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Nainital Bank Personal Loan

Nainital Bank offers personal loans (Naini Sahyog) in form of term loans/demand loans or reducing overdraft for amounts up to Rs 15 Lakh @12.00% p.a. onwards. The applicants can use the personal loan for any purpose except for speculation. The bank also provides concession @ 0.50% to the borrowers who offer CRM Securities (Nainital Bank's deposit/ LIC/ NSC/ Acceptable Paper Securities) as collateral, with the present value not less than 50%, subject to the same being maintained till liquidation of advance facility.
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Get Cashback of 1,000* on Loan Disbursal
Valid till 31st March '26 *T&C Apply
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

4.5/5

15.5L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Icon image of Simple Online Application Process

Simple Online Application Process

Icon image of Minimum Documentation Needed

Minimum Documentation Needed

Icon image of Zero Collateral Requirement

Zero Collateral Requirement

Icon image of No Prepayment Penalty

No Prepayment Penalty