Lenders usually offer personal loan interest rates starting from 9.99% p.a. onwards to applicants availing a loan amount of Rs 6 lakh. However, some PSU banks might offer a lower interest rate to their personal loan applicants. Lenders usually set their interest rates after factoring in the monthly income, credit score, EMI/NMI ratio, job profile, etc.
6 Lakh Personal Loan
Explore personal loan offers from various lenders on Paisabazaar. Apply for personal loan of Rs 6 lakh at interest rates starting from 9.99% p.a. and for tenure of up to 5 years. Compare pre-approved offers from our partner lenders and choose the one best suiting your requirements.
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Check Personal Loan Offers Online
Customer Rating
4.2/5
2839 Reviews
51M+Satisfied Customers
65+Lending Partners
800+Cities across India
Paisabazaar Exclusive Benefits
Wide Choice
Curated offers from 30+ lenders
Quick Disbursal
Money in your account instantly
SmartMatch
Offers ranked according to eligibility
Digital Process
Hassle-free & paperless
Personal Loan EMI Calculator
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Find Best Personal Loan Offers
HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹40L
Rate of Interest9.99% - 17.15%
Tenure upto1-5 Years
Processing Fee1% - 1.5%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest10.5% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
Why Choose Paisabazaar?
Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Interest Rates for 6 Lakh Personal Loan
6 Lakh Personal Loan Eligbility
The personal loan eligibility criteria of individuals depends on the age, monthly income, credit score, employment profile, employer’s profile and nationality of the applicant. Below-mentioned is the common eligibility criteria set by most lenders for their personal loan applicants.
Documents Required for 6 Lakh Personal Loan
EMI of Rs 6 Lakh Personal Loan
| Loan Tenure | Loan Amount (Rs) | Interest rate (p.a.) | EMI (Rs) |
|---|---|---|---|
| 1 Year | 600000 | 9.99% | 52,747 |
| 2 Years | 600000 | 9.99% | 27,684 |
| 3 Years | 600000 | 9.99% | 19,357 |
| 4 Years | 600000 | 9.99% | 15.215 |
| 5 Years | 600000 | 9.99% | 12,745 |
Swipe to see more table data
How to Apply for 6 Lakh Personal Loan through Paisabazaar
Prospective borrowers can apply for 6 lakh personal loan either through the official website of Paisabazaar or through Paisabazaar app. Applicants planning to apply for 6 lakh personal loan can follow the below-mentioned steps.
Through the Official Website of Paisabazaar:
Through the Paisabazaar app:
Explore Personal Loan Offers for Various Loan Amounts
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Explore Our Personal Loan Lenders
HDFC BANK
Axis Bank
Kotak Mahindra Bank
ICICI Bank
Federal Bank
IDFC First Bank
Indusind Bank
RBL Bank
Tata CapitalFAQs
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Last updated: 5 September, 2025
Reviewed By
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Written By
Shamik GhoshPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners
*Applicable for selected customers