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6 Lakh Personal Loan

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Interest Rates for 6 Lakh Personal Loan

Lenders usually offer personal loan interest rates starting from 9.98% p.a. onwards to applicants availing a loan amount of Rs 6 lakh. However, some PSU banks might offer a lower interest rate to their personal loan applicants. Lenders usually set their interest rates after factoring in the monthly income, credit score, EMI/NMI ratio, job profile, etc.

6 Lakh Personal Loan Eligbility

The personal loan eligibility criteria of individuals depends on the age, monthly income, credit score, employment profile, employer’s profile and nationality of the applicant. Below-mentioned is the common eligibility criteria set by most lenders for their personal loan applicants.

  • Minimum age at the time of loan application- 18 years
  • Maximum age at the time of loan maturity- 60 years
  •  Minimum Monthly Income- Rs 25,000
  • Employment Profile- Salaried and Self-employed
  • EMI/NMI ratio- 50-55% including the EMI of the existing loan and the proposed loan
  • Credit Score- Usually 750 and above

Documents Required for 6 Lakh Personal Loan

  • ID Proof- Aadhaar card, PAN card, Passport, Driving License, Voter ID
  • Address Proof- Aadhar card, PAN card, Utility bills, Voter ID, Driving License
  • Salary slips for last 3 months and bank statement for last 6 months
  • ITR for self-employed individuals

EMI of Rs 6 Lakh Personal Loan

Loan Tenure  Loan Amount (Rs) Interest rate (p.a.) EMI (Rs)
1 Year 600000 9.99% 52,747
2 Years 600000 9.99% 27,684
3 Years 600000 9.99% 19,357
4 Years 600000 9.99% 15.215
5 Years 600000 9.99% 12,745

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How to Apply for 6 Lakh Personal Loan through Paisabazaar

Prospective borrowers can apply for 6 lakh personal loan either through the official website of Paisabazaar or through Paisabazaar app. Applicants planning to apply for 6 lakh personal loan can follow the below-mentioned steps.

Through the Official Website of Paisabazaar:

  • Visit the official website of Paisabazaar
  • Enter your mobile number and employment type
  • Enter the OTP and fill in the required details
  • View curated offers from various lenders

Through the Paisabazaar app:

  • Log in to Paisabazaar app
  • Check the pre-approved offers on the dashboard
  • Click on personal loans and fill in the required details
  • View curated offers from our partner lenders and choose the best-suited offer.

Explore Personal Loan Offers for Various Loan Amounts

1 Lakh Personal Loan 2 Lakh Personal Loan
4 Lakh Personal Loan 5 Lakh Personal Loan
3 Lakh Personal Loan 10 Lakh Personal Loan
15 Lakh Personal Loan 20 Lakh Personal Loan
30 Lakh Personal Loan 40 Lakh Personal Loan
50 Lakh Personal Loan 75 Lakh Personal loan

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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All Your Needs

FAQs

The total interest cost of Rs 6 lakh personal loan at 9.99% p.a. for tenure of 5 years is Rs 1,64,716.

Lenders usually offer personal loan interest rates starting from 9.99% p.a. depending on the credit profile of the applicant with some PSU banks offering lower interest rates, irrespective of the loan amount.

Personal loan lenders usually offer a tenure of up to 5 years with some lenders offering a loan tenure of up to 7 years as well.

You can apply for a personal loan of Rs 6 lakh through the official websites of banks and NBFCs or through their mobile apps. Prospective borrowers can also visit Paisabazaar app to compare the interest rates and other offers by various lenders and apply for the one best suiting your requirements.

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What our customers say

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Medical Emergency thi, loan jaldi mil gya

Muhje ek medical emergency ke liye personal loan lena padha. Paisabazaar pe bht jaldi or smooth process tha. time pe kaam agaya.

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Raj SinghJan 13, 2026

Compare karke sahi rate mila

Loan offers jab comapre kiya toh pata chala konse loan lene se muhje sahi mai faida hoga. Isiliye Paisabazaar muhje best laga.

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Akrity PandeyJan 5, 2026

Personal loan fatfat mai mil gaya

Muhje paiso ki urgent need thi. Paisabazaar se loan jaldi or sahi rate pe mil gaya.

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Riya MehraJan 5, 2026

Loan from Paisabazaar was actually paperless

I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

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Tanmay BorkatakiDec 12, 2025

Best place for a small loan

I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

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Aridaman Singh ParhichaDec 11, 2025

My loan got approved immediately

I wanted a loan and I was able to get it approved through Paisabazaar. It was instantaneous and I got the amount in my account in 2 days only.

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Priyam Sarkar MajumdarDec 10, 2025

I get loan from here

I get loan from Paisabazaar here and it is very quickly given to me.

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Bilal ZaidiDec 9, 2025
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