- Loan amount: Starting from Rs. 5 lakh, the loan amount offered by Oriental Bank of Commerce on a personal loan goes upto Rs. 10 lakh
- Widespread availability: Oriental Bank of Commerce Personal Loan is offered to government employees, corporate employees and pensioners
- Flexible tenure: The tenure to repay Oriental Bank of Commerce Personal Loan goes up to 60 months and offers flexibility
- Quick approval: If you meet the eligibility criteria and submit all the necessary documents, you will get an instant approval on your Oriental Bank of Commerce Personal Loan
- Minimum documentation: The documentation required to opt for Oriental Bank of Commerce Personal Loan is minimum and saves time
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Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2.5%
Max. Loan Amount₹2 Crore
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2.5%
Max. Loan Amount₹2 Crore
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹4999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹4999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹40 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹40 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹12999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹12999+GST
Max. Loan Amount₹50 Lakh
Processing Time1 - 2 Days
Interest Rate10% onwards
Processing FeesUpto 1.2%
Max. Loan Amount₹75 Lakh
Processing Time1 - 2 Days
Interest Rate10% onwards
Processing FeesUpto 1.2%
Max. Loan Amount₹75 Lakh
Processing Time1 - 2 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹1 Crore
Processing Time1 - 2 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹1 Crore
Processing Time3 - 5 Days
Interest Rate17% onwards
Processing FeesUpto 4%
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate17% onwards
Processing FeesUpto 4%
Max. Loan Amount₹50 Lakh
Oriental Bank of Commerce Personal Loan – Features and Benefits
Oriental Bank of Commerce Personal Loan Scheme for Govt
This personal loan scheme can be availed to meet personal expenses including marriage, higher education, purchase of consumer durables and a lot more.
Oriental Bank of Commerce Personal Loan Scheme for Govt- Interest Rate and Fees
1 year MCLR with effect from 10.08.2019 is 8.55%
| Interest Rate | One Year MCLR +2.75% |
| Penal Interest | 2% penal interest over the normal lending interest rates on the overdue amount for irregular period |
| Processing Fee | 0.50% of the loan amount with a minimum of ₹ 500/- +Service tax, if any |
Oriental Bank of Commerce Personal Loan Scheme for Govt. – Eligibility Criteria
Oriental Bank of Commerce Personal Loan Scheme For Corporate
Oriental Personal Loan Scheme For Corporate is offered to fulfill personal or family expenses including a wedding, medical emergency, purchase of consumer durable or any household item, etc.
Oriental Bank of Commerce Personal Loan Scheme For Corporate- Interest Rate and Fees
1 year MCLR with effect from 10.08.2019 is 8.55%
| Interest Rate | One Year MCLR +3.75% |
| Penal Interest | 2% penal interest over the normal lending interest rates on the overdue amount for irregular period |
| Processing Fee | 1.00% of the loan amount plus applicable taxes. |
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Oriental Bank of Commerce Personal Loan Scheme For Corporate – Eligibility Criteria
Oriental Bank of Commerce Personal Loan Scheme For Pensioners
The loan is offered to pensioners to meet personal expenses like paying medical bills, travelling, home renovation, etc. For pensioners, repayment goes up to maximum 60 EMIs subject to last repayment of 75 years and for family pensioner, the tenure goes up to 60 EMIs subject to last repayment of 70 years.
Oriental Bank of Commerce Personal Loan Scheme For Pensioners – Interest Rate and Charges
1 year MCLR with effect from 10.08.2019 is 8.55%
| Interest Rate | One Year MCLR +2.25% |
| Penal Interest | 2% penal interest over the normal lending interest rates on the overdue amount for irregular period |
| Processing Fee | 1.00% of the loan amount plus applicable taxes |
Oriental Bank of Commerce Personal Loan Scheme For Pensioners- Eligibility Criteria
Also Know: What documents do I need to get a personal loan for pensioners
Oriental Bank of Commerce Personal Loan – Documents Required
The documents to avail Oriental Bank of Commerce Personal Loan may vary as per the type of loan you choose. However, the basic documents that are required as are follows:
Oriental Bank of Commerce Personal Loan – EMI Calculator
Personal loan EMI calculator is an easy to use online tool available on Paisabazaar.com. The tool is designed to give you an idea about how much your future EMIs are going to cost if you opt for a specific amount of Oriental Bank of Commerce Personal Loan. The EMI calculator gives you an instant result after you select the desired:
Oriental Bank of Commerce – Customer Care
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Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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Get up to ₹50 Lakhs starting at 9.98%*
Get up to ₹50 Lakhs starting at 9.98%*








