- AU Small Finance Bank personal loans are offered at competitive interest rates to meet urgent personal financial needs.
- Applicants applying through Paisabazaar can experience a hassle-free paperless process with end-to-end expert assistance.
- The personal loan approval depends on the applicants’ repayment capacity and creditworthiness.
- AU Small Finance Bank personal loans can be repaid over a flexible tenure and need minimal paperwork.
- These personal loans need no collateral/security and can be availed to meet any personal financial need.
AU Small Finance Bank Personal Loan
AU Small Finance Bank offers personal loans for amounts of up to Rs 10 Lakhs and repayment tenures of 1to 5 years. The personal loan interest rates of AU Small Finance Bank can go up to 30% p.a. The bank also offers pre-approved personal loans to its existing customers with preferential interest rates without any documentation. Royale customers of AU Small Finance Bank can avail of preferential processing fees and interest rates. The bank also offers quick disbursals on online loan applications....
AU Small Finance Bank offers personal loans for amounts of up to Rs 10 Lakhs and repayment tenures of 1 to 5 years. The personal loan interest rates of AU Small Finance Bank can go up to 30% p.a. The bank also offers pre-approved personal loans to its existing customers with preferential interest rates without any documentation. Royale customers of AU Small Finance Bank can avail of preferential processing fees and interest rates. The bank also offers quick disbursals on online loan applications.
Hassle-free Application Process
Highest Approval Chances
End-to-End Expert Assistance
Minimal Paperwork Required
4.5/5
15.5L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Get Cashback of ₹1,000* on Loan Disbursal
Valid till 31st March '26*T&C Apply
Instant Personal Loan
Get up to ₹50 Lakhs starting at 9.98%
4.5/5
15.5L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Hassle-free Application Process
Highest Approval Chances
End-to-End Expert Assistance
Minimal Paperwork Required
Find Best Personal Loan Offers
HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
About AU Small Finance Bank Personal Loan
AU Small Finance Bank Personal Loan Highlights
| Interest rates | Up to 30% p.a. |
| Loan amount | From Rs 25,000 to Rs 10 lakh |
| Loan tenure | 1 to 5 years |
| Minimum age | 23 years |
| Processing fee | Up to 4% of the loan amount + applicable taxes |
AU Small Finance Bank Personal Loan Interest Rates
AU Small Finance Bank personal loan interest rate can go up to 30% p.a. However the lender has not disclosed the lower limit of interest rate.
Fees and Charges of AU Small Finance Bank
Processing fee and documentation charges
| Processing fee | Up to 4% of the loan amount + applicable taxes |
| Documentation charges | No charges |
Foreclosure and Pre-payment charges
| Foreclosure charges | 5% of the outstanding loan (if paid before 12 months)3% of the outstanding loan (if paid after 12 months ) |
| Part foreclosure | Not allowed |
Other Fees & Charges
| Collection charges | Rs 600 per visit |
| Stamping Charges | As per the State’s Stamp Act |
| Overdue interest | 3% per month on outstanding amount |
Avail Personal Loan for
All Your Needs
Eligibility Criteria for AU Small Finance Bank Personal Loan
Documents Required for AU Small Finance Bank Personal Loan
The personal loan documents of AU Small Finance Bank are minimal. Applicants should have their Adhaar card linked to their mobile number to ensure quick disbursal of loan amount.
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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What our customers say
Apne higher education ke liye loan liya tha
Puja DanuJan 22, 2026
Sabse jada helpful log the yaha
Anuradha GuptaJan 21, 2026
Meri shaddi thi
Sadia KhatunJan 15, 2026
Travel ke liye personal loan liya tha
Tarini RoyJan 14, 2026
Easy personal loan available
Ruchika TiwariJan 14, 2026
Medical Emergency thi, loan jaldi mil gya
Raj SinghJan 13, 2026
Compare karke sahi rate mila
Akrity PandeyJan 5, 2026
Personal loan fatfat mai mil gaya
Riya MehraJan 5, 2026
Loan from Paisabazaar was actually paperless
Tanmay BorkatakiDec 12, 2025
Best place for a small loan
Aridaman Singh ParhichaDec 11, 2025
Written By
Vandana Punj
Reviewed By
Shamik GhoshPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners
*Applicable for selected customers
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