Nainital Bank Personal Loan
Nainital Bank offers personal loans (Naini Sahyog) in form of term loans/demand loans or reducing overdraft for amounts up toRs 15 Lakh @12.00% p.a. onwards. The applicants can use the personal loan for any purpose except for speculation. The bank also provides concession @ 0.50% to the borrowers who offer CRM Securities (Nainital Bank's deposit/ LIC/ NSC/ Acceptable Paper Securities) as collateral, with the present value not less than 50%, subject to the same being maintained till liquidation of advance facility....
Nainital Bank offers personal loans (Naini Sahyog) in form of term loans/demand loans or reducing overdraft for amounts up to Rs 15 Lakh @12.00% p.a. onwards. The applicants can use the personal loan for any purpose except for speculation. The bank also provides concession @ 0.50% to the borrowers who offer CRM Securities (Nainital Bank's deposit/ LIC/ NSC/ Acceptable Paper Securities) as collateral, with the present value not less than 50%, subject to the same being maintained till liquidation of advance facility.
Simple Online Application Process
Minimum Documentation Needed
Zero Collateral Requirement
No Prepayment Penalty

4.5/5
15.5L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed

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Valid till 31st March '26
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Instant Personal Loan
Get up to ₹50 Lakhs starting at 9.98%
4.5/5
15.5L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Simple Online Application Process
Minimum Documentation Needed
Zero Collateral Requirement
No Prepayment Penalty