

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Hassle-free Application Process

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Highest Approval Chances

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End-to-End Expert Assistance

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Minimal Paperwork Required

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4.2/5

2839 Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About AU Small Finance Bank Personal Loan

  • AU Small Finance Bank personal loans are offered at competitive interest rates to meet urgent personal financial needs.
  • Applicants applying through Paisabazaar can experience a hassle-free paperless process with end-to-end expert assistance.
  • The  personal loan approval depends on the applicants’ repayment capacity and creditworthiness.
  • AU Small Finance Bank personal loans can be repaid over a flexible tenure and need minimal paperwork.
  • These personal loans need no collateral/security and can be availed to meet any personal financial need.

AU Small Finance Bank Personal Loan Highlights

Interest rates Up to 30% p.a.
Loan amount From Rs 25,000 to Rs 10 lakh
Loan tenure 1 to 5 years
Minimum age 23 years
Processing fee Up to 4% of the loan amount + applicable taxes

AU Small Finance Bank Personal Loan Interest Rates

AU Small Finance Bank personal loan interest rate can go up to 30% p.a. However the lender has not disclosed the lower limit of interest rate.

Fees and Charges of AU Small Finance Bank

Processing fee and documentation charges

Processing fee Up to 4% of the loan amount + applicable taxes
Documentation charges No charges

Foreclosure and Pre-payment charges

Foreclosure charges 5% of the outstanding loan (if paid before 12 months)3% of the outstanding loan (if paid after 12 months )
Part foreclosure Not allowed

Other Fees & Charges

Collection charges Rs 600 per visit
Stamping Charges As per the State’s Stamp Act
Overdue interest 3% per month on outstanding amount

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Eligibility Criteria for AU Small Finance Bank Personal Loan

  • Indian resident
  • Minimum age 23 years
  • Maximum age 60 years (at loan maturity)

Documents Required for AU Small Finance Bank Personal Loan

The personal loan documents of AU Small Finance Bank are minimal. Applicants should have their Adhaar card linked to their mobile number to ensure quick disbursal of loan amount.

 

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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All Your Needs

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Personal Loan Articles

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Tips to Choose an Ideal Personal Loan Tenure

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What our customers say

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

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Mohit YadavDec 3, 2025

Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

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Shiv KumarDec 3, 2025

Multiple offers in Minutes

Paisabazaar helped me compare multiple loan offers in minutes, and I got the best rate without any paperwork.

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Ankita BajajDec 3, 2025

Itna Badhiya Rate and Service Hai!

Apke yaha itna acha interest rate mil gya market mei sabse kum and service toh aur bhi achi h. thank you.

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Mohit SinghDec 2, 2025

Best Interest Rate Offer

Got the best interest rate on your website. Best assistance and seamless experience.

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Aniket SinghDec 2, 2025

Best Marketplace to Shop for Loans

Your website is the best to apply for a personal loan. Got my loan disbursed within 3 days. So easy and hassle-free.

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Nikita SharmaDec 2, 2025

Fast loan approval

I got my loan approved within 24 hours. The process was fast, transparent, and reliable, exactly what I was looking for.

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Pragati ShuklaDec 2, 2025

Best place to compare loans

I was able to compare offers from multiple lenders on a single platform. This not only made my search easy but also saved a lot of time which was otherwise not possible if I checked with different lenders separately.

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Ashok SinghDec 1, 2025

Quickest Disbursal and Best Offer

I have got a personal loan from other platforms in the past. But your website is the quickest and the easiest place to get a loan. Great work!

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Sachin SharmaNov 25, 2025

Super easy loan process and free credit score too

I was unsure about eligibility, but the platform showed instant offers based on my credit score.

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Sumit SharmaNov 24, 2025
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