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AU Small Finance Bank Personal Loan

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Hassle-free Application Process

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Highest Approval Chances

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End-to-End Expert Assistance

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Minimal Paperwork Required

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2839 Reviews

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800+Cities across India

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About AU Small Finance Bank Personal Loan

  • AU Small Finance Bank personal loans are offered at competitive interest rates to meet urgent personal financial needs.
  • Applicants applying through Paisabazaar can experience a hassle-free paperless process with end-to-end expert assistance.
  • The  personal loan approval depends on the applicants’ repayment capacity and creditworthiness.
  • AU Small Finance Bank personal loans can be repaid over a flexible tenure and need minimal paperwork.
  • These personal loans need no collateral/security and can be availed to meet any personal financial need.

AU Small Finance Bank Personal Loan Highlights

Interest rates Up to 30% p.a.
Loan amount From Rs 25,000 to Rs 10 lakh
Loan tenure 1 to 5 years
Minimum age 23 years
Processing fee Up to 4% of the loan amount + applicable taxes

AU Small Finance Bank Personal Loan Interest Rates

AU Small Finance Bank personal loan interest rate can go up to 30% p.a. However the lender has not disclosed the lower limit of interest rate.

Fees and Charges of AU Small Finance Bank

Processing fee and documentation charges

Processing fee Up to 4% of the loan amount + applicable taxes
Documentation charges No charges

Foreclosure and Pre-payment charges

Foreclosure charges 5% of the outstanding loan (if paid before 12 months)3% of the outstanding loan (if paid after 12 months )
Part foreclosure Not allowed

Other Fees & Charges

Collection charges Rs 600 per visit
Stamping Charges As per the State’s Stamp Act
Overdue interest 3% per month on outstanding amount

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Eligibility Criteria for AU Small Finance Bank Personal Loan

  • Indian resident
  • Minimum age 23 years
  • Maximum age 60 years (at loan maturity)

Documents Required for AU Small Finance Bank Personal Loan

The personal loan documents of AU Small Finance Bank are minimal. Applicants should have their Adhaar card linked to their mobile number to ensure quick disbursal of loan amount.

 

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

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All Your Needs

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Personal Loan Articles

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Importance of No Dues Certificate in Personal Loan Closure

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Reasons for Delay in Personal Loan Processing

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APR vs Interest Rate in Personal Loans: What’s the Difference?

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Tips to Choose an Ideal Personal Loan Tenure - Article image

Tips to Choose an Ideal Personal Loan Tenure

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What our customers say

Loan from Paisabazaar was actually paperless

I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

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Tanmay BorkatakiDec 12, 2025

Best place for a small loan

I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

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Aridaman Singh ParhichaDec 11, 2025

My loan got approved immediately

I wanted a loan and I was able to get it approved through Paisabazaar. It was instantaneous and I got the amount in my account in 2 days only.

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Priyam Sarkar MajumdarDec 10, 2025

I get loan from here

I get loan from Paisabazaar here and it is very quickly given to me.

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Bilal ZaidiDec 9, 2025

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

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Mohit YadavDec 3, 2025

Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

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Gautam BakshiDec 3, 2025

Lower Rate than My Own Bank

Got a lower interest rate than my bank was offering.Smooth digital verification and quick disbursal.

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Shivani SuryaDec 3, 2025

Pre-approved offers with quick approval

I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

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Suraj VermaDec 3, 2025

Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

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Shiv KumarDec 3, 2025

Best Loan Terms on My Credit Score in the Market

Paisabazaar helped me get a loan even with a borderline credit score. Really impressed with how smooth everything was.

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SunnyDec 3, 2025
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