- AU Small Finance Bank personal loans are offered at competitive interest rates to meet urgent personal financial needs.
- Applicants applying through Paisabazaar can experience a hassle-free paperless process with end-to-end expert assistance.
- The personal loan approval depends on the applicants’ repayment capacity and creditworthiness.
- AU Small Finance Bank personal loans can be repaid over a flexible tenure and need minimal paperwork.
- These personal loans need no collateral/security and can be availed to meet any personal financial need.
AU Small Finance Bank Personal Loan

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₹
500*
on Loan Disbursal
Valid till 30th September '26
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Instant Personal Loan
Get up to ₹50 Lakhs starting at 9.99%
Interest Rate
Up to 30% p.a.
Processing Time
2 - 3 Days
Processing Fee
Up to 4%
Max Loan Amount
Up to Rs 10 lakh
4.5/5
15.6L Reviews
6cr+Satisfied Customers
30+Lending Partners
₹65k Cr+Loans Disbursed
About AU Small Finance Bank Personal Loan
AU Small Finance Bank Personal Loan Highlights
| Interest rates | Up to 30% p.a. |
| Loan amount | From Rs 25,000 to Rs 10 lakh |
| Loan tenure | 1 to 5 years |
| Minimum age | 23 years |
| Processing fee | Up to 4% of the loan amount + applicable taxes |
AU Small Finance Bank Personal Loan Interest Rates
AU Small Finance Bank personal loan interest rate can go up to 30% p.a. However the lender has not disclosed the lower limit of interest rate.
Fees and Charges of AU Small Finance Bank
Processing fee and documentation charges
| Processing fee | Up to 4% of the loan amount + applicable taxes |
| Documentation charges | No charges |
Foreclosure and Pre-payment charges
| Foreclosure charges | 5% of the outstanding loan (if paid before 12 months)3% of the outstanding loan (if paid after 12 months ) |
| Part foreclosure | Not allowed |
Other Fees & Charges
| Collection charges | Rs 600 per visit |
| Stamping Charges | As per the State’s Stamp Act |
| Overdue interest | 3% per month on outstanding amount |
Eligibility Criteria for AU Small Finance Bank Personal Loan
Documents Required for AU Small Finance Bank Personal Loan
The personal loan documents of AU Small Finance Bank are minimal. Applicants should have their Adhaar card linked to their mobile number to ensure quick disbursal of loan amount.
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Personal Loan Articles
View All ArticlesDisclaimer
Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
Address: Paisabazaar Marketing & Consulting Pvt. Ltd. 135 P, Sector 44, Gurugram (HR) 122001
Get up to ₹50 Lakhs starting at 9.99%*
Get up to ₹50 Lakhs starting at 9.99%*







