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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Oriental Bank of Commerce Personal Loan – Features and Benefits

  • Loan amount: Starting from Rs. 5 lakh, the loan amount offered by Oriental Bank of Commerce on a personal loan goes upto Rs. 10 lakh
  • Widespread availability: Oriental Bank of Commerce Personal Loan is offered to government employees, corporate employees and pensioners
  • Flexible tenure: The tenure to repay Oriental Bank of Commerce Personal Loan goes up to 60 months and offers flexibility
  • Quick approval: If you meet the eligibility criteria and submit all the necessary documents, you will get an instant approval on your Oriental Bank of Commerce Personal Loan
  • Minimum documentation: The documentation required to opt for Oriental Bank of Commerce Personal Loan is minimum and saves time

Oriental Bank of Commerce Personal Loan Scheme for Govt

This personal loan scheme can be availed to meet personal expenses including marriage, higher education, purchase of consumer durables and a lot more.

Oriental Bank of Commerce Personal Loan Scheme for Govt- Interest Rate and Fees

1 year MCLR with effect from 10.08.2019 is 8.55%

Interest Rate One Year MCLR +2.75%
Penal Interest 2% penal interest over the normal lending interest rates on the overdue amount for irregular period
Processing Fee 0.50% of the loan amount with a minimum of ₹ 500/- +Service tax, if any

Oriental Bank of Commerce Personal Loan Scheme for Govt. – Eligibility Criteria

  • You should be a permanent and confirmed employee of Public Sector Undertaking (PSU) and Centre / State Govt. Deptt. and other Government institutions like Universities/Colleges etc.
  • You should have a salary account with the bank
  • Your monthly salary should be minimum Rs. 10,000
  • Your net take home salary should not be less than 30% of gross salary after deducting the EMI of the proposed loan
  • If you don’t have a salary account with the bank, your gross monthly salary should be at least Rs. 50,000

Oriental Bank of Commerce Personal Loan Scheme For Corporate

Oriental Personal Loan Scheme For Corporate is offered to fulfill personal or family expenses including a wedding, medical emergency, purchase of consumer durable or any household item, etc.

Oriental Bank of Commerce Personal Loan Scheme For Corporate- Interest Rate and Fees

1 year MCLR with effect from 10.08.2019 is 8.55%

Interest Rate One Year MCLR +3.75%
Penal Interest 2% penal interest over the normal lending interest rates on the overdue amount for irregular period
Processing Fee 1.00% of the loan amount plus applicable taxes.

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Oriental Bank of Commerce Personal Loan Scheme For Corporate – Eligibility Criteria

  • You should be a permanent employee of reputed corporates and other reputed non-government organizations/institutions including colleges/schools
  • You should have a salary account with the bank
  • you should have at least 3 years of working experience that also includes service with the previous employer(s), if any
  • Your minimum monthly income should be at least Rs. 10,000
  • Your net take home salary should be less than 30% of gross salary after deducting the EMI of the proposed loan
  • If you don’t have a salary account with the bank, your monthly salary should be at least Rs. 50,000

Oriental Bank of Commerce Personal Loan Scheme For Pensioners

The loan is offered to pensioners to meet personal expenses like paying medical bills, travelling, home renovation, etc. For pensioners, repayment goes up to maximum 60 EMIs subject to last repayment of 75 years and for family pensioner, the tenure goes up to 60 EMIs subject to last repayment of 70 years.

Oriental Bank of Commerce Personal Loan Scheme For Pensioners – Interest Rate and Charges

1 year MCLR with effect from 10.08.2019 is 8.55%

Interest Rate One Year MCLR +2.25%
Penal Interest 2% penal interest over the normal lending interest rates on the overdue amount for irregular period
Processing Fee 1.00% of the loan amount plus applicable taxes

Oriental Bank of Commerce Personal Loan Scheme For Pensioners- Eligibility Criteria

  • The pensioner should not be more than 75 years of age and family pensioner that is spouse who is authorized to receive pension after the death of the pensioner, should not be more than 70 years
  • The net home pension should be at least 50% of gross pension (including the installment of proposed loan)
  • The family pensioner is also eligible for personal loan

Also Know: What documents do I need to get a personal loan for pensioners

Oriental Bank of Commerce Personal Loan – Documents Required

The documents to avail Oriental Bank of Commerce Personal Loan may vary as per the type of loan you choose. However, the basic documents that are required as are follows:

  • Photo identity proof(any one document): Passport, Pan Card, Voter Identity Card, Driving License, Aadhaar Card
  • Address proof(any one document): Ration Card, Bank Account Statement, Passport, Driving License, Electricity Bill, Telephone Bill, Sale Deed/Property purchase agreement(for owned properties), Aadhaar Card
  • Salary proof: Last 3 months/6 months’ bank statement (dependent on scheme) showing salary credits, Latest Salary Slip

Oriental Bank of Commerce Personal Loan – EMI Calculator

Personal loan EMI calculator is an easy to use online tool available on Paisabazaar.com. The tool is designed to give you an idea about how much your future EMIs are going to cost if you opt for a specific amount of Oriental Bank of Commerce Personal Loan. The EMI calculator gives you an instant result after you select the desired:

  • Loan amount
  • Tenure
  • Interest rate

Oriental Bank of Commerce – Customer Care

  • You can give a call on 0120-2580001, 1800-180-1235 or 1800-102-1235
  • You can visit the corporate office at Plot No. 5, Institutional Area, Sector-32 Gurgaon – 122001
  • You can fill the feedback/complaint form here

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

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What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

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20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

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Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

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Abhishek ThakuraJan 14, 2026
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