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6 Lakh Personal Loan

A 6 lakh personal loan can help the individuals to meet their personal requirements, be it wedding, travel, medical emergency, education, home renovation, etc. With digital application, applicants can now avail a 6 lakh personal loan with minimum hassle, no documentation and instant loan disbursal.

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Wide Choice

Curated offers from 30+ lenders

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Quick Disbursal

Money in your account instantly

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Digital Process

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹40L
Rate of Interest9.99% - 17.15%
Tenure upto1-5 Years
Processing Fee1% - 1.5%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Interest Rates for 6 Lakh Personal Loan

Lenders usually offer personal loan interest rates starting from 9.98% p.a. onwards to applicants availing a loan amount of Rs 6 lakh. However, some PSU banks might offer a lower interest rate to their personal loan applicants. Lenders usually set their interest rates after factoring in the monthly income, credit score, EMI/NMI ratio, job profile, etc.

6 Lakh Personal Loan Eligbility

The personal loan eligibility criteria of individuals depends on the age, monthly income, credit score, employment profile, employer’s profile and nationality of the applicant. Below-mentioned is the common eligibility criteria set by most lenders for their personal loan applicants.

  • Minimum age at the time of loan application- 18 years
  • Maximum age at the time of loan maturity- 60 years
  •  Minimum Monthly Income- Rs 25,000
  • Employment Profile- Salaried and Self-employed
  • EMI/NMI ratio- 50-55% including the EMI of the existing loan and the proposed loan
  • Credit Score- Usually 750 and above

Documents Required for 6 Lakh Personal Loan

  • ID Proof- Aadhaar card, PAN card, Passport, Driving License, Voter ID
  • Address Proof- Aadhar card, PAN card, Utility bills, Voter ID, Driving License
  • Salary slips for last 3 months and bank statement for last 6 months
  • ITR for self-employed individuals

EMI of Rs 6 Lakh Personal Loan

Loan Tenure  Loan Amount (Rs) Interest rate (p.a.) EMI (Rs)
1 Year 600000 9.99% 52,747
2 Years 600000 9.99% 27,684
3 Years 600000 9.99% 19,357
4 Years 600000 9.99% 15.215
5 Years 600000 9.99% 12,745

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How to Apply for 6 Lakh Personal Loan through Paisabazaar

Prospective borrowers can apply for 6 lakh personal loan either through the official website of Paisabazaar or through Paisabazaar app. Applicants planning to apply for 6 lakh personal loan can follow the below-mentioned steps.

Through the Official Website of Paisabazaar:

  • Visit the official website of Paisabazaar
  • Enter your mobile number and employment type
  • Enter the OTP and fill in the required details
  • View curated offers from various lenders

Through the Paisabazaar app:

  • Log in to Paisabazaar app
  • Check the pre-approved offers on the dashboard
  • Click on personal loans and fill in the required details
  • View curated offers from our partner lenders and choose the best-suited offer.

Explore Personal Loan Offers for Various Loan Amounts

1 Lakh Personal Loan 2 Lakh Personal Loan
4 Lakh Personal Loan 5 Lakh Personal Loan
3 Lakh Personal Loan 10 Lakh Personal Loan
15 Lakh Personal Loan 20 Lakh Personal Loan
30 Lakh Personal Loan 40 Lakh Personal Loan
50 Lakh Personal Loan 75 Lakh Personal loan

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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FAQs

Personal Loan Articles

Importance of No Dues Certificate in Personal Loan Closure - Article image

Importance of No Dues Certificate in Personal Loan Closure

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Paisabazaar02 Sept 2025
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Loan rejected despite high income? Here’s what you need to know

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Paisabazaar19 Aug 2025
Personal Loan for First Time Borrowers: What Customers Must Know - Article image

Personal Loan for First Time Borrowers: What Customers Must Know

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How I Saved Rs 22,000 on My Personal Loan through Prepayment

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How Have Personal Loans Advanced Over the Past few Years

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Factors To Consider While Selecting a Personal Loan Lender

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Instant Personal Loan Apps: Avoid These 5 Pitfalls

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Reasons for Delay in Personal Loan Processing

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Paisabazaar09 Jul 2025
APR vs Interest Rate in Personal Loans: What’s the Difference? - Article image

APR vs Interest Rate in Personal Loans: What’s the Difference?

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Bhumika Khandelwal07 Jul 2025
Tips to Choose an Ideal Personal Loan Tenure - Article image

Tips to Choose an Ideal Personal Loan Tenure

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Paisabazaar07 Jul 2025
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What our customers say

Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

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Manish KumarOct 23, 2025

Got personal loan instant

I was a medical emergency &amp; need funds instantly I applied for loan at Paisabazaar &amp; see I have a pre approved offers &amp; apply to it &amp; amount disbursed in 48 hours thanks to paisabazaar teams

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Mansi SharmaOct 17, 2025

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn&#x27;t know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

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Priyanka SharmaOct 15, 2025

Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

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Preeti SinghSep 26, 2025

Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

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Pawan SehrawatSep 25, 2025

Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

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Vivaan ShahSep 24, 2025

Loan Approved in on day

I confused between HDFC & Axis personal loans, but Paisabazaar showed me all the offers side by side. I apply in 10 minutes and got approval the next day!

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Rahul MehtaSep 23, 2025

Personal loan mila yahaan se

Mujhko personal loan mila yahaan se bina koi dikkat hue. Maine toh online apply kiya aur 3 lakh ka loan mila 2 saal ke liye.

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Pankaj SinhaSep 22, 2025

Great Customer support and response

Quick and efficient support team of Paisabazaar. Proper knowledge of product and good customer relationship by Abhishek Singh.

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ABhisekh BordoloiSep 21, 2025

Got personal loan from Paisabazaar

I applied for personal loan from paisabazaar and it was disbursed in 2 days. My immediate requirement was fulfilled just in time. Thanks guys for the prompt response and quick approval.

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Pranoy SenSep 19, 2025
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