Paisabazaar Logo - Compare loans and credit cards

OBC Personal Loan

Icon image of Wide Choice

Wide Choice

Icon image of Quick Disbursal

Quick Disbursal

Icon image of SmartMatch

SmartMatch

Icon image of Digital Process

Digital Process

Illustration

Apply Personal Loan Online

google-play-icon

Google Play Store

4.5/5

15.5L Reviews

5cr+Satisfied Customers
65+Lending Partners
800+Cities across India

Find Best Personal Loan Offers

Sort by:

HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
image of Compare & Choose the <strong>Best Offer</strong>

Compare & Choose the Best Offer

image of Pre-approved Offers with <strong>Instant Disbursals</strong>

Pre-approved Offers with Instant Disbursals

image of Know Your <strong>Chances of Approval</strong>

Know Your Chances of Approval

image of End-to-End <strong>Digital Process</strong>

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Oriental Bank of Commerce Personal Loan – Features and Benefits

  • Loan amount: Starting from Rs. 5 lakh, the loan amount offered by Oriental Bank of Commerce on a personal loan goes upto Rs. 10 lakh
  • Widespread availability: Oriental Bank of Commerce Personal Loan is offered to government employees, corporate employees and pensioners
  • Flexible tenure: The tenure to repay Oriental Bank of Commerce Personal Loan goes up to 60 months and offers flexibility
  • Quick approval: If you meet the eligibility criteria and submit all the necessary documents, you will get an instant approval on your Oriental Bank of Commerce Personal Loan
  • Minimum documentation: The documentation required to opt for Oriental Bank of Commerce Personal Loan is minimum and saves time

Oriental Bank of Commerce Personal Loan Scheme for Govt

This personal loan scheme can be availed to meet personal expenses including marriage, higher education, purchase of consumer durables and a lot more.

Oriental Bank of Commerce Personal Loan Scheme for Govt- Interest Rate and Fees

1 year MCLR with effect from 10.08.2019 is 8.55%

Interest Rate One Year MCLR +2.75%
Penal Interest 2% penal interest over the normal lending interest rates on the overdue amount for irregular period
Processing Fee 0.50% of the loan amount with a minimum of ₹ 500/- +Service tax, if any

Oriental Bank of Commerce Personal Loan Scheme for Govt. – Eligibility Criteria

  • You should be a permanent and confirmed employee of Public Sector Undertaking (PSU) and Centre / State Govt. Deptt. and other Government institutions like Universities/Colleges etc.
  • You should have a salary account with the bank
  • Your monthly salary should be minimum Rs. 10,000
  • Your net take home salary should not be less than 30% of gross salary after deducting the EMI of the proposed loan
  • If you don’t have a salary account with the bank, your gross monthly salary should be at least Rs. 50,000

Oriental Bank of Commerce Personal Loan Scheme For Corporate

Oriental Personal Loan Scheme For Corporate is offered to fulfill personal or family expenses including a wedding, medical emergency, purchase of consumer durable or any household item, etc.

Oriental Bank of Commerce Personal Loan Scheme For Corporate- Interest Rate and Fees

1 year MCLR with effect from 10.08.2019 is 8.55%

Interest Rate One Year MCLR +3.75%
Penal Interest 2% penal interest over the normal lending interest rates on the overdue amount for irregular period
Processing Fee 1.00% of the loan amount plus applicable taxes.

Avail Personal Loan for
All Your Needs

Oriental Bank of Commerce Personal Loan Scheme For Corporate – Eligibility Criteria

  • You should be a permanent employee of reputed corporates and other reputed non-government organizations/institutions including colleges/schools
  • You should have a salary account with the bank
  • you should have at least 3 years of working experience that also includes service with the previous employer(s), if any
  • Your minimum monthly income should be at least Rs. 10,000
  • Your net take home salary should be less than 30% of gross salary after deducting the EMI of the proposed loan
  • If you don’t have a salary account with the bank, your monthly salary should be at least Rs. 50,000

Oriental Bank of Commerce Personal Loan Scheme For Pensioners

The loan is offered to pensioners to meet personal expenses like paying medical bills, travelling, home renovation, etc. For pensioners, repayment goes up to maximum 60 EMIs subject to last repayment of 75 years and for family pensioner, the tenure goes up to 60 EMIs subject to last repayment of 70 years.

Oriental Bank of Commerce Personal Loan Scheme For Pensioners – Interest Rate and Charges

1 year MCLR with effect from 10.08.2019 is 8.55%

Interest Rate One Year MCLR +2.25%
Penal Interest 2% penal interest over the normal lending interest rates on the overdue amount for irregular period
Processing Fee 1.00% of the loan amount plus applicable taxes

Oriental Bank of Commerce Personal Loan Scheme For Pensioners- Eligibility Criteria

  • The pensioner should not be more than 75 years of age and family pensioner that is spouse who is authorized to receive pension after the death of the pensioner, should not be more than 70 years
  • The net home pension should be at least 50% of gross pension (including the installment of proposed loan)
  • The family pensioner is also eligible for personal loan

Also Know: What documents do I need to get a personal loan for pensioners

Oriental Bank of Commerce Personal Loan – Documents Required

The documents to avail Oriental Bank of Commerce Personal Loan may vary as per the type of loan you choose. However, the basic documents that are required as are follows:

  • Photo identity proof(any one document): Passport, Pan Card, Voter Identity Card, Driving License, Aadhaar Card
  • Address proof(any one document): Ration Card, Bank Account Statement, Passport, Driving License, Electricity Bill, Telephone Bill, Sale Deed/Property purchase agreement(for owned properties), Aadhaar Card
  • Salary proof: Last 3 months/6 months’ bank statement (dependent on scheme) showing salary credits, Latest Salary Slip

Oriental Bank of Commerce Personal Loan – EMI Calculator

Personal loan EMI calculator is an easy to use online tool available on Paisabazaar.com. The tool is designed to give you an idea about how much your future EMIs are going to cost if you opt for a specific amount of Oriental Bank of Commerce Personal Loan. The EMI calculator gives you an instant result after you select the desired:

  • Loan amount
  • Tenure
  • Interest rate

Oriental Bank of Commerce – Customer Care

  • You can give a call on 0120-2580001, 1800-180-1235 or 1800-102-1235
  • You can visit the corporate office at Plot No. 5, Institutional Area, Sector-32 Gurgaon – 122001
  • You can fill the feedback/complaint form here

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
View All Partners

Avail Personal Loan for
All Your Needs

Personal Loan Articles

Importance of No Dues Certificate in Personal Loan Closure - Article image

Importance of No Dues Certificate in Personal Loan Closure

icon image of Paisabazaar
Paisabazaar02 Sept 2025
Loan rejected despite high income? Here’s what you need to know - Article image

Loan rejected despite high income? Here’s what you need to know

icon image of Paisabazaar
Paisabazaar19 Aug 2025
Personal Loan for First Time Borrowers: What Customers Must Know - Article image

Personal Loan for First Time Borrowers: What Customers Must Know

icon image of Paisabazaar
Paisabazaar04 Aug 2025
How I Saved Rs 22,000 on My Personal Loan through Prepayment - Article image

How I Saved Rs 22,000 on My Personal Loan through Prepayment

icon image of Bhumika Khandelwal
Bhumika Khandelwal31 Jul 2025
How Have Personal Loans Advanced Over the Past few Years - Article image

How Have Personal Loans Advanced Over the Past few Years

icon image of Paisabazaar
Paisabazaar17 Jul 2025
Factors To Consider While Selecting a Personal Loan Lender - Article image

Factors To Consider While Selecting a Personal Loan Lender

icon image of Paisabazaar
Paisabazaar16 Jul 2025
Instant Personal Loan Apps: Avoid These 5 Pitfalls - Article image

Instant Personal Loan Apps: Avoid These 5 Pitfalls

icon image of Bhumika Khandelwal
Bhumika Khandelwal16 Jul 2025
Reasons for Delay in Personal Loan Processing - Article image

Reasons for Delay in Personal Loan Processing

icon image of Paisabazaar
Paisabazaar09 Jul 2025
APR vs Interest Rate in Personal Loans: What’s the Difference? - Article image

APR vs Interest Rate in Personal Loans: What’s the Difference?

icon image of Bhumika Khandelwal
Bhumika Khandelwal07 Jul 2025
Tips to Choose an Ideal Personal Loan Tenure - Article image

Tips to Choose an Ideal Personal Loan Tenure

icon image of Paisabazaar
Paisabazaar07 Jul 2025
View All Articles
quotes icon

What our customers say

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

icon image of avatar
Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

icon image of avatar
Anuradha GuptaJan 21, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

icon image of avatar
Sadia KhatunJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

icon image of avatar
Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

icon image of avatar
Ruchika TiwariJan 14, 2026

Medical Emergency thi, loan jaldi mil gya

Muhje ek medical emergency ke liye personal loan lena padha. Paisabazaar pe bht jaldi or smooth process tha. time pe kaam agaya.

icon image of avatar
Raj SinghJan 13, 2026

Compare karke sahi rate mila

Loan offers jab comapre kiya toh pata chala konse loan lene se muhje sahi mai faida hoga. Isiliye Paisabazaar muhje best laga.

icon image of avatar
Akrity PandeyJan 5, 2026

Personal loan fatfat mai mil gaya

Muhje paiso ki urgent need thi. Paisabazaar se loan jaldi or sahi rate pe mil gaya.

icon image of avatar
Riya MehraJan 5, 2026

Loan from Paisabazaar was actually paperless

I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

icon image of avatar
Tanmay BorkatakiDec 12, 2025

Best place for a small loan

I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

icon image of avatar
Aridaman Singh ParhichaDec 11, 2025
View All Testimonials
Vandana Punj profile
Written ByLinkedIn icon
Vandana Punj
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

Knapsack with coins

Check Best Personal Loan Offers
with Quick Disbursal

Scroll to top